Residential delivery area · New York
ZIP Code 12531: Holmes, NY
ZIP code 12531 uses the postal name Holmes, New York and lies mostly in Dutchess County (84% of its land) with the rest in Putnam County (Census 2020 ZIP-county file). About 2,300 people live there (Census Bureau, ACS 2020-2024). Median household income is $129,028 (Census Bureau, ACS 2020-2024). By Census place, 8% of its land lies in Shorehaven (a census-designated place); 92% is outside any Census place.
- ACS2020-24
- Census2020
- FHFA2025
- ZBP2023
- IRS2022
- Town
- Holmes · its only residential ZIP
- County
- Dutchess County (84%); Putnam County (16%)
- Census places
- Shorehaven census-designated place
- Metro area
- Kiryas Joel-Poughkeepsie-Newburgh, NY
- House district
- NY-17 119th Congress
- State
- New York
- Time zone
- Eastern
- Land area
- 17.4 sq mi · 134 people per sq mi
Where is ZIP code 12531?
12531 centers on 41.541°, -73.672° and covers 17.4 square miles of land plus 1.0 of water. It borders 5 ZIP codes: 12582, 12563, 12564, 12570, 10512.
The map draws ZIP code areas only. For the streets inside 12531, open its center on OpenStreetMap.
Source: U.S. Census Bureau, 2020 ZCTA cartographic boundaries and the 2023 Gazetteer (2020 ZCTAs); ZIP-to-county shares, Census places and House districts (119th Congress) from the Census 2020 relationship files (shares of land); metro area from the OMB delineation (July 2023); town name and time zone from simplemaps US ZIP Codes (CC BY 4.0).
How does 12531 compare with the rest of Dutchess County?
| Measure | 12531 | In Dutchess County | In NY |
|---|---|---|---|
| People (ACS 2020-2024) | 2,337 | 23rd of 34 | 987th of 1,826 |
| Median household income | $129k | not ranked | not ranked |
| Median home value | $475k | 5th of 27 | 376th of 1,172 |
12531's median household income is not ranked: its 90% margin of error (±$40,594) is more than a quarter of the figure ($129,028). Rankings use ZIP codes of 1,000 or more people living in households, with margins at most 25% of the figure.
It is denser than 58% of U.S. residential ZIP codes. ZIP codes at the ACS caps ($250,000 or more for household income, $2,000,000 or more for home value) share the top rank.
Source: U.S. Census Bureau, ACS 2020-2024 5-year estimates (B01003, B19013, B25077); ranks by PlainZIP over residential ZIP codes (ZCTAs).
How many people live in 12531?
The 2020 Census counted 3,267 people in 12531; the ACS, which samples households over 2020-2024, estimates 2,337. Between the 2010 and 2020 censuses its population fell 9.3% (its boundary stayed at least 90% the same).
- People, ACS 2020-2024
- 2,337±459 (90% margin)
- 2020 Census count
- 3,267−9.3% since 2010 (3,601)
- Households
- 881
- Median age
- 52.1
Source: U.S. Census Bureau, ACS 2020-2024 5-year estimates (B01003, B01002, B11001); 2020 Census (DHC P1); 2010 Census (SF1 P1).
Who lives in 12531?
Of the 2,337 people the ACS estimates in 12531, 19.8% are under 18 and 20.5% are 65 or older. The largest group by race and Hispanic origin is White (not Hispanic) (77.2%), then Hispanic or Latino (14.1%).
- Under 1819.8%
- 18 to 6459.7%
- 65 and older20.5%
- White, not Hispanic77.2%
- Hispanic or Latino14.1%
- Other or two or more4.5%
- Black, not Hispanic2.4%
- Asian, not Hispanic1.9%
Source: U.S. Census Bureau, ACS 2020-2024 5-year estimates (B01001 age by sex, B03002 Hispanic or Latino origin by race); shares of the estimated population, small ZIP codes carry wide margins.
What do households in 12531 earn?
Median household income is $129,028 (ACS 2020-2024). It is not measurably different from 2015-2019 ($144,144 in 2024 dollars): the change is within the surveys' margins of error.
- Median household income
- $129,028±$40,594
- Income per person
- $72,273
- Below the poverty line
- 2.3%
- Unemployed (of the labor force)
- 11.1%
- Adults 25+ with a bachelor's degree
- 43.3%
- Adjusted gross income per tax return, 2022
- $109,4391,660 returns; wages 70% of AGI (IRS)
Source: U.S. Census Bureau, ACS 2020-2024 and 2015-2019 5-year estimates (B19013, B19301, B17001, B23025, B15003; 2015-2019 dollars converted with the BLS CPI-U, 1.22699); IRS Statistics of Income, ZIP code data, tax year 2022 (adjusted gross income per return, filed under the address on the return).
What are homes worth in 12531?
FHFA's house price index for 12531, built from repeat sales and appraisals of the same homes, rose 97% from 2015 to 2025 and rose 67% from 2020 to 2025, and moved −1.6% in 2025.
- Median home value (owners' estimate)
- $475,400
- Median gross rent
- $2,519
- Homes owned by their occupants
- 89.3%
- Housing units
- 1,049
Source: U.S. Census Bureau, ACS 2020-2024 5-year estimates (B25077, B25064, B25003, B25001); FHFA House Price Index, annual five-digit ZIP, updated 2026-03-31.
What businesses are in 12531?
75 business establishments had a location in this ZIP code in 2023, the same count as in 2018; the most are in construction (ZIP Code Business Patterns).
- Construction28
- Administrative and support and waste management and remediation services13
- Transportation and warehousing6
- Other services (except public administration)5
- Professional, scientific, and technical services4
- Health care and social assistance4
Source: U.S. Census Bureau, ZIP Code Business Patterns 2023 and 2018 (establishments with paid employees, by the business's ZIP code).
Which ZIP codes are next to 12531?
| ZIP | Town | People | Household income | Distance |
|---|---|---|---|---|
| 12582 | Stormville | 5,786 | $133k | 2.8 mi |
| 12563 | Patterson | 7,304 | $98k | 5.2 mi |
| 12564 | Pawling | 7,734 | $111k | 5.4 mi |
| 12570 | Poughquag | 6,698 | $129k | 6.5 mi |
| 10512 | Carmel | 24,234 | $118k | 6.7 mi |
| 12533 | Hopewell Junction | 27,325 | $142k | 6.1 mi (near) |
| 06784 | Sherman, CT | 3,583 | $117k | 9.4 mi (near) |
| 12540 | Lagrangeville | 8,856 | $111k | 9.4 mi (near) |
Source: PlainZIP from the Census 2020 ZCTA boundaries (shared edges) and internal points; figures ACS 2020-2024.