Lake Katrine, NY · standard
ZIP Code 12449
Ulster County, New York - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.
- 3,367
- 359/sq mi High-density area
- $93,750
- Median income Above-median income area
- $320,000
- Median home value Above-median home value
- 31.7%
- Bachelor's or higher Above-average bachelor's attainment
National ZIP placement
Lake Katrine pairs an upper-quartile household income with above-median home values, in a low-density, homeowner-dominated area.
- Top 24%
- household income, US ZIPs
- Top 31%
- home value, US ZIPs
- 359
- people per sq mi
- 61%
- owner-occupied homes
Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 12449 against every reporting US ZIP.
FHFA HPI release change
What changed in the latest House Price Index year
- FHFA House Price Index values in ZIP 12449 (Lake Katrine, NY) rose +43.5% from 2023 to 2024. The all-transactions index moved from 236.2 in 2023 to 339.0 in 2024 (2000 = 100).
ZIP code 12449 covers 9.4 square miles in Lake Katrine, Ulster County, New York (a standard USPS delivery area), with a modest 3,367 residents on file, a density of 359 people per square mile, in the New York time zone.
ZIP 12449 lands in the middle-income range, with a median household income of $93,750 (1% above the average New York ZIP), while per-capita income is $40,022. The poverty rate is 7.2%, with unemployment at 4.1%; those measures add context to the income figure. Home values sit below the statewide ZIP benchmark: the median is $320,000 (15% below the average New York ZIP), and median rent is $1,733; owner occupancy is 61.4%.
A solid share of residents have a four-year degree: 31.7% of adults hold a bachelor's degree or higher, the median age is 48.4, and the average commute is -. The page also surfaces 10 ZIP codes within roughly 10 miles and 6 more in Ulster County, so 12449 can be compared with both its immediate and county-level context.
Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →
Top industries in ZIP 12449
Top 5 sectors by establishment count in Lake Katrine, NY
Which industries have the most business establishments in ZIP 12449.
- Health care and social assistance
Health care and social assistance
18 establishments
- Retail trade
Retail trade
14 establishments
- Other services (except public administration)
Other services (except public administration)
10 establishments
- Administrative and support and waste management and remediation services
Administrative and support and waste management and remediation services
9 establishments
- Accommodation and food services
Accommodation and food services
9 establishments
What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.
Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 12449, Lake Katrine, NY · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.
Quick Facts
3,367
Population
9.4
Area (sq mi)
359
People / sq mi
New York
Time Zone
standard
ZIP Type
Who lives in ZIP 12449?
48.4
Median Age
48.3%
Male
51.7%
Female
5.3%
Foreign-Born
Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How much do residents earn?
$93,750
Median Household Income
+1% vs state ZIP avg
$40,022
Per Capita Income
7.2%
Poverty Rate
4.1%
Unemployment Rate
How ZIP 12449 ranks among New York ZIPs
Lake Katrine, NY household income vs. every New York ZIP code
Median household income among 1,626 reporting New York ZIPs (this ZIP's population is too small for a reliable national-corpus placement)
$93,750 Top 36% higher than 64% of 1,626 New York ZIPs
Each bar is a $20K-wide band; taller bars hold more New York ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.
Source U.S. Census Bureau, ACS 5-Year Estimates · 2019–2023
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What is the education profile here?
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What does housing look like?
Housing stock: occupied vs vacant
1,210housing units
1,210
Total Housing Units
1,106
Occupied Units
104
Vacant Units
2.23
Avg Household Size
Occupancy Type
$320,000
Median Home Value
-15% vs state ZIP avg
$1,733
Median Rent
1972
Median Year Built
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How have home values changed over time?
FHFA House Price Index, annual appreciation data based on repeat sales and appraisals
+43.5%
YoY Change (2024)
339
HPI Index (2000 = 100)
+239%
Total Change Since 2000
Home values in ZIP 12449 have increased 43.5% over the past year (2024). Since 2000, this ZIP has seen +239% cumulative appreciation.
| Year | Annual Change | HPI Index |
|---|---|---|
| 2020 | +9.2% | 198 |
| 2021 | +20.4% | 238 |
| 2022 | +4.9% | 249 |
| 2023 | -5.3% | 236 |
| 2024 | +43.5% | 339 |
Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.
What businesses operate in this ZIP?
Census Bureau data shows 95 business establishments in ZIP 12449, employing approximately 2,059 people with a combined annual payroll of $113,794,000.
95
Businesses
2,059
Employees
$113.8M
Annual Payroll
10
Industry Sectors
| Industry | Establishments | % of Total |
|---|---|---|
| Health care and social assistance | 18 | 18.9% |
| Retail trade | 14 | 14.7% |
| Other services (except public administration) | 10 | 10.5% |
| Administrative and support and waste management and remediation services | 9 | 9.5% |
| Accommodation and food services | 9 | 9.5% |
| Construction | 8 | 8.4% |
| Professional, scientific, and technical services | 7 | 7.4% |
| Finance and insurance | 6 | 6.3% |
| Manufacturing | 5 | 5.3% |
| Wholesale trade | 3 | 3.2% |
Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.
Nearby ZIP Codes
Want a side-by-side? Compare 12449 vs 12456 →
ZIP 12449 vs its nearest neighbors, by population
Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.
- 12401
Kingston (12401)
35,040 residents
- 12477
Saugerties (12477)
18,787 residents
- 12449 3,367
Lake Katrine (12449)
3,367 residents
- 12466 2,471
Port Ewen (12466)
2,471 residents
- 12504 1,395
Annandale On Hudson (12504)
1,395 residents
- 12456 639
Mount Marion (12456)
639 residents
- 12417 581
Connelly (12417)
581 residents
- 12432 492
Glasco (12432)
492 residents
- 12475 354
Ruby (12475)
354 residents
What this shows Among its immediate neighbors, ZIP 12449 ranks #3 by population - useful context the national average alone can't give.
ZIP 12449 vs its nearest neighbors, by median income
Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.
- 12417
Connelly (12417)
$120,417 median income
- 12507
Barrytown (12507)
$116,198 median income
- 12475
Ruby (12475)
$103,412 median income
- 12449
Lake Katrine (12449)
$93,750 median income
- 12477
Saugerties (12477)
$80,861 median income
- 12466
Port Ewen (12466)
$78,182 median income
- 12401
Kingston (12401)
$69,305 median income
- 12456
Mount Marion (12456)
$63,833 median income
- 12432
Glasco (12432)
$48,193 median income
What this shows By household income, ZIP 12449 ranks #4 of 9 neighboring ZIPs, local affluence varies block to block, not just metro to metro.
| ZIP Code | City | Population | Distance |
|---|---|---|---|
| 12456 | Mount Marion, NY | 639 | 2.8 mi |
| 12475 | Ruby, NY | 354 | 1.9 mi |
| 12507 | Barrytown, NY | 167 | 3.8 mi |
| 12417 | Connelly, NY | 581 | 6.0 mi |
| 12477 | Saugerties, NY | 18,787 | 6.4 mi |
| 12432 | Glasco, NY | 492 | 4.3 mi |
| 12466 | Port Ewen, NY | 2,471 | 6.2 mi |
| 12504 | Annandale On Hudson, NY | 1,395 | 4.7 mi |
| 12401 | Kingston, NY | 35,040 | 5.0 mi |
| 12574 | Rhinecliff, NY | 329 | 5.8 mi |
Nationwide ZIPs with similar ACS profiles
Two Census-derived peer sets for ZIP 12449, both outside NY so the neighborhoods are not geographic containment (Nearby and same-county blocks stay local).
Similar population
Nearest cross-state ZIPs by resident population (3,367 here; floor ≥1,000).
Similar median household income
Nearest cross-state ZIPs by ACS median household income.
More ZIP Codes in Ulster County
Related Areas
Frequently Asked Questions
What county is ZIP code 12449 in?
ZIP code 12449 (Lake Katrine) is located in Ulster County, New York. Ulster County contains multiple ZIP codes, see the full list at /counties/ulster-ny.
What is the population of ZIP code 12449?
ZIP code 12449 in Lake Katrine, NY has a population of 3,367 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 12449?
The median household income in ZIP 12449 is $93,750, which is 23% above the national average of $76,288.
What is the average home value in ZIP 12449?
The median home value in ZIP 12449 is $320,000, which is 15% above the national average of $278,155.
What is the demographic makeup of ZIP 12449?
The largest racial group in ZIP 12449 is White at 76.5%. Hispanic or Latino residents make up 12.7% of the population.
How many businesses are in ZIP code 12449?
ZIP code 12449 has 95 business establishments employing approximately 2,059 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What are the main industries in ZIP code 12449?
The top industries by establishment count in ZIP 12449 are: Health care and social assistance (18), Retail trade (14), Other services (except public administration) (10). There are 10 industry sectors represented in total.
How have home values changed in ZIP code 12449?
According to the FHFA House Price Index, home values in ZIP 12449 increased by 43.5% in 2024. Since 2000, home values in this ZIP have appreciated by approximately 239%. This is a developmental index based on repeat sales and appraisal data from Fannie Mae and Freddie Mac.
What is the education level in ZIP code 12449?
In ZIP code 12449, 65.9% of residents aged 25+ have a high school diploma or higher, and 31.7% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What percentage of residents own vs. rent in ZIP 12449?
In ZIP code 12449, approximately 61.4% of occupied housing units are owner-occupied and 38.6% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 12449?
The poverty rate in ZIP code 12449 is 7.2% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.
Related
Take this with you
What to do with ZIP 12449's numbers, next.
- See how ZIP 12449 compares to a neighboring ZIP code on the same Census fields Compare this ZIP
- Check where Lake Katrine, NY ranks among every U.S. ZIP code on income, education, or homeownership View national rankings
- Save this ZIP to your shortlist to track alongside others you're considering View your shortlist
ZIP Code Tabulation Areas (ZCTAs) are Census Bureau approximations of USPS ZIP codes; figures describe the ZCTA area, not any single address within it.