PlainZIP

Holmes, NY · standard

ZIP Code 12531

Dutchess County, New York - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.

3,601
80/sq mi
$129,028
Median income
$475,400
Median home value
43.3%
Bachelor's or higher

The verdict

Holmes pairs a top-decile household income with upper-quartile home values, in a rural, homeowner-dominated area.

Top 7%
household income, US ZIPs
Top 14%
home value, US ZIPs
80
people per sq mi
89%
owner-occupied homes

Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 12531 against every reporting US ZIP.

ZIP code 12531 covers 45.3 square miles in Holmes, Dutchess County, New York (a standard USPS delivery area), with a modest 3,601 residents on file, a density of 80 people per square mile, in the New York time zone.

ZIP 12531 skews affluent, with a median household income of $129,028 (40% above the New York average), while per-capita income is $72,273. The poverty rate stands at 2.3% and the unemployment rate at 11.1%. The typical home here is valued at $475,400 (26% above the state average); renters pay a median of $2,519 monthly, and 89.3% of units are owner-occupied.

A solid share of residents have a four-year degree: 43.