PlainZIP

Cragsmoor, NY · standard

ZIP Code 12420

Ulster County, New York - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.

363
34/sq mi
$120,559
Median income
$189,400
Median home value
38.9%
Bachelor's or higher

The verdict

Cragsmoor pairs a top-decile household income with below-median home values, in a rural, homeowner-dominated area.

Top 9%
household income, US ZIPs
41th pct
home value, US ZIPs
34
people per sq mi
100%
owner-occupied homes

Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 12420 against every reporting US ZIP.

ZIP code 12420 is a sparsely populated ZIP (a standard USPS delivery area) in Cragsmoor, Ulster County, New York, home to just 363 residents across 10.7 square miles, a density of 34 people per square mile, in the New York time zone.

ZIP 12420 skews affluent, with a median household income of $120,559 (30% above the New York average), while per-capita income is $33,785. Poverty here runs at 0.0%, with unemployment measured at 0.0%. The typical home here is valued at $189,400 (50% below the state average); renters pay a median of - monthly, and 100.0% of units are owner-occupied.

A solid share of residents have a four-year degree: 38.9% of adults hold a bachelor's degree or higher, the median age is 29.5, and the average commute is -. To put 12420 in local context, 10 ZIP codes within roughly 10 miles appear further down this page alongside 6 additional ZIPs in Ulster County, for a geography-aware comparison.

Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →

Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 12420, Cragsmoor, NY · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.

Quick Facts

363

Population

10.7

Area (sq mi)

34

People / sq mi

New York

Time Zone

standard

ZIP Type

Neighborhood Scorecard
Get an A-F grade across income, safety, housing, rent, education, commute, and childcare for this ZIP code.
View Scorecard →

Who lives in ZIP 12420?

29.5

Median Age

50.7%

Male

49.3%

Female

0.0%

Foreign-Born

White 100.0%
African American 0.0%
Asian 0.0%
American Indian or Alaska Native 0.0%
Native Hawaiian or Pacific Islander 0.0%
Two or More Ethnicities 0.0%
Hispanic or Latino 0.0%

Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How much do residents earn?

$120,559

Median Household Income

+30% vs state

$33,785

Per Capita Income

0.0%

Poverty Rate

0.0%

Unemployment Rate

How ZIP 12420 ranks nationally

Cragsmoor, NY household income vs. every US ZIP code

Median household income, the full national distribution, with this ZIP marked

$120,559 Top 9% higher than 91% of 30,318 US ZIPs

$0–$20,000: 118 US ZIPs (0%). Below this entry. $20,000–$40,000: 1,573 US ZIPs (5%). Below this entry. $40,000–$60,000: 7,092 US ZIPs (23%). Below this entry. $60,000–$80,000: 9,980 US ZIPs (33%). Below this entry. $80,000–$100,000: 5,778 US ZIPs (19%). Below this entry. $100,000–$120,000: 2,855 US ZIPs (9%). Below this entry. $120,000–$140,000: 1,362 US ZIPs (4%). This entry sits in this band. $140,000–$160,000: 686 US ZIPs (2%). Above this entry. $160,000–$180,000: 364 US ZIPs (1%). Above this entry. $180,000–$200,000: 186 US ZIPs (1%). Above this entry. $200,000–$220,000: 324 US ZIPs (1%). Above this entry. This ZIP $0 $200K+ every reporting US ZIP, bucketed by value

Each bar is a $20K-wide band; taller bars hold more US ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source U.S. Census Bureau, ACS 5-Year Estimates · 2019–2023

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What is the education profile here?

High School Graduate or Higher 73.5%
Bachelor's Degree or Higher 38.9%

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What does housing look like?

154

Total Housing Units

99

Occupied Units

55

Vacant Units

3.85

Avg Household Size

Occupancy Type

Owner 100.0%
Renter 0.0%

$189,400

Median Home Value

-50% vs state

1942

Median Year Built

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What businesses operate in this ZIP?

Census Bureau data shows 4 business establishments in ZIP 12420, employing approximately 7 people with a combined annual payroll of $667,000.

4

Businesses

7

Employees

$667K

Annual Payroll

0

Industry Sectors

Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.

Nearby ZIP Codes

Want a side-by-side? Compare 12420 vs 12483 →

ZIP 12420 vs its nearest neighbors, by population

Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.

residents

What this shows Among its immediate neighbors, ZIP 12420 ranks #5 by population - useful context the national average alone can't give.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023

ZIP 12420 vs its nearest neighbors, by median income

Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.

median income

What this shows By household income, ZIP 12420 ranks #2 of 6 neighboring ZIPs, local affluence varies block to block, not just metro to metro.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023
ZIP Code City Population Distance
12483 Spring Glen, NY 259 2.2 mi
12722 Burlingham, NY 158 5.6 mi
10985 Thompson Ridge, NY 58 6.1 mi
12566 Pine Bush, NY 10,753 4.3 mi
12769 Phillipsport, NY 253 4.6 mi
12489 Wawarsing, NY 1,292 5.6 mi
12428 Ellenville, NY 6,602 5.8 mi
12781 Summitville, NY 307 5.7 mi
10919 Circleville, NY 1,040 9.9 mi
10915 Bullville, NY 119 9.0 mi

More ZIP Codes in Ulster County

12401 standard
Kingston, NY
Pop: 35,040
12477 standard
Saugerties, NY
Pop: 18,787
12561 standard
New Paltz, NY
Pop: 18,308
12589 standard
Wallkill, NY
Pop: 17,228
12528 standard
Highland, NY
Pop: 13,344
12566 standard
Pine Bush, NY
Pop: 10,753

Related Areas

Ulster County Cragsmoor, NY New York

Frequently Asked Questions

What county is ZIP code 12420 in? ▼
ZIP code 12420 (Cragsmoor) is located in Ulster County, New York. Ulster County contains multiple ZIP codes, see the full list at /counties/ulster-ny.
What is the population of ZIP code 12420? ▼
ZIP code 12420 in Cragsmoor, NY has a population of 363 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 12420? ▼
The median household income in ZIP 12420 is $120,559, which is 58% above the national average of $76,288.
What is the average home value in ZIP 12420? ▼
The median home value in ZIP 12420 is $189,400, which is 32% below the national average of $278,155.
What is the demographic makeup of ZIP 12420? ▼
The largest racial group in ZIP 12420 is White at 100.0%.
How many businesses are in ZIP code 12420? ▼
ZIP code 12420 has 4 business establishments employing approximately 7 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What is the education level in ZIP code 12420? ▼
In ZIP code 12420, 73.5% of residents aged 25+ have a high school diploma or higher, and 38.9% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).

Read our methodology to see how this data is sourced, computed, and verified.