ZIP 12582 vs ZIP 12531

This side-by-side compares ZIP 12582 (Stormville, NY) and ZIP 12531 (Holmes, NY) using the same Census ACS 5-Year table fields for both — no averages swapped in, no national proxies. ZIP 12582 has a population of 6,191 at 187 people per square mile, while ZIP 12531 has 3,601 at 80 per square mile. That difference in population size and density alone reshapes how every other metric should be interpreted — a higher-income ZIP with 1,200 residents behaves very differently from one with 45,000.

On income and education, ZIP 12582 reports a median household income of $133,328 against $129,028 in ZIP 12531, with per-capita income of $45,471 vs $72,273. The share of adults holding a bachelor's degree or higher is 27.0% in 12582 and 43.3% in 12531. Poverty rate reads 1.0% vs 2.3%, and unemployment 6.7% vs 11.1% — these four fields alone drive most of the difference in the scorecard grades you will see for each ZIP.

Housing separates these two ZIPs further: median home value sits at $468,600 in 12582 versus $475,400 in 12531, with median rent of $1,851 and $2,519 per month respectively. Homeownership rate is 89.9% vs 89.3%. When reading the comparison table below, focus on paired metrics rather than single winners — a ZIP with lower home values and lower income is not strictly "worse" if rent-to-income ratios and commute times land in the same zone. Every value is pulled from the exact same ACS table so the two columns are genuinely comparable.