ZIP 12526 vs ZIP 12583

This side-by-side compares ZIP 12526 (Germantown, NY) and ZIP 12583 (Tivoli, NY) using the same Census ACS 5-Year table fields for both — no averages swapped in, no national proxies. ZIP 12526 has a population of 3,686 at 44 people per square mile, while ZIP 12583 has 2,451 at 73 per square mile. That difference in population size and density alone reshapes how every other metric should be interpreted — a higher-income ZIP with 1,200 residents behaves very differently from one with 45,000.

On income and education, ZIP 12526 reports a median household income of $97,679 against $79,583 in ZIP 12583, with per-capita income of $59,019 vs $45,990. The share of adults holding a bachelor's degree or higher is 46.8% in 12526 and 53.7% in 12583. Poverty rate reads 8.1% vs 20.8%, and unemployment 4.1% vs 4.8% — these four fields alone drive most of the difference in the scorecard grades you will see for each ZIP.

Housing separates these two ZIPs further: median home value sits at $485,000 in 12526 versus $462,500 in 12583, with median rent of $1,252 and $1,656 per month respectively. Homeownership rate is 80.1% vs 67.4%. When reading the comparison table below, focus on paired metrics rather than single winners — a ZIP with lower home values and lower income is not strictly "worse" if rent-to-income ratios and commute times land in the same zone. Every value is pulled from the exact same ACS table so the two columns are genuinely comparable.