PlainZIP

Gardiner, NY · standard

ZIP Code 12525

Ulster County, New York - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.

3,311
54/sq mi
$110,268
Median income
$446,500
Median home value
36.4%
Bachelor's or higher

The verdict

Gardiner pairs an upper-quartile household income with upper-quartile home values, in a rural, homeowner-dominated area.

Top 13%
household income, US ZIPs
Top 17%
home value, US ZIPs
54
people per sq mi
67%
owner-occupied homes

Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 12525 against every reporting US ZIP.

ZIP code 12525 covers 60.9 square miles in Gardiner, Ulster County, New York (a standard USPS delivery area), with a modest 3,311 residents on file, a density of 54 people per square mile, in the New York time zone.

ZIP 12525 skews affluent, with a median household income of $110,268 (19% above the New York average), while per-capita income is $60,198. Local economic indicators show a 9.6% poverty rate alongside 2.9% unemployment. On housing, the median home value is $446,500 (18% above the state average) with median rent at $1,750 per month, and 67.0% of occupied units are owner-occupied.

A solid share of residents have a four-year degree: 36.4% of adults hold a bachelor's degree or higher, the median age is 45.4, and the average commute is -. To put 12525 in local context, 10 ZIP codes within roughly 10 miles appear further down this page alongside 6 additional ZIPs in Ulster County, for a geography-aware comparison.

Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →

Top industries in ZIP 12525

Top 5 sectors by establishment count in Gardiner, NY

Which industries have the most business establishments in ZIP 12525.

establishments

What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.

Source U.S. Census Bureau · ZIP Code Business Patterns (ZBP) As of 2023

Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 12525, Gardiner, NY · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.

Quick Facts

3,311

Population

60.9

Area (sq mi)

54

People / sq mi

New York

Time Zone

standard

ZIP Type

Neighborhood Scorecard
Get an A-F grade across income, safety, housing, rent, education, commute, and childcare for this ZIP code.
View Scorecard →

Who lives in ZIP 12525?

45.4

Median Age

48.3%

Male

51.7%

Female

2.2%

Foreign-Born

White 63.9%
African American 0.7%
Asian 0.0%
American Indian or Alaska Native 0.0%
Native Hawaiian or Pacific Islander 0.0%
Two or More Ethnicities 34.7%
Hispanic or Latino 5.7%

Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How much do residents earn?

$110,268

Median Household Income

+19% vs state

$60,198

Per Capita Income

9.6%

Poverty Rate

2.9%

Unemployment Rate

How ZIP 12525 ranks nationally

Gardiner, NY household income vs. every US ZIP code

Median household income, the full national distribution, with this ZIP marked

$110,268 Top 13% higher than 87% of 30,318 US ZIPs

$0–$20,000: 118 US ZIPs (0%). Below this entry. $20,000–$40,000: 1,573 US ZIPs (5%). Below this entry. $40,000–$60,000: 7,092 US ZIPs (23%). Below this entry. $60,000–$80,000: 9,980 US ZIPs (33%). Below this entry. $80,000–$100,000: 5,778 US ZIPs (19%). Below this entry. $100,000–$120,000: 2,855 US ZIPs (9%). This entry sits in this band. $120,000–$140,000: 1,362 US ZIPs (4%). Above this entry. $140,000–$160,000: 686 US ZIPs (2%). Above this entry. $160,000–$180,000: 364 US ZIPs (1%). Above this entry. $180,000–$200,000: 186 US ZIPs (1%). Above this entry. $200,000–$220,000: 324 US ZIPs (1%). Above this entry. This ZIP $0 $200K+ every reporting US ZIP, bucketed by value

Each bar is a $20K-wide band; taller bars hold more US ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source U.S. Census Bureau, ACS 5-Year Estimates · 2019–2023

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What is the education profile here?

High School Graduate or Higher 67.3%
Bachelor's Degree or Higher 36.4%

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What does housing look like?

1,376

Total Housing Units

1,097

Occupied Units

279

Vacant Units

2.43

Avg Household Size

Occupancy Type

Owner 67.0%
Renter 33.0%

$446,500

Median Home Value

+18% vs state

$1,750

Median Rent

1979

Median Year Built

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How have home values changed over time?

FHFA House Price Index, annual appreciation data based on repeat sales and appraisals

+2.2%

YoY Change (2023)

258

HPI Index (2000 = 100)

+158%

Total Change Since 2000

Home values in ZIP 12525 have increased 2.2% over the past year (2023). Since 2000, this ZIP has seen +158% cumulative appreciation.

