Residential delivery area · New York
ZIP Code 12526: Germantown, NY
ZIP code 12526 uses the postal name Germantown, New York and lies entirely in Columbia County (Census 2020 ZIP-county file). About 3,500 people live there (Census Bureau, ACS 2020-2024). Median household income is $97,679 (Census Bureau, ACS 2020-2024). By Census place, 11% of its land lies in Germantown (a census-designated place); 89% is outside any Census place.
- ACS2020-24
- Census2020
- FHFA2025
- ZBP2023
- IRS2022
- Town
- Germantown · its only residential ZIP
- County
- Columbia County
- Census places
- Germantown census-designated place
- Micro area
- Hudson, NY
- House district
- NY-19 119th Congress
- State
- New York
- Time zone
- Eastern
- Land area
- 32.4 sq mi · 110 people per sq mi
Where is ZIP code 12526?
12526 centers on 42.122°, -73.859° and covers 32.4 square miles of land plus 1.6 of water. It borders 4 ZIP codes: 12583, 12523, 12414, 12534.
The map draws ZIP code areas only. For the streets inside 12526, open its center on OpenStreetMap.
Source: U.S. Census Bureau, 2020 ZCTA cartographic boundaries and the 2023 Gazetteer (2020 ZCTAs); ZIP-to-county shares, Census places and House districts (119th Congress) from the Census 2020 relationship files (shares of land); metro area from the OMB delineation (July 2023); town name and time zone from simplemaps US ZIP Codes (CC BY 4.0).
How does 12526 compare with the rest of Columbia County?
| Measure | 12526 | In Columbia County | In NY |
|---|---|---|---|
| People (ACS 2020-2024) | 3,548 | 6th of 38 | 845th of 1,826 |
| Median household income | $98k | 8th of 16 | 377th of 1,081 |
| Median home value | $485k | 1st of 22 | 365th of 1,172 |
Its median household income is higher than in 79% of U.S. residential ZIP codes, and it is denser than 55% of all U.S. residential ZIP codes. ZIP codes at the ACS caps ($250,000 or more for household income, $2,000,000 or more for home value) share the top rank.
Source: U.S. Census Bureau, ACS 2020-2024 5-year estimates (B01003, B19013, B25077); ranks by PlainZIP over residential ZIP codes (ZCTAs).
How many people live in 12526?
The 2020 Census counted 3,687 people in 12526; the ACS, which samples households over 2020-2024, estimates 3,548. Between the 2010 and 2020 censuses its population grew 0.0% (its boundary stayed at least 90% the same).
- People, ACS 2020-2024
- 3,548±408 (90% margin)
- 2020 Census count
- 3,687+0.0% since 2010 (3,686)
- Households
- 1,546
- Median age
- 50.0
Source: U.S. Census Bureau, ACS 2020-2024 5-year estimates (B01003, B01002, B11001); 2020 Census (DHC P1); 2010 Census (SF1 P1).
Who lives in 12526?
Of the 3,548 people the ACS estimates in 12526, 15.2% are under 18 and 25.7% are 65 or older. The largest group by race and Hispanic origin is White (not Hispanic) (80.4%).
- Under 1815.2%
- 18 to 6459.1%
- 65 and older25.7%
- White, not Hispanic80.4%
- Hispanic or Latino7.2%
- Black, not Hispanic6.3%
- Other or two or more4.4%
- Asian, not Hispanic1.6%
Source: U.S. Census Bureau, ACS 2020-2024 5-year estimates (B01001 age by sex, B03002 Hispanic or Latino origin by race); shares of the estimated population, small ZIP codes carry wide margins.
What do households in 12526 earn?
Median household income is $97,679 (ACS 2020-2024), the 8th highest of the 16 ranked ZIP codes in Columbia County. It is not measurably different from 2015-2019 ($94,434 in 2024 dollars): the change is within the surveys' margins of error.
- Median household income
- $97,679
- Income per person
- $59,019
- Below the poverty line
- 8.1%
- Unemployed (of the labor force)
- 4.1%
- Adults 25+ with a bachelor's degree
- 46.8%
- Adjusted gross income per tax return, 2022
- $114,2181,880 returns; wages 54% of AGI (IRS)
Source: U.S. Census Bureau, ACS 2020-2024 and 2015-2019 5-year estimates (B19013, B19301, B17001, B23025, B15003; 2015-2019 dollars converted with the BLS CPI-U, 1.22699); IRS Statistics of Income, ZIP code data, tax year 2022 (adjusted gross income per return, filed under the address on the return).
What are homes worth in 12526?
FHFA's house price index for 12526, built from repeat sales and appraisals of the same homes, rose 133% from 2015 to 2025 and rose 71% from 2020 to 2025, and moved +6.4% in 2025.
- Median home value (owners' estimate)
- $485,000
- Median gross rent
- $1,252
- Homes owned by their occupants
- 80.1%
- Housing units
- 1,837
Source: U.S. Census Bureau, ACS 2020-2024 5-year estimates (B25077, B25064, B25003, B25001); FHFA House Price Index, annual five-digit ZIP, updated 2026-03-31.
What businesses are in 12526?
110 business establishments had a location in this ZIP code in 2023, 10 more than in 2018; the most are in construction (ZIP Code Business Patterns).
- Construction21
- Retail trade16
- Professional, scientific, and technical services11
- Other services (except public administration)11
- Administrative and support and waste management and remediation services7
- Health care and social assistance6
Source: U.S. Census Bureau, ZIP Code Business Patterns 2023 and 2018 (establishments with paid employees, by the business's ZIP code).
Which ZIP codes are next to 12526?
| ZIP | Town | People | Household income | Distance |
|---|---|---|---|---|
| 12583 | Tivoli | 1,994 | $80k | 4.5 mi |
| 12523 | Elizaville | 1,908 | $54k | 5.6 mi |
| 12414 | Catskill | 10,169 | $73k | 8.5 mi |
| 12534 | Hudson | 17,176 | $73k | 9.0 mi |
| 12490 | West Camp | 0 | – | 3.4 mi (near) |
| 12453 | Malden On Hudson | 241 | – | 4.5 mi (near) |
| 12432 | Glasco | 697 | $48k | 6.8 mi (near) |
| 12477 | Saugerties | 19,066 | $81k | 6.9 mi (near) |
| 12504 | Annandale On Hudson | 961 | – | 7.3 mi (near) |
| 12507 | Barrytown | 227 | $116k | 8.4 mi (near) |
Source: PlainZIP from the Census 2020 ZCTA boundaries (shared edges) and internal points; figures ACS 2020-2024.