ZIP 12484 vs ZIP 12419

This side-by-side compares ZIP 12484 (Stone Ridge, NY) and ZIP 12419 (Cottekill, NY) using the same Census ACS 5-Year table fields for both — no averages swapped in, no national proxies. ZIP 12484 has a population of 2,733 at 44 people per square mile, while ZIP 12419 has 722 at 116 per square mile. That difference in population size and density alone reshapes how every other metric should be interpreted — a higher-income ZIP with 1,200 residents behaves very differently from one with 45,000.

On income and education, ZIP 12484 reports a median household income of $119,779 against $121,776 in ZIP 12419, with per-capita income of $66,477 vs $62,688. The share of adults holding a bachelor's degree or higher is 60.5% in 12484 and 43.3% in 12419. Poverty rate reads 10.6% vs 2.9%, and unemployment 7.8% vs 5.6% — these four fields alone drive most of the difference in the scorecard grades you will see for each ZIP.

Housing separates these two ZIPs further: median home value sits at $467,200 in 12484 versus $354,900 in 12419, with median rent of — and $1,434 per month respectively. Homeownership rate is 91.2% vs 79.6%. When reading the comparison table below, focus on paired metrics rather than single winners — a ZIP with lower home values and lower income is not strictly "worse" if rent-to-income ratios and commute times land in the same zone. Every value is pulled from the exact same ACS table so the two columns are genuinely comparable.