Residential delivery area · New York
ZIP Code 12404: Accord, NY
ZIP code 12404 uses the postal name Accord, New York and lies entirely in Ulster County (Census 2020 ZIP-county file). About 3,900 people live there (Census Bureau, ACS 2020-2024). Median household income is $77,214 (Census Bureau, ACS 2020-2024). By Census place, 9% of its land lies in Accord (a census-designated place); 91% is outside any Census place.
- ACS2020-24
- Census2020
- FHFA2025
- ZBP2023
- IRS2022
- Town
- Accord · its only residential ZIP
- County
- Ulster County
- Census places
- Accord census-designated place
- Metro area
- Kingston, NY
- House district
- NY-19 119th Congress
- State
- New York
- Time zone
- Eastern
- Land area
- 37.0 sq mi · 106 people per sq mi
Where is ZIP code 12404?
12404 centers on 41.819°, -74.236° and covers 37.0 square miles of land plus 0.3 of water. It borders 4 ZIP codes: 12440, 12484, 12446, 12461.
The map draws ZIP code areas only. For the streets inside 12404, open its center on OpenStreetMap.
Source: U.S. Census Bureau, 2020 ZCTA cartographic boundaries and the 2023 Gazetteer (2020 ZCTAs); ZIP-to-county shares, Census places and House districts (119th Congress) from the Census 2020 relationship files (shares of land); metro area from the OMB delineation (July 2023); town name and time zone from simplemaps US ZIP Codes (CC BY 4.0).
How does 12404 compare with the rest of Ulster County?
| Measure | 12404 | In Ulster County | In NY |
|---|---|---|---|
| People (ACS 2020-2024) | 3,935 | 13th of 62 | 805th of 1,826 |
| Median household income | $77k | not ranked | not ranked |
| Median home value | $416k | 8th of 26 | 436th of 1,172 |
12404's median household income is not ranked: its 90% margin of error (±$48,229) is more than a quarter of the figure ($77,214). Rankings use ZIP codes of 1,000 or more people living in households, with margins at most 25% of the figure.
It is denser than 55% of U.S. residential ZIP codes. ZIP codes at the ACS caps ($250,000 or more for household income, $2,000,000 or more for home value) share the top rank.
Source: U.S. Census Bureau, ACS 2020-2024 5-year estimates (B01003, B19013, B25077); ranks by PlainZIP over residential ZIP codes (ZCTAs).
How many people live in 12404?
The 2020 Census counted 3,625 people in 12404; the ACS, which samples households over 2020-2024, estimates 3,935. Between the 2010 and 2020 censuses its population grew 7.1% (its boundary stayed at least 90% the same).
- People, ACS 2020-2024
- 3,935±543 (90% margin)
- 2020 Census count
- 3,625+7.1% since 2010 (3,385)
- Households
- 1,744
- Median age
- 50.4
Source: U.S. Census Bureau, ACS 2020-2024 5-year estimates (B01003, B01002, B11001); 2020 Census (DHC P1); 2010 Census (SF1 P1).
Who lives in 12404?
Of the 3,935 people the ACS estimates in 12404, 22.1% are under 18 and 19.5% are 65 or older. The largest group by race and Hispanic origin is White (not Hispanic) (78.0%), then Hispanic or Latino (11.2%).
- Under 1822.1%
- 18 to 6458.4%
- 65 and older19.5%
- White, not Hispanic78.0%
- Hispanic or Latino11.2%
- Other or two or more9.7%
- Asian, not Hispanic1.1%
- Black, not Hispanic0.0%
Source: U.S. Census Bureau, ACS 2020-2024 5-year estimates (B01001 age by sex, B03002 Hispanic or Latino origin by race); shares of the estimated population, small ZIP codes carry wide margins.
What do households in 12404 earn?
Median household income is $77,214 (ACS 2020-2024). It is not measurably different from 2015-2019 ($63,817 in 2024 dollars): the change is within the surveys' margins of error.
- Median household income
- $77,214±$48,229
- Income per person
- $57,956
- Below the poverty line
- 10.8%
- Unemployed (of the labor force)
- 4.0%
- Adults 25+ with a bachelor's degree
- 55.3%
- Adjusted gross income per tax return, 2022
- $116,9571,710 returns; wages 58% of AGI (IRS)
Source: U.S. Census Bureau, ACS 2020-2024 and 2015-2019 5-year estimates (B19013, B19301, B17001, B23025, B15003; 2015-2019 dollars converted with the BLS CPI-U, 1.22699); IRS Statistics of Income, ZIP code data, tax year 2022 (adjusted gross income per return, filed under the address on the return).
What are homes worth in 12404?
FHFA's house price index for 12404, built from repeat sales and appraisals of the same homes, rose 118% from 2015 to 2025 and rose 74% from 2020 to 2025, and moved +0.1% in 2025.
- Median home value (owners' estimate)
- $415,700
- Median gross rent
- $1,282
- Homes owned by their occupants
- 82.6%
- Housing units
- 2,454
Source: U.S. Census Bureau, ACS 2020-2024 5-year estimates (B25077, B25064, B25003, B25001); FHFA House Price Index, annual five-digit ZIP, updated 2026-03-31.
What businesses are in 12404?
98 business establishments had a location in this ZIP code in 2023, 13 more than in 2018; the most are in construction (ZIP Code Business Patterns).
- Construction13
- Professional, scientific, and technical services12
- Retail trade11
- Arts, entertainment, and recreation9
- Other services (except public administration)9
- Wholesale trade8
Source: U.S. Census Bureau, ZIP Code Business Patterns 2023 and 2018 (establishments with paid employees, by the business's ZIP code).
Which ZIP codes are next to 12404?
| ZIP | Town | People | Household income | Distance |
|---|---|---|---|---|
| 12440 | High Falls | 1,826 | $107k | 4.2 mi |
| 12484 | Stone Ridge | 3,155 | $120k | 4.3 mi |
| 12446 | Kerhonkson | 5,414 | $86k | 4.5 mi |
| 12461 | Olivebridge | 1,604 | $112k | 6.2 mi |
| 12489 | Wawarsing | 93 | – | 7.5 mi (near) |
| 12419 | Cottekill | 1,081 | $122k | 7.5 mi (near) |
| 12561 | New Paltz | 19,830 | $92k | 8.5 mi (near) |
| 12486 | Tillson | 1,440 | $97k | 8.9 mi (near) |
Source: PlainZIP from the Census 2020 ZCTA boundaries (shared edges) and internal points; figures ACS 2020-2024.