ZIP Code 12531

ZIP code 12531 is classified by USPS as a standard delivery area and covers roughly 45.3 square miles in Holmes, Dutchess County, New York. The area is home to 3,601 residents, producing a population density of 80 people per square mile, and falls within the New York time zone. These USPS and Census boundary values drive every downstream statistic on this page, including the benchmarks that compare 12531 against New York and the nation.

On the economic side, the median household income for ZIP 12531 sits at $129,028 (40% above the New York average), while per-capita income is $72,273. The poverty rate stands at 2.3% and the unemployment rate at 11.1%. On housing, the median home value is $475,400 (26% above the state average) with median rent at $2,519 per month, and 89.3% of occupied units are owner-occupied, a direct signal of whether 12531 behaves more like a homeowner neighborhood or a renter-heavy ZIP.

Education and household profile round out the picture: 43.3% of adults hold a bachelor's degree or higher, the median age is 52.1, and the average commute is —. We also surface 9 nearby ZIP codes within roughly 10 miles and 6 additional ZIPs sharing Dutchess County, so you can benchmark 12531 against its immediate geography rather than a national average alone. Every figure is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates, HUD Fair Market Rents, and FHFA Home Price Index data, no estimates, no proprietary scoring. Verify with HUD →