PlainZIP

Lake Katrine, NY · standard

ZIP Code 12449

Ulster County, New York - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.

3,367
359/sq mi
$93,750
Median income
$320,000
Median home value
31.7%
Bachelor's or higher

The verdict

Lake Katrine pairs an upper-quartile household income with above-median home values, in a low-density, homeowner-dominated area.

Top 24%
household income, US ZIPs
Top 31%
home value, US ZIPs
359
people per sq mi
61%
owner-occupied homes

Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 12449 against every reporting US ZIP.

ZIP code 12449 covers 9.4 square miles in Lake Katrine, Ulster County, New York (a standard USPS delivery area), with a modest 3,367 residents on file, a density of 359 people per square mile, in the New York time zone.

ZIP 12449 lands in the middle-income range, with a median household income of $93,750 (1% above the New York average), while per-capita income is $40,022. Local economic indicators show a 7.2% poverty rate alongside 4.1% unemployment. Housing costs here run $320,000 for a typical home value (15% below the state average), with rent averaging $1,733 a month; 61.4% of homes are owner-occupied.

A solid share of residents have a four-year degree: 31.7% of adults hold a bachelor's degree or higher, the median age is 48.4, and the average commute is -. To put 12449 in local context, 10 ZIP codes within roughly 10 miles appear further down this page alongside 6 additional ZIPs in Ulster County, for a geography-aware comparison.

Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →

Top industries in ZIP 12449

Top 5 sectors by establishment count in Lake Katrine, NY

Which industries have the most business establishments in ZIP 12449.

establishments

What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.

Source U.S. Census Bureau · ZIP Code Business Patterns (ZBP) As of 2023

Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 12449, Lake Katrine, NY · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.

Quick Facts

3,367

Population

9.4

Area (sq mi)

359

People / sq mi

New York

Time Zone

standard

ZIP Type

Neighborhood Scorecard
Get an A-F grade across income, safety, housing, rent, education, commute, and childcare for this ZIP code.
View Scorecard →

Who lives in ZIP 12449?

48.4

Median Age

48.3%

Male

51.7%

Female

5.3%

Foreign-Born

White 76.5%
African American 5.9%
Asian 1.5%
American Indian or Alaska Native 0.0%
Native Hawaiian or Pacific Islander 0.0%
Two or More Ethnicities 11.6%
Hispanic or Latino 12.7%

Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How much do residents earn?

$93,750

Median Household Income

+1% vs state

$40,022

Per Capita Income

7.2%

Poverty Rate

4.1%

Unemployment Rate

How ZIP 12449 ranks nationally

Lake Katrine, NY household income vs. every US ZIP code

Median household income, the full national distribution, with this ZIP marked

$93,750 Top 24% higher than 76% of 30,318 US ZIPs

$0–$20,000: 118 US ZIPs (0%). Below this entry. $20,000–$40,000: 1,573 US ZIPs (5%). Below this entry. $40,000–$60,000: 7,092 US ZIPs (23%). Below this entry. $60,000–$80,000: 9,980 US ZIPs (33%). Below this entry. $80,000–$100,000: 5,778 US ZIPs (19%). This entry sits in this band. $100,000–$120,000: 2,855 US ZIPs (9%). Above this entry. $120,000–$140,000: 1,362 US ZIPs (4%). Above this entry. $140,000–$160,000: 686 US ZIPs (2%). Above this entry. $160,000–$180,000: 364 US ZIPs (1%). Above this entry. $180,000–$200,000: 186 US ZIPs (1%). Above this entry. $200,000–$220,000: 324 US ZIPs (1%). Above this entry. This ZIP $0 $200K+ every reporting US ZIP, bucketed by value

Each bar is a $20K-wide band; taller bars hold more US ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source U.S. Census Bureau, ACS 5-Year Estimates · 2019–2023

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What is the education profile here?

High School Graduate or Higher 65.9%
Bachelor's Degree or Higher 31.7%

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What does housing look like?

1,210

Total Housing Units

1,106

Occupied Units

104

Vacant Units

2.23

Avg Household Size

Occupancy Type

Owner 61.4%
Renter 38.6%

$320,000

Median Home Value

-15% vs state

$1,733

Median Rent

1972

Median Year Built

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How have home values changed over time?

FHFA House Price Index, annual appreciation data based on repeat sales and appraisals

+43.5%

YoY Change (2024)

339

HPI Index (2000 = 100)

+239%

Total Change Since 2000

Home values in ZIP 12449 have increased 43.5% over the past year (2024). Since 2000, this ZIP has seen +239% cumulative appreciation.