Year Annual Change HPI Index
2019 +5.0% 184
2020 +2.8% 189
2021 +17.6% 223
2022 +13.2% 252
2023 +2.2% 258

Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2023. ZIP codes with few transactions may show missing values.

What businesses operate in this ZIP?

Census Bureau data shows 113 business establishments in ZIP 12525, employing approximately 885 people with a combined annual payroll of $43,436,000.

113

Businesses

885

Employees

$43.4M

Annual Payroll

13

Industry Sectors

Industry Establishments % of Total
Construction 21 18.6%
Retail trade 15 13.3%
Professional, scientific, and technical services 13 11.5%
Manufacturing 12 10.6%
Accommodation and food services 10 8.8%
Other services (except public administration) 7 6.2%
Health care and social assistance 6 5.3%
Transportation and warehousing 5 4.4%
Real estate and rental and leasing 4 3.5%
Administrative and support and waste management and remediation services 4 3.5%
Wholesale trade 3 2.6%
Educational services 3 2.6%
Arts, entertainment, and recreation 3 2.6%

Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.

Nearby ZIP Codes

Want a side-by-side? Compare 12525 vs 12589 →

ZIP 12525 vs its nearest neighbors, by population

Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.

residents

What this shows Among its immediate neighbors, ZIP 12525 ranks #7 by population - useful context the national average alone can't give.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023

ZIP 12525 vs its nearest neighbors, by median income

Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.

median income

What this shows By household income, ZIP 12525 ranks #4 of 9 neighboring ZIPs, local affluence varies block to block, not just metro to metro.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023
ZIP Code City Population Distance
12589 Wallkill, NY 17,228 4.3 mi
12440 High Falls, NY 1,980 6.4 mi
12548 Modena, NY 1,494 4.4 mi
12515 Clintondale, NY 1,549 6.4 mi
12586 Walden, NY 12,540 8.4 mi
12561 New Paltz, NY 18,308 6.6 mi
12404 Accord, NY 3,385 9.2 mi
12566 Pine Bush, NY 10,753 8.8 mi
12446 Kerhonkson, NY 5,061 11.0 mi
12486 Tillson, NY 1,523 12.0 mi

More ZIP Codes in Ulster County

12401 standard
Kingston, NY
Pop: 35,040
12477 standard
Saugerties, NY
Pop: 18,787
12561 standard
New Paltz, NY
Pop: 18,308
12589 standard
Wallkill, NY
Pop: 17,228
12528 standard
Highland, NY
Pop: 13,344
12566 standard
Pine Bush, NY
Pop: 10,753

Related Areas

Ulster County Gardiner, NY New York

Frequently Asked Questions

What county is ZIP code 12525 in? ▼
ZIP code 12525 (Gardiner) is located in Ulster County, New York. Ulster County contains multiple ZIP codes, see the full list at /counties/ulster-ny.
What is the population of ZIP code 12525? ▼
ZIP code 12525 in Gardiner, NY has a population of 3,311 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 12525? ▼
The median household income in ZIP 12525 is $110,268, which is 45% above the national average of $76,288.
What is the average home value in ZIP 12525? ▼
The median home value in ZIP 12525 is $446,500, which is 61% above the national average of $278,155.
What is the demographic makeup of ZIP 12525? ▼
The largest racial group in ZIP 12525 is White at 63.9%. Hispanic or Latino residents make up 5.7% of the population.
How many businesses are in ZIP code 12525? ▼
ZIP code 12525 has 113 business establishments employing approximately 885 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What are the main industries in ZIP code 12525? ▼
The top industries by establishment count in ZIP 12525 are: Construction (21), Retail trade (15), Professional, scientific, and technical services (13). There are 13 industry sectors represented in total.
How have home values changed in ZIP code 12525? ▼
According to the FHFA House Price Index, home values in ZIP 12525 increased by 2.2% in 2023. Since 2000, home values in this ZIP have appreciated by approximately 158%. This is a developmental index based on repeat sales and appraisal data from Fannie Mae and Freddie Mac.
What is the education level in ZIP code 12525? ▼
In ZIP code 12525, 67.3% of residents aged 25+ have a high school diploma or higher, and 36.4% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What percentage of residents own vs. rent in ZIP 12525? ▼
In ZIP code 12525, approximately 67.0% of occupied housing units are owner-occupied and 33.0% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 12525? ▼
The poverty rate in ZIP code 12525 is 9.6% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.

Read our methodology to see how this data is sourced, computed, and verified.