Ruby, NY · standard

ZIP Code 12475

Ulster County, New York - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.

354
111/sq mi
$103,412
Median income
$455,400
Median home value
10.8%
Bachelor's or higher

The verdict

Ruby pairs an upper-quartile household income with upper-quartile home values, in a rural, mixed-tenure area.

Top 17%
household income, US ZIPs
Top 16%
home value, US ZIPs
111
people per sq mi
59%
owner-occupied homes

Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 12475 against every reporting US ZIP.

ZIP code 12475 is a sparsely populated ZIP (a standard USPS delivery area) in Ruby, Ulster County, New York, home to just 354 residents across 3.2 square miles, a density of 111 people per square mile, in the New York time zone.

ZIP 12475 lands in the middle-income range, with a median household income of $103,412 (12% above the New York average), while per-capita income is $39,466. Poverty here runs at 5.2%, with unemployment measured at 0.0%. The typical home here is valued at $455,400 (20% above the state average); renters pay a median of - monthly, and 58.6% of units are owner-occupied.

Formal educational attainment runs low here: just 10.8% of adults hold a bachelor's degree or higher, the median age is 38.6, and the average commute is -. Beyond these figures, 10 nearby ZIP codes within about 10 miles are surfaced below, along with 6 more sharing Ulster County, letting you compare 12475 to its immediate surroundings rather than a national baseline alone.

Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →

Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 12475, Ruby, NY · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.

Quick Facts

354

Population

3.2

Area (sq mi)

111

People / sq mi

New York

Time Zone

standard

ZIP Type

Neighborhood Scorecard
Get an A-F grade across income, safety, housing, rent, education, commute, and childcare for this ZIP code.
View Scorecard →

Who lives in ZIP 12475?

38.6

Median Age

72.4%

Male

27.6%

Female

8.1%

Foreign-Born

White 65.5%
African American 0.0%
Asian 2.0%
American Indian or Alaska Native 0.0%
Native Hawaiian or Pacific Islander 0.0%
Two or More Ethnicities 16.5%
Hispanic or Latino 16.0%

Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How much do residents earn?

$103,412

Median Household Income

+12% vs state

$39,466

Per Capita Income

5.2%

Poverty Rate

0.0%

Unemployment Rate

How ZIP 12475 ranks nationally

Ruby, NY household income vs. every US ZIP code

Median household income, the full national distribution, with this ZIP marked

$103,412 Top 17% higher than 83% of 30,318 US ZIPs

$0–$20,000: 118 US ZIPs (0%). Below this entry. $20,000–$40,000: 1,573 US ZIPs (5%). Below this entry. $40,000–$60,000: 7,092 US ZIPs (23%). Below this entry. $60,000–$80,000: 9,980 US ZIPs (33%). Below this entry. $80,000–$100,000: 5,778 US ZIPs (19%). Below this entry. $100,000–$120,000: 2,855 US ZIPs (9%). This entry sits in this band. $120,000–$140,000: 1,362 US ZIPs (4%). Above this entry. $140,000–$160,000: 686 US ZIPs (2%). Above this entry. $160,000–$180,000: 364 US ZIPs (1%). Above this entry. $180,000–$200,000: 186 US ZIPs (1%). Above this entry. $200,000–$220,000: 324 US ZIPs (1%). Above this entry. This ZIP $0 $200K+ every reporting US ZIP, bucketed by value

Each bar is a $20K-wide band; taller bars hold more US ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source U.S. Census Bureau, ACS 5-Year Estimates · 2019–2023

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What is the education profile here?

High School Graduate or Higher 78.4%
Bachelor's Degree or Higher 10.8%

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What does housing look like?

239

Total Housing Units

239

Occupied Units

0

Vacant Units

2.33

Avg Household Size

Occupancy Type

Owner 58.6%
Renter 41.4%

$455,400

Median Home Value

+20% vs state

1979

Median Year Built

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What businesses operate in this ZIP?

Census Bureau data shows 6 business establishments in ZIP 12475, employing approximately 23 people with a combined annual payroll of $718,000.

6

Businesses

23

Employees

$718K

Annual Payroll

1

Industry Sectors

Industry Establishments % of Total
Construction 3 50.0%

Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.

Nearby ZIP Codes

Want a side-by-side? Compare 12475 vs 12456 →

ZIP 12475 vs its nearest neighbors, by population

Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.

residents

What this shows Among its immediate neighbors, ZIP 12475 ranks #0 by population - useful context the national average alone can't give.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023

ZIP 12475 vs its nearest neighbors, by median income

Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.

median income

What this shows By household income, ZIP 12475 ranks #3 of 9 neighboring ZIPs, local affluence varies block to block, not just metro to metro.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023
ZIP Code City Population Distance
12456 Mount Marion, NY 639 1.6 mi
12449 Lake Katrine, NY 3,367 1.9 mi
12477 Saugerties, NY 18,787 5.0 mi
12432 Glasco, NY 492 4.2 mi
12507 Barrytown, NY 167 4.9 mi
12504 Annandale On Hudson, NY 1,395 5.2 mi
12401 Kingston, NY 35,040 5.8 mi
12498 Woodstock, NY 4,851 5.2 mi
12417 Connelly, NY 581 7.6 mi
12466 Port Ewen, NY 2,471 7.9 mi

More ZIP Codes in Ulster County

Frequently Asked Questions

What county is ZIP code 12475 in?
ZIP code 12475 (Ruby) is located in Ulster County, New York. Ulster County contains multiple ZIP codes, see the full list at /counties/ulster-ny.
What is the population of ZIP code 12475?
ZIP code 12475 in Ruby, NY has a population of 354 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 12475?
The median household income in ZIP 12475 is $103,412, which is 36% above the national average of $76,288.
What is the average home value in ZIP 12475?
The median home value in ZIP 12475 is $455,400, which is 64% above the national average of $278,155.
What is the demographic makeup of ZIP 12475?
The largest racial group in ZIP 12475 is White at 65.5%. Hispanic or Latino residents make up 16.0% of the population.
How many businesses are in ZIP code 12475?
ZIP code 12475 has 6 business establishments employing approximately 23 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What is the education level in ZIP code 12475?
In ZIP code 12475, 78.4% of residents aged 25+ have a high school diploma or higher, and 10.8% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What percentage of residents own vs. rent in ZIP 12475?
In ZIP code 12475, approximately 58.6% of occupied housing units are owner-occupied and 41.4% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 12475?
The poverty rate in ZIP code 12475 is 5.2% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.