Year Annual Change HPI Index
2020 +9.2% 198
2021 +20.4% 238
2022 +4.9% 249
2023 -5.3% 236
2024 +43.5% 339

Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.

What businesses operate in this ZIP?

Census Bureau data shows 95 business establishments in ZIP 12449, employing approximately 2,059 people with a combined annual payroll of $113,794,000.

95

Businesses

2,059

Employees

$113.8M

Annual Payroll

10

Industry Sectors

Industry Establishments % of Total
Health care and social assistance 18 18.9%
Retail trade 14 14.7%
Other services (except public administration) 10 10.5%
Administrative and support and waste management and remediation services 9 9.5%
Accommodation and food services 9 9.5%
Construction 8 8.4%
Professional, scientific, and technical services 7 7.4%
Finance and insurance 6 6.3%
Manufacturing 5 5.3%
Wholesale trade 3 3.2%

Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.

Nearby ZIP Codes

Want a side-by-side? Compare 12449 vs 12456 →

ZIP 12449 vs its nearest neighbors, by population

Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.

residents

What this shows Among its immediate neighbors, ZIP 12449 ranks #3 by population - useful context the national average alone can't give.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023

ZIP 12449 vs its nearest neighbors, by median income

Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.

median income

What this shows By household income, ZIP 12449 ranks #4 of 9 neighboring ZIPs, local affluence varies block to block, not just metro to metro.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023
ZIP Code City Population Distance
12456 Mount Marion, NY 639 2.8 mi
12475 Ruby, NY 354 1.9 mi
12507 Barrytown, NY 167 3.8 mi
12417 Connelly, NY 581 6.0 mi
12477 Saugerties, NY 18,787 6.4 mi
12432 Glasco, NY 492 4.3 mi
12466 Port Ewen, NY 2,471 6.2 mi
12504 Annandale On Hudson, NY 1,395 4.7 mi
12401 Kingston, NY 35,040 5.0 mi
12574 Rhinecliff, NY 329 5.8 mi

More ZIP Codes in Ulster County

12401 standard
Kingston, NY
Pop: 35,040
12477 standard
Saugerties, NY
Pop: 18,787
12561 standard
New Paltz, NY
Pop: 18,308
12589 standard
Wallkill, NY
Pop: 17,228
12528 standard
Highland, NY
Pop: 13,344
12566 standard
Pine Bush, NY
Pop: 10,753

Related Areas

Ulster County Lake Katrine, NY New York

Frequently Asked Questions

What county is ZIP code 12449 in? ▼
ZIP code 12449 (Lake Katrine) is located in Ulster County, New York. Ulster County contains multiple ZIP codes, see the full list at /counties/ulster-ny.
What is the population of ZIP code 12449? ▼
ZIP code 12449 in Lake Katrine, NY has a population of 3,367 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 12449? ▼
The median household income in ZIP 12449 is $93,750, which is 23% above the national average of $76,288.
What is the average home value in ZIP 12449? ▼
The median home value in ZIP 12449 is $320,000, which is 15% above the national average of $278,155.
What is the demographic makeup of ZIP 12449? ▼
The largest racial group in ZIP 12449 is White at 76.5%. Hispanic or Latino residents make up 12.7% of the population.
How many businesses are in ZIP code 12449? ▼
ZIP code 12449 has 95 business establishments employing approximately 2,059 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What are the main industries in ZIP code 12449? ▼
The top industries by establishment count in ZIP 12449 are: Health care and social assistance (18), Retail trade (14), Other services (except public administration) (10). There are 10 industry sectors represented in total.
How have home values changed in ZIP code 12449? ▼
According to the FHFA House Price Index, home values in ZIP 12449 increased by 43.5% in 2024. Since 2000, home values in this ZIP have appreciated by approximately 239%. This is a developmental index based on repeat sales and appraisal data from Fannie Mae and Freddie Mac.
What is the education level in ZIP code 12449? ▼
In ZIP code 12449, 65.9% of residents aged 25+ have a high school diploma or higher, and 31.7% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What percentage of residents own vs. rent in ZIP 12449? ▼
In ZIP code 12449, approximately 61.4% of occupied housing units are owner-occupied and 38.6% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 12449? ▼
The poverty rate in ZIP code 12449 is 7.2% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.

Read our methodology to see how this data is sourced, computed, and verified.