Saugerties, NY · standard

ZIP Code 12477

Ulster County, New York - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.

18,787
110/sq mi
$80,861
Median income
$331,500
Median home value
34.8%
Bachelor's or higher

The verdict

Saugerties pairs an above-median household income with above-median home values, in a rural, homeowner-dominated area.

Top 37%
household income, US ZIPs
Top 29%
home value, US ZIPs
110
people per sq mi
69%
owner-occupied homes

Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 12477 against every reporting US ZIP.

ZIP code 12477 is a mid-sized community (a standard USPS delivery area) in Saugerties, Ulster County, New York, home to 18,787 residents across 170.5 square miles, a density of 110 people per square mile, in the New York time zone.

ZIP 12477 lands in the middle-income range, with a median household income of $80,861 (13% below the New York average), while per-capita income is $49,631. 9.0% of residents live below the poverty line, and the unemployment rate reads 3.7%. Housing costs here run $331,500 for a typical home value (12% below the state average), with rent averaging $1,209 a month; 69.2% of homes are owner-occupied.

A solid share of residents have a four-year degree: 34.8% of adults hold a bachelor's degree or higher, the median age is 45.9, and the average commute is 24 minutes. Beyond these figures, 10 nearby ZIP codes within about 10 miles are surfaced below, along with 6 more sharing Ulster County, letting you compare 12477 to its immediate surroundings rather than a national baseline alone.

Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →

Top industries in ZIP 12477

Top 5 sectors by establishment count in Saugerties, NY

Which industries have the most business establishments in ZIP 12477.

establishments

What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.

Source U.S. Census Bureau · ZIP Code Business Patterns (ZBP) As of 2023

Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 12477, Saugerties, NY · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.

Quick Facts

18,787

Population

170.5

Area (sq mi)

110

People / sq mi

New York

Time Zone

standard

ZIP Type

Neighborhood Scorecard
Get an A-F grade across income, safety, housing, rent, education, commute, and childcare for this ZIP code.
View Scorecard →

Who lives in ZIP 12477?

45.9

Median Age

49.3%

Male

50.7%

Female

5.0%

Foreign-Born

White 81.7%
African American 1.1%
Asian 0.7%
American Indian or Alaska Native 0.8%
Native Hawaiian or Pacific Islander 0.0%
Two or More Ethnicities 14.0%
Hispanic or Latino 8.4%

Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How much do residents earn?

$80,861

Median Household Income

-13% vs state

$49,631

Per Capita Income

9.0%

Poverty Rate

3.7%

Unemployment Rate

23.5 min

Mean Commute Time

How ZIP 12477 ranks nationally

Saugerties, NY household income vs. every US ZIP code

Median household income, the full national distribution, with this ZIP marked

$80,861 Top 37% higher than 63% of 30,318 US ZIPs

$0–$20,000: 118 US ZIPs (0%). Below this entry. $20,000–$40,000: 1,573 US ZIPs (5%). Below this entry. $40,000–$60,000: 7,092 US ZIPs (23%). Below this entry. $60,000–$80,000: 9,980 US ZIPs (33%). Below this entry. $80,000–$100,000: 5,778 US ZIPs (19%). This entry sits in this band. $100,000–$120,000: 2,855 US ZIPs (9%). Above this entry. $120,000–$140,000: 1,362 US ZIPs (4%). Above this entry. $140,000–$160,000: 686 US ZIPs (2%). Above this entry. $160,000–$180,000: 364 US ZIPs (1%). Above this entry. $180,000–$200,000: 186 US ZIPs (1%). Above this entry. $200,000–$220,000: 324 US ZIPs (1%). Above this entry. This ZIP $0 $200K+ every reporting US ZIP, bucketed by value

Each bar is a $20K-wide band; taller bars hold more US ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source U.S. Census Bureau, ACS 5-Year Estimates · 2019–2023

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What is the education profile here?

High School Graduate or Higher 60.5%
Bachelor's Degree or Higher 34.8%

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What does housing look like?

9,697

Total Housing Units

8,524

Occupied Units

1,173

Vacant Units

2.21

Avg Household Size

Occupancy Type

Owner 69.2%
Renter 30.8%

$331,500

Median Home Value

-12% vs state

$1,209

Median Rent

1962

Median Year Built

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

FHFA House Price Index, annual appreciation data based on repeat sales and appraisals

+8.4%

YoY Change (2024)

359

HPI Index (2000 = 100)

+259%

Total Change Since 2000

Home values in ZIP 12477 have increased 8.4% over the past year (2024). Since 2000, this ZIP has seen +259% cumulative appreciation.

Year Annual Change HPI Index
2020 +7.2% 228
2021 +15.5% 263
2022 +12.4% 296
2023 +11.9% 331
2024 +8.4% 359

Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.

What businesses operate in this ZIP?

Census Bureau data shows 510 business establishments in ZIP 12477, employing approximately 4,279 people with a combined annual payroll of $201,347,000.

510

Businesses

4,279

Employees

$201.3M

Annual Payroll

15

Industry Sectors

Industry Establishments % of Total
Construction 87 17.1%
Accommodation and food services 66 12.9%
Retail trade 60 11.8%
Other services (except public administration) 48 9.4%
Health care and social assistance 44 8.6%
Professional, scientific, and technical services 38 7.5%
Arts, entertainment, and recreation 26 5.1%
Manufacturing 24 4.7%
Administrative and support and waste management and remediation services 21 4.1%
Real estate and rental and leasing 20 3.9%
Wholesale trade 18 3.5%
Finance and insurance 16 3.1%
Transportation and warehousing 14 2.8%
Educational services 13 2.5%
Information 12 2.4%

Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.

Nearby ZIP Codes

Want a side-by-side? Compare 12477 vs 12456 →

ZIP 12477 vs its nearest neighbors, by population

Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.

residents

What this shows Among its immediate neighbors, ZIP 12477 ranks the most populous - useful context the national average alone can't give.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023

ZIP 12477 vs its nearest neighbors, by median income

Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.

median income

What this shows By household income, ZIP 12477 ranks #4 of 7 neighboring ZIPs, local affluence varies block to block, not just metro to metro.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023
ZIP Code City Population Distance
12456 Mount Marion, NY 639 3.6 mi
12453 Malden On Hudson, NY 366 3.3 mi
12475 Ruby, NY 354 5.0 mi
12432 Glasco, NY 492 4.0 mi
12449 Lake Katrine, NY 3,367 6.4 mi
12490 West Camp, NY 110 4.6 mi
12463 Palenville, NY 1,484 7.9 mi
12504 Annandale On Hudson, NY 1,395 5.8 mi
12498 Woodstock, NY 4,851 6.0 mi
12583 Tivoli, NY 2,451 7.0 mi

More ZIP Codes in Ulster County

Frequently Asked Questions

What county is ZIP code 12477 in?
ZIP code 12477 (Saugerties) is located in Ulster County, New York. Ulster County contains multiple ZIP codes, see the full list at /counties/ulster-ny.
What is the population of ZIP code 12477?
ZIP code 12477 in Saugerties, NY has a population of 18,787 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 12477?
The median household income in ZIP 12477 is $80,861, which is 6% above the national average of $76,288.
What is the average home value in ZIP 12477?
The median home value in ZIP 12477 is $331,500, which is 19% above the national average of $278,155.
What is the demographic makeup of ZIP 12477?
The largest racial group in ZIP 12477 is White at 81.7%. Hispanic or Latino residents make up 8.4% of the population.
How many businesses are in ZIP code 12477?
ZIP code 12477 has 510 business establishments employing approximately 4,279 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What are the main industries in ZIP code 12477?
The top industries by establishment count in ZIP 12477 are: Construction (87), Accommodation and food services (66), Retail trade (60). There are 15 industry sectors represented in total.
How have home values changed in ZIP code 12477?
According to the FHFA House Price Index, home values in ZIP 12477 increased by 8.4% in 2024. Since 2000, home values in this ZIP have appreciated by approximately 259%. This is a developmental index based on repeat sales and appraisal data from Fannie Mae and Freddie Mac.
What is the education level in ZIP code 12477?
In ZIP code 12477, 60.5% of residents aged 25+ have a high school diploma or higher, and 34.8% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What is the average commute time in ZIP 12477?
The mean commute time for workers in ZIP code 12477 is 23.5 minutes according to Census ACS data. The national average is roughly 26 minutes, so commuters here spend less time traveling to work than typical.
What percentage of residents own vs. rent in ZIP 12477?
In ZIP code 12477, approximately 69.2% of occupied housing units are owner-occupied and 30.8% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 12477?
The poverty rate in ZIP code 12477 is 9.0% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.