ZIP Code 12526
standardSource:
Germantown · Columbia County · New York
- Population
- 3,686
- Median income
- $97,679
- Median home value
- $485,000
- Bachelor's or higher
- 46.8%
- Land area
- 83.0 sq mi
44/sq mi
▲ 28% vs US
higher than 79% of US ZIPs
▲ 74% vs US
higher than 86% of US ZIPs
Median age 50
New York
ZIP code 12526 in Germantown, New York has a population of 3,686. The median household income is $97,679, which is 28% above the national average. Median home value is $485,000, 74% above the US average. 46.8% of residents hold a bachelor's degree or higher.
ZIP code 12526 is classified by USPS as a standard delivery area and covers roughly 83.0 square miles in Germantown, Columbia County, New York. The area is home to 3,686 residents, producing a population density of 44 people per square mile, and falls within the New York time zone. These USPS and Census boundary values drive every downstream statistic on this page, including the benchmarks that compare 12526 against New York and the nation.
On the economic side, the median household income for ZIP 12526 sits at $97,679 (6% above the New York average), while per-capita income is $59,019. The poverty rate stands at 8.1% and the unemployment rate at 4.1%. On housing, the median home value is $485,000 (28% above the state average) with median rent at $1,252 per month, and 80.1% of occupied units are owner-occupied, a direct signal of whether 12526 behaves more like a homeowner neighborhood or a renter-heavy ZIP.
Education and household profile round out the picture: 46.8% of adults hold a bachelor's degree or higher, the median age is 50, and the average commute is 23 minutes. We also surface 10 nearby ZIP codes within roughly 10 miles and 6 additional ZIPs sharing Columbia County, so you can benchmark 12526 against its immediate geography rather than a national average alone. Every figure is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates, HUD Fair Market Rents, and FHFA Home Price Index data, no estimates, no proprietary scoring. Verify with HUD →
Top industries in ZIP 12526
Top 5 sectors by establishment count
Which industries have the most business establishments in ZIP 12526.
- Construction
Construction
21 establishments
- Retail trade
Retail trade
16 establishments
- Professional, scientific, and technical services
Professional, scientific, and technical services
11 establishments
- Other services (except public administration)
Other services (except public administration)
11 establishments
- Administrative and support and waste management and remediation services 7
Administrative and support and waste management and remediation services
7 establishments
What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.
Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + HUD FMR + FHFA HPI ACS demographics, ZBP business establishments, HUD Fair Market Rents, FHFA HPI for ZIP 12526, Germantown, NY · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; HUD FMR + FHFA HPI updated quarterly/annually.
Quick Facts
3,686
Population
83.0
Area (sq mi)
44
People / sq mi
New York
Time Zone
standard
ZIP Type
Who lives in ZIP 12526?
50.0
Median Age
50.6%
Male
49.4%
Female
7.8%
Foreign-Born
Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How much do residents earn?
$97,679
Median Household Income
+6% vs state
$59,019
Per Capita Income
8.1%
Poverty Rate
4.1%
Unemployment Rate
23.3 min
Mean Commute Time
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What is the education profile here?
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What does housing look like?
1,837
Total Housing Units
1,546
Occupied Units
291
Vacant Units
2.19
Avg Household Size
Occupancy Type
$485,000
Median Home Value
+28% vs state
$1,252
Median Rent
1966
Median Year Built
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How have home values changed over time?
FHFA House Price Index, annual appreciation data based on repeat sales and appraisals
+8.3%
YoY Change (2024)
306
HPI Index (2000 = 100)
+206%
Total Change Since 2000
Home values in ZIP 12526 have increased 8.3% over the past year (2024). Since 2000, this ZIP has seen +206% cumulative appreciation.
| Year | Annual Change | HPI Index |
|---|---|---|
| 2020 | +1.6% | 205 |
| 2021 | +14.9% | 235 |
| 2022 | +15.2% | 271 |
| 2023 | +4.5% | 283 |
| 2024 | +8.3% | 306 |
Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.
What businesses operate in this ZIP?
Census Bureau data shows 110 business establishments in ZIP 12526, employing approximately 558 people with a combined annual payroll of $28,916,000.
110
Businesses
558
Employees
$28.9M
Annual Payroll
12
Industry Sectors
| Industry | Establishments | % of Total |
|---|---|---|
| Construction | 21 | 19.1% |
| Retail trade | 16 | 14.6% |
| Professional, scientific, and technical services | 11 | 10.0% |
| Other services (except public administration) | 11 | 10.0% |
| Administrative and support and waste management and remediation services | 7 | 6.4% |
| Health care and social assistance | 6 | 5.5% |
| Arts, entertainment, and recreation | 6 | 5.5% |
| Accommodation and food services | 6 | 5.5% |
| Manufacturing | 5 | 4.5% |
| Transportation and warehousing | 5 | 4.5% |
| Real estate and rental and leasing | 4 | 3.6% |
| Wholesale trade | 3 | 2.7% |
Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.
Nearby ZIP Codes
Want a side-by-side? Compare 12526 vs 12583 →
| ZIP Code | City | Population | Distance |
|---|---|---|---|
| 12583 | Tivoli, NY | 2,451 | 4.2 mi |
| 12490 | West Camp, NY | 110 | 3.4 mi |
| 12453 | Malden On Hudson, NY | 366 | 4.4 mi |
| 12523 | Elizaville, NY | 1,798 | 5.9 mi |
| 12504 | Annandale On Hudson, NY | 1,395 | 7.0 mi |
| 12432 | Glasco, NY | 492 | 6.9 mi |
| 12414 | Catskill, NY | 10,510 | 7.7 mi |
| 12571 | Red Hook, NY | 9,918 | 8.4 mi |
| 12477 | Saugerties, NY | 18,787 | 7.6 mi |
| 12507 | Barrytown, NY | 167 | 8.8 mi |
More ZIP Codes in Columbia County
Related Areas
Frequently Asked Questions
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How many businesses are in ZIP code 12526? ▼
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ZIP Code Research Guides
Official Data Resources for Germantown, NY
Verify and explore additional data for this area using these official government sources.
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023). Business data: Source: Census ZIP Code Business Patterns (ZBP) 2023. Home value trends: Source: FHFA House Price Index (HPI), Five-Digit ZIP Codes.
PlainZIP is not affiliated with the U.S. Census Bureau or any government agency.
Read our methodology , how this data is sourced, computed, and verified.