Saugerties, NY · standard
ZIP Code 12477
Ulster County, New York - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.
- 18,787
- 110/sq mi High-density area
- $80,861
- Median income Near-median income area
- $331,500
- Median home value Above-median home value
- 34.8%
- Bachelor's or higher Above-average bachelor's attainment
National ZIP placement
Saugerties pairs an above-median household income with above-median home values, in a rural, homeowner-dominated area.
- Top 37%
- household income, US ZIPs
- Top 29%
- home value, US ZIPs
- 110
- people per sq mi
- 69%
- owner-occupied homes
Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 12477 against every reporting US ZIP.
FHFA HPI release change
What changed in the latest House Price Index year
- FHFA House Price Index values in ZIP 12477 (Saugerties, NY) rose +8.4% from 2023 to 2024. The all-transactions index moved from 331.2 in 2023 to 359.0 in 2024 (2000 = 100).
ZIP code 12477 is a mid-sized community (a standard USPS delivery area) in Saugerties, Ulster County, New York, home to 18,787 residents across 170.5 square miles, a density of 110 people per square mile, in the New York time zone.
ZIP 12477 lands in the middle-income range, with a median household income of $80,861 (13% below the average New York ZIP), while per-capita income is $49,631. The poverty rate is 9.0%, with unemployment at 3.7%; those measures add context to the income figure. Median home value is $331,500 (12% below the average New York ZIP) and median rent is $1,209; 69.2% of occupied homes are owner-occupied.
A solid share of residents have a four-year degree: 34.8% of adults hold a bachelor's degree or higher, the median age is 45.9, and the average commute is 24 minutes. The page also surfaces 10 ZIP codes within roughly 10 miles and 6 more in Ulster County, so 12477 can be compared with both its immediate and county-level context.
Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →
Top industries in ZIP 12477
Top 5 sectors by establishment count in Saugerties, NY
Which industries have the most business establishments in ZIP 12477.
- Construction
Construction
87 establishments
- Accommodation and food services
Accommodation and food services
66 establishments
- Retail trade
Retail trade
60 establishments
- Other services (except public administration)
Other services (except public administration)
48 establishments
- Health care and social assistance
Health care and social assistance
44 establishments
What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.
Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 12477, Saugerties, NY · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.
Quick Facts
18,787
Population
170.5
Area (sq mi)
110
People / sq mi
New York
Time Zone
standard
ZIP Type
Who lives in ZIP 12477?
45.9
Median Age
49.3%
Male
50.7%
Female
5.0%
Foreign-Born
Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How much do residents earn?
$80,861
Median Household Income
-13% vs state ZIP avg
$49,631
Per Capita Income
9.0%
Poverty Rate
3.7%
Unemployment Rate
23.5 min
Mean Commute Time
How ZIP 12477 ranks among New York ZIPs
Saugerties, NY household income vs. every New York ZIP code
Median household income among 1,626 reporting New York ZIPs (this ZIP's population is too small for a reliable national-corpus placement)
$80,861 48th percentile higher than 48% of 1,626 New York ZIPs
Each bar is a $20K-wide band; taller bars hold more New York ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.
Source U.S. Census Bureau, ACS 5-Year Estimates · 2019–2023
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What is the education profile here?
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What does housing look like?
Housing stock: occupied vs vacant
9,697housing units
9,697
Total Housing Units
8,524
Occupied Units
1,173
Vacant Units
2.21
Avg Household Size
Occupancy Type
$331,500
Median Home Value
-12% vs state ZIP avg
$1,209
Median Rent
1962
Median Year Built
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How have home values changed over time?
FHFA House Price Index, annual appreciation data based on repeat sales and appraisals
+8.4%
YoY Change (2024)
359
HPI Index (2000 = 100)
+259%
Total Change Since 2000
Home values in ZIP 12477 have increased 8.4% over the past year (2024). Since 2000, this ZIP has seen +259% cumulative appreciation.
| Year | Annual Change | HPI Index |
|---|---|---|
| 2020 | +7.2% | 228 |
| 2021 | +15.5% | 263 |
| 2022 | +12.4% | 296 |
| 2023 | +11.9% | 331 |
| 2024 | +8.4% | 359 |
Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.
What businesses operate in this ZIP?
Census Bureau data shows 510 business establishments in ZIP 12477, employing approximately 4,279 people with a combined annual payroll of $201,347,000.
510
Businesses
4,279
Employees
$201.3M
Annual Payroll
15
Industry Sectors
| Industry | Establishments | % of Total |
|---|---|---|
| Construction | 87 | 17.1% |
| Accommodation and food services | 66 | 12.9% |
| Retail trade | 60 | 11.8% |
| Other services (except public administration) | 48 | 9.4% |
| Health care and social assistance | 44 | 8.6% |
| Professional, scientific, and technical services | 38 | 7.5% |
| Arts, entertainment, and recreation | 26 | 5.1% |
| Manufacturing | 24 | 4.7% |
| Administrative and support and waste management and remediation services | 21 | 4.1% |
| Real estate and rental and leasing | 20 | 3.9% |
| Wholesale trade | 18 | 3.5% |
| Finance and insurance | 16 | 3.1% |
| Transportation and warehousing | 14 | 2.8% |
| Educational services | 13 | 2.5% |
| Information | 12 | 2.4% |
Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.
Nearby ZIP Codes
Want a side-by-side? Compare 12477 vs 12456 →
ZIP 12477 vs its nearest neighbors, by population
Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.
- 12477
Saugerties (12477)
18,787 residents
- 12498 4,851
Woodstock (12498)
4,851 residents
- 12449 3,367
Lake Katrine (12449)
3,367 residents
- 12583 2,451
Tivoli (12583)
2,451 residents
- 12463 1,484
Palenville (12463)
1,484 residents
- 12504 1,395
Annandale On Hudson (12504)
1,395 residents
- 12456 639
Mount Marion (12456)
639 residents
- 12432 492
Glasco (12432)
492 residents
- 12453 366
Malden On Hudson (12453)
366 residents
What this shows Among its immediate neighbors, ZIP 12477 ranks the most populous - useful context the national average alone can't give.
ZIP 12477 vs its nearest neighbors, by median income
Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.
- 12475
Ruby (12475)
$103,412 median income
- 12498
Woodstock (12498)
$94,210 median income
- 12449
Lake Katrine (12449)
$93,750 median income
- 12477
Saugerties (12477)
$80,861 median income
- 12583
Tivoli (12583)
$79,583 median income
- 12456
Mount Marion (12456)
$63,833 median income
- 12432
Glasco (12432)
$48,193 median income
What this shows By household income, ZIP 12477 ranks #4 of 7 neighboring ZIPs, local affluence varies block to block, not just metro to metro.
| ZIP Code | City | Population | Distance |
|---|---|---|---|
| 12456 | Mount Marion, NY | 639 | 3.6 mi |
| 12453 | Malden On Hudson, NY | 366 | 3.3 mi |
| 12475 | Ruby, NY | 354 | 5.0 mi |
| 12432 | Glasco, NY | 492 | 4.0 mi |
| 12449 | Lake Katrine, NY | 3,367 | 6.4 mi |
| 12490 | West Camp, NY | 110 | 4.6 mi |
| 12463 | Palenville, NY | 1,484 | 7.9 mi |
| 12504 | Annandale On Hudson, NY | 1,395 | 5.8 mi |
| 12498 | Woodstock, NY | 4,851 | 6.0 mi |
| 12583 | Tivoli, NY | 2,451 | 7.0 mi |
Nationwide ZIPs with similar ACS profiles
Two Census-derived peer sets for ZIP 12477, both outside NY so the neighborhoods are not geographic containment (Nearby and same-county blocks stay local).
Similar population
Nearest cross-state ZIPs by resident population (18,787 here; floor ≥1,000).
Similar median household income
Nearest cross-state ZIPs by ACS median household income.
More ZIP Codes in Ulster County
Related Areas
Frequently Asked Questions
What county is ZIP code 12477 in?
ZIP code 12477 (Saugerties) is located in Ulster County, New York. Ulster County contains multiple ZIP codes, see the full list at /counties/ulster-ny.
What is the population of ZIP code 12477?
ZIP code 12477 in Saugerties, NY has a population of 18,787 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 12477?
The median household income in ZIP 12477 is $80,861, which is 6% above the national average of $76,288.
What is the average home value in ZIP 12477?
The median home value in ZIP 12477 is $331,500, which is 19% above the national average of $278,155.
What is the demographic makeup of ZIP 12477?
The largest racial group in ZIP 12477 is White at 81.7%. Hispanic or Latino residents make up 8.4% of the population.
How many businesses are in ZIP code 12477?
ZIP code 12477 has 510 business establishments employing approximately 4,279 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What are the main industries in ZIP code 12477?
The top industries by establishment count in ZIP 12477 are: Construction (87), Accommodation and food services (66), Retail trade (60). There are 15 industry sectors represented in total.
How have home values changed in ZIP code 12477?
According to the FHFA House Price Index, home values in ZIP 12477 increased by 8.4% in 2024. Since 2000, home values in this ZIP have appreciated by approximately 259%. This is a developmental index based on repeat sales and appraisal data from Fannie Mae and Freddie Mac.
What is the education level in ZIP code 12477?
In ZIP code 12477, 60.5% of residents aged 25+ have a high school diploma or higher, and 34.8% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What is the average commute time in ZIP 12477?
The mean commute time for workers in ZIP code 12477 is 23.5 minutes according to Census ACS data. The national average is roughly 26 minutes, so commuters here spend less time traveling to work than typical.
What percentage of residents own vs. rent in ZIP 12477?
In ZIP code 12477, approximately 69.2% of occupied housing units are owner-occupied and 30.8% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 12477?
The poverty rate in ZIP code 12477 is 9.0% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.
Related
Take this with you
What to do with ZIP 12477's numbers, next.
- See how ZIP 12477 compares to a neighboring ZIP code on the same Census fields Compare this ZIP
- Check where Saugerties, NY ranks among every U.S. ZIP code on income, education, or homeownership View national rankings
- Save this ZIP to your shortlist to track alongside others you're considering View your shortlist
ZIP Code Tabulation Areas (ZCTAs) are Census Bureau approximations of USPS ZIP codes; figures describe the ZCTA area, not any single address within it.