Holmes, NY · standard
ZIP Code 12531
Dutchess County, New York - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.
- 3,601
- 80/sq mi Moderate-density area
- $129,028
- Median income Above-median income area
- $475,400
- Median home value Above-median home value
- 43.3%
- Bachelor's or higher Above-average bachelor's attainment
National ZIP placement
Holmes pairs a top-decile household income with upper-quartile home values, in a rural, homeowner-dominated area.
- Top 7%
- household income, US ZIPs
- Top 14%
- home value, US ZIPs
- 80
- people per sq mi
- 89%
- owner-occupied homes
Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 12531 against every reporting US ZIP.
FHFA HPI release change
What changed in the latest House Price Index year
- FHFA House Price Index values in ZIP 12531 (Holmes, NY) rose +30.7% from 2023 to 2024.
ZIP code 12531 covers 45.3 square miles in Holmes, Dutchess County, New York (a standard USPS delivery area), with a modest 3,601 residents on file, a density of 80 people per square mile, in the New York time zone.
ZIP 12531 skews affluent, with a median household income of $129,028 (40% above the average New York ZIP), while per-capita income is $72,273. Unemployment is 11.1%, an important qualifier alongside the household-income figure. Housing is both higher-cost and owner-heavy: median home value is $475,400 (26% above the average New York ZIP), while 89.3% of occupied homes are owner-occupied and median rent is $2,519.
A solid share of residents have a four-year degree: 43.3% of adults hold a bachelor's degree or higher, the median age is 52.1, and the average commute is -. The page also surfaces 9 ZIP codes within roughly 10 miles and 6 more in Dutchess County, so 12531 can be compared with both its immediate and county-level context.
Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →
Top industries in ZIP 12531
Top 5 sectors by establishment count in Holmes, NY
Which industries have the most business establishments in ZIP 12531.
- Construction
Construction
28 establishments
- Administrative and support and waste management and remediation services
Administrative and support and waste management and remediation services
13 establishments
- Transportation and warehousing 6
Transportation and warehousing
6 establishments
- Other services (except public administration) 5
Other services (except public administration)
5 establishments
- Professional, scientific, and technical services 4
Professional, scientific, and technical services
4 establishments
What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.
Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 12531, Holmes, NY · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.
Quick Facts
3,601
Population
45.3
Area (sq mi)
80
People / sq mi
New York
Time Zone
standard
ZIP Type
Who lives in ZIP 12531?
52.1
Median Age
53.9%
Male
46.1%
Female
6.1%
Foreign-Born
Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How much do residents earn?
$129,028
Median Household Income
+40% vs state ZIP avg
$72,273
Per Capita Income
2.3%
Poverty Rate
11.1%
Unemployment Rate
How ZIP 12531 ranks among New York ZIPs
Holmes, NY household income vs. every New York ZIP code
Median household income among 1,626 reporting New York ZIPs (this ZIP's population is too small for a reliable national-corpus placement)
$129,028 Top 15% higher than 85% of 1,626 New York ZIPs
Each bar is a $20K-wide band; taller bars hold more New York ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.
Source U.S. Census Bureau, ACS 5-Year Estimates · 2019–2023
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What is the education profile here?
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What does housing look like?
Housing stock: occupied vs vacant
1,049housing units
1,049
Total Housing Units
881
Occupied Units
168
Vacant Units
2.56
Avg Household Size
Occupancy Type
$475,400
Median Home Value
+26% vs state ZIP avg
$2,519
Median Rent
1978
Median Year Built
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What businesses operate in this ZIP?
Census Bureau data shows 75 business establishments in ZIP 12531, employing approximately 475 people with a combined annual payroll of $24,503,000.
75
Businesses
475
Employees
$24.5M
Annual Payroll
7
Industry Sectors
| Industry | Establishments | % of Total |
|---|---|---|
| Construction | 28 | 37.3% |
| Administrative and support and waste management and remediation services | 13 | 17.3% |
| Transportation and warehousing | 6 | 8.0% |
| Other services (except public administration) | 5 | 6.7% |
| Professional, scientific, and technical services | 4 | 5.3% |
| Health care and social assistance | 4 | 5.3% |
| Accommodation and food services | 3 | 4.0% |
Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.
Nearby ZIP Codes
Want a side-by-side? Compare 12531 vs 12582 →
ZIP 12531 vs its nearest neighbors, by population
Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.
- 10512
Carmel (10512)
25,590 residents
- 12533
Hopewell Junction (12533)
25,307 residents
- 10509
Brewster (10509)
19,507 residents
- 12563 8,084
Patterson (12563)
8,084 residents
- 12540 7,802
Lagrangeville (12540)
7,802 residents
- 12570 7,699
Poughquag (12570)
7,699 residents
- 12564 7,338
Pawling (12564)
7,338 residents
- 12582 6,191
Stormville (12582)
6,191 residents
- 12594 4,275
Wingdale (12594)
4,275 residents
What this shows Among its immediate neighbors, ZIP 12531 ranks #0 by population - useful context the national average alone can't give.
ZIP 12531 vs its nearest neighbors, by median income
Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.
- 12594
Wingdale (12594)
$144,202 median income
- 12533
Hopewell Junction (12533)
$141,585 median income
- 12582
Stormville (12582)
$133,328 median income
- 12531
Holmes (12531)
$129,028 median income
- 12570
Poughquag (12570)
$128,906 median income
- 10512
Carmel (10512)
$117,701 median income
- 10509
Brewster (10509)
$116,831 median income
- 12564
Pawling (12564)
$111,324 median income
- 12540
Lagrangeville (12540)
$111,320 median income
What this shows By household income, ZIP 12531 ranks #4 of 9 neighboring ZIPs, local affluence varies block to block, not just metro to metro.
| ZIP Code | City | Population | Distance |
|---|---|---|---|
| 12582 | Stormville, NY | 6,191 | 3.4 mi |
| 12570 | Poughquag, NY | 7,699 | 5.7 mi |
| 12564 | Pawling, NY | 7,338 | 5.1 mi |
| 12563 | Patterson, NY | 8,084 | 5.2 mi |
| 10512 | Carmel, NY | 25,590 | 6.4 mi |
| 12533 | Hopewell Junction, NY | 25,307 | 6.6 mi |
| 12540 | Lagrangeville, NY | 7,802 | 9.7 mi |
| 10509 | Brewster, NY | 19,507 | 9.5 mi |
| 12594 | Wingdale, NY | 4,275 | 11.0 mi |
Nationwide ZIPs with similar ACS profiles
Two Census-derived peer sets for ZIP 12531, both outside NY so the neighborhoods are not geographic containment (Nearby and same-county blocks stay local).
Similar population
Nearest cross-state ZIPs by resident population (3,601 here; floor ≥1,000).
Similar median household income
Nearest cross-state ZIPs by ACS median household income.
More ZIP Codes in Dutchess County
Related Areas
Frequently Asked Questions
What county is ZIP code 12531 in?
ZIP code 12531 (Holmes) is located in Dutchess County, New York. Dutchess County contains multiple ZIP codes, see the full list at /counties/dutchess-ny.
What is the population of ZIP code 12531?
ZIP code 12531 in Holmes, NY has a population of 3,601 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 12531?
The median household income in ZIP 12531 is $129,028, which is 69% above the national average of $76,288.
What is the average home value in ZIP 12531?
The median home value in ZIP 12531 is $475,400, which is 71% above the national average of $278,155.
What is the demographic makeup of ZIP 12531?
The largest racial group in ZIP 12531 is White at 79.5%. Hispanic or Latino residents make up 14.1% of the population.
How many businesses are in ZIP code 12531?
ZIP code 12531 has 75 business establishments employing approximately 475 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What are the main industries in ZIP code 12531?
The top industries by establishment count in ZIP 12531 are: Construction (28), Administrative and support and waste management and remediation services (13), Transportation and warehousing (6). There are 7 industry sectors represented in total.
What is the education level in ZIP code 12531?
In ZIP code 12531, 63.8% of residents aged 25+ have a high school diploma or higher, and 43.3% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What percentage of residents own vs. rent in ZIP 12531?
In ZIP code 12531, approximately 89.3% of occupied housing units are owner-occupied and 10.7% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 12531?
The poverty rate in ZIP code 12531 is 2.3% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.
Related
Take this with you
What to do with ZIP 12531's numbers, next.
- See how ZIP 12531 compares to a neighboring ZIP code on the same Census fields Compare this ZIP
- Check where Holmes, NY ranks among every U.S. ZIP code on income, education, or homeownership View national rankings
- Save this ZIP to your shortlist to track alongside others you're considering View your shortlist
ZIP Code Tabulation Areas (ZCTAs) are Census Bureau approximations of USPS ZIP codes; figures describe the ZCTA area, not any single address within it.