Woodstock, NY · standard
ZIP Code 12498
Ulster County, New York - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.
- 4,851
- 86/sq mi Moderate-density area
- $94,210
- Median income Above-median income area
- $627,700
- Median home value Above-median home value
- 69.9%
- Bachelor's or higher Above-average bachelor's attainment
National ZIP placement
Woodstock pairs an upper-quartile household income with top-decile home values, in a rural, homeowner-dominated area.
- Top 23%
- household income, US ZIPs
- Top 8%
- home value, US ZIPs
- 86
- people per sq mi
- 82%
- owner-occupied homes
Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 12498 against every reporting US ZIP.
FHFA HPI release change
What changed in the latest House Price Index year
- FHFA House Price Index values in ZIP 12498 (Woodstock, NY) rose +12.5% from 2023 to 2024. The all-transactions index moved from 343.2 in 2023 to 386.1 in 2024 (2000 = 100).
ZIP code 12498 covers 56.5 square miles in Woodstock, Ulster County, New York (a standard USPS delivery area), with a modest 4,851 residents on file, a density of 86 people per square mile, in the New York time zone.
ZIP 12498 lands in the middle-income range, with a median household income of $94,210 (2% above the average New York ZIP), while per-capita income is $69,561. The poverty rate is 11.8%, with unemployment at 5.6%; those measures add context to the income figure. Housing is both higher-cost and owner-heavy: median home value is $627,700 (66% above the average New York ZIP), while 81.5% of occupied homes are owner-occupied and median rent is $1,680.
This is a highly-educated ZIP: 69.9% of adults hold a bachelor's degree or higher, the median age is 62.7, and the average commute is 28 minutes. The page also surfaces 10 ZIP codes within roughly 10 miles and 6 more in Ulster County, so 12498 can be compared with both its immediate and county-level context.
Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →
Top industries in ZIP 12498
Top 5 sectors by establishment count in Woodstock, NY
Which industries have the most business establishments in ZIP 12498.
- Retail trade
Retail trade
41 establishments
- Accommodation and food services
Accommodation and food services
36 establishments
- Professional, scientific, and technical services
Professional, scientific, and technical services
28 establishments
- Health care and social assistance
Health care and social assistance
19 establishments
- Other services (except public administration)
Other services (except public administration)
17 establishments
What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.
Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 12498, Woodstock, NY · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.
Quick Facts
4,851
Population
56.5
Area (sq mi)
86
People / sq mi
New York
Time Zone
standard
ZIP Type
Who lives in ZIP 12498?
62.7
Median Age
48.1%
Male
51.9%
Female
13.3%
Foreign-Born
Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How much do residents earn?
$94,210
Median Household Income
+2% vs state ZIP avg
$69,561
Per Capita Income
11.8%
Poverty Rate
5.6%
Unemployment Rate
27.9 min
Mean Commute Time
How ZIP 12498 ranks among New York ZIPs
Woodstock, NY household income vs. every New York ZIP code
Median household income among 1,626 reporting New York ZIPs (this ZIP's population is too small for a reliable national-corpus placement)
$94,210 Top 36% higher than 64% of 1,626 New York ZIPs
Each bar is a $20K-wide band; taller bars hold more New York ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.
Source U.S. Census Bureau, ACS 5-Year Estimates · 2019–2023
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What is the education profile here?
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What does housing look like?
Housing stock: occupied vs vacant
2,962housing units
2,962
Total Housing Units
2,421
Occupied Units
541
Vacant Units
1.86
Avg Household Size
Occupancy Type
$627,700
Median Home Value
+66% vs state ZIP avg
$1,680
Median Rent
1962
Median Year Built
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How have home values changed over time?
FHFA House Price Index, annual appreciation data based on repeat sales and appraisals
+12.5%
YoY Change (2024)
386
HPI Index (2000 = 100)
+286%
Total Change Since 2000
Home values in ZIP 12498 have increased 12.5% over the past year (2024). Since 2000, this ZIP has seen +286% cumulative appreciation.
| Year | Annual Change | HPI Index |
|---|---|---|
| 2020 | +3.4% | 230 |
| 2021 | +16.4% | 268 |
| 2022 | +27.1% | 340 |
| 2023 | +0.9% | 343 |
| 2024 | +12.5% | 386 |
Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.
What businesses operate in this ZIP?
Census Bureau data shows 207 business establishments in ZIP 12498, employing approximately 1,642 people with a combined annual payroll of $78,191,000.
207
Businesses
1,642
Employees
$78.2M
Annual Payroll
13
Industry Sectors
| Industry | Establishments | % of Total |
|---|---|---|
| Retail trade | 41 | 19.8% |
| Accommodation and food services | 36 | 17.4% |
| Professional, scientific, and technical services | 28 | 13.5% |
| Health care and social assistance | 19 | 9.2% |
| Other services (except public administration) | 17 | 8.2% |
| Arts, entertainment, and recreation | 14 | 6.8% |
| Real estate and rental and leasing | 13 | 6.3% |
| Construction | 8 | 3.9% |
| Information | 8 | 3.9% |
| Finance and insurance | 7 | 3.4% |
| Educational services | 6 | 2.9% |
| Administrative and support and waste management and remediation services | 4 | 1.9% |
| Wholesale trade | 3 | 1.4% |
Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.
Nearby ZIP Codes
Want a side-by-side? Compare 12498 vs 12409 →
ZIP 12498 vs its nearest neighbors, by population
Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.
- 12477
Saugerties (12477)
18,787 residents
- 12498 4,851
Woodstock (12498)
4,851 residents
- 12443 3,825
Hurley (12443)
3,825 residents
- 12491 1,675
West Hurley (12491)
1,675 residents
- 12409 804
Bearsville (12409)
804 residents
- 12457 763
Mount Tremper (12457)
763 residents
- 12456 639
Mount Marion (12456)
639 residents
- 12427 576
Elka Park (12427)
576 residents
- 12433 483
Glenford (12433)
483 residents
What this shows Among its immediate neighbors, ZIP 12498 ranks #2 by population - useful context the national average alone can't give.
ZIP 12498 vs its nearest neighbors, by median income
Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.
- 12409
Bearsville (12409)
$116,280 median income
- 12443
Hurley (12443)
$104,412 median income
- 12475
Ruby (12475)
$103,412 median income
- 12491
West Hurley (12491)
$100,257 median income
- 12433
Glenford (12433)
$96,250 median income
- 12498
Woodstock (12498)
$94,210 median income
- 12457
Mount Tremper (12457)
$90,667 median income
- 12477
Saugerties (12477)
$80,861 median income
- 12456
Mount Marion (12456)
$63,833 median income
What this shows By household income, ZIP 12498 ranks #6 of 9 neighboring ZIPs, local affluence varies block to block, not just metro to metro.
| ZIP Code | City | Population | Distance |
|---|---|---|---|
| 12409 | Bearsville, NY | 804 | 3.1 mi |
| 12433 | Glenford, NY | 483 | 4.1 mi |
| 12448 | Lake Hill, NY | 388 | 4.5 mi |
| 12491 | West Hurley, NY | 1,675 | 5.8 mi |
| 12427 | Elka Park, NY | 576 | 6.6 mi |
| 12475 | Ruby, NY | 354 | 5.2 mi |
| 12456 | Mount Marion, NY | 639 | 5.7 mi |
| 12443 | Hurley, NY | 3,825 | 8.0 mi |
| 12477 | Saugerties, NY | 18,787 | 6.0 mi |
| 12457 | Mount Tremper, NY | 763 | 7.5 mi |
Nationwide ZIPs with similar ACS profiles
Two Census-derived peer sets for ZIP 12498, both outside NY so the neighborhoods are not geographic containment (Nearby and same-county blocks stay local).
Similar population
Nearest cross-state ZIPs by resident population (4,851 here; floor ≥1,000).
Similar median household income
Nearest cross-state ZIPs by ACS median household income.
More ZIP Codes in Ulster County
Related Areas
Frequently Asked Questions
What county is ZIP code 12498 in?
ZIP code 12498 (Woodstock) is located in Ulster County, New York. Ulster County contains multiple ZIP codes, see the full list at /counties/ulster-ny.
What is the population of ZIP code 12498?
ZIP code 12498 in Woodstock, NY has a population of 4,851 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 12498?
The median household income in ZIP 12498 is $94,210, which is 23% above the national average of $76,288.
What is the average home value in ZIP 12498?
The median home value in ZIP 12498 is $627,700, which is 126% above the national average of $278,155.
What is the demographic makeup of ZIP 12498?
The largest racial group in ZIP 12498 is White at 85.0%. Hispanic or Latino residents make up 5.9% of the population.
How many businesses are in ZIP code 12498?
ZIP code 12498 has 207 business establishments employing approximately 1,642 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What are the main industries in ZIP code 12498?
The top industries by establishment count in ZIP 12498 are: Retail trade (41), Accommodation and food services (36), Professional, scientific, and technical services (28). There are 13 industry sectors represented in total.
How have home values changed in ZIP code 12498?
According to the FHFA House Price Index, home values in ZIP 12498 increased by 12.5% in 2024. Since 2000, home values in this ZIP have appreciated by approximately 286%. This is a developmental index based on repeat sales and appraisal data from Fannie Mae and Freddie Mac.
What is the education level in ZIP code 12498?
In ZIP code 12498, 79.1% of residents aged 25+ have a high school diploma or higher, and 69.9% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What is the average commute time in ZIP 12498?
The mean commute time for workers in ZIP code 12498 is 27.9 minutes according to Census ACS data. The national average is roughly 26 minutes, so commuters here spend more time traveling to work than typical.
What percentage of residents own vs. rent in ZIP 12498?
In ZIP code 12498, approximately 81.5% of occupied housing units are owner-occupied and 18.5% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 12498?
The poverty rate in ZIP code 12498 is 11.8% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.
Related
Take this with you
What to do with ZIP 12498's numbers, next.
- See how ZIP 12498 compares to a neighboring ZIP code on the same Census fields Compare this ZIP
- Check where Woodstock, NY ranks among every U.S. ZIP code on income, education, or homeownership View national rankings
- Save this ZIP to your shortlist to track alongside others you're considering View your shortlist
ZIP Code Tabulation Areas (ZCTAs) are Census Bureau approximations of USPS ZIP codes; figures describe the ZCTA area, not any single address within it.