ZIP 12456 vs ZIP 12475

This side-by-side compares ZIP 12456 (Mount Marion, NY) and ZIP 12475 (Ruby, NY) using the same Census ACS 5-Year table fields for both — no averages swapped in, no national proxies. ZIP 12456 has a population of 639 at 457 people per square mile, while ZIP 12475 has 354 at 111 per square mile. That difference in population size and density alone reshapes how every other metric should be interpreted — a higher-income ZIP with 1,200 residents behaves very differently from one with 45,000.

On income and education, ZIP 12456 reports a median household income of $63,833 against $103,412 in ZIP 12475, with per-capita income of $41,988 vs $39,466. The share of adults holding a bachelor's degree or higher is 11.7% in 12456 and 10.8% in 12475. Poverty rate reads 0.0% vs 5.2%, and unemployment 0.0% vs 0.0% — these four fields alone drive most of the difference in the scorecard grades you will see for each ZIP.

Housing separates these two ZIPs further: median home value sits at $238,200 in 12456 versus $455,400 in 12475, with median rent of — and — per month respectively. Homeownership rate is 72.0% vs 58.6%. When reading the comparison table below, focus on paired metrics rather than single winners — a ZIP with lower home values and lower income is not strictly "worse" if rent-to-income ratios and commute times land in the same zone. Every value is pulled from the exact same ACS table so the two columns are genuinely comparable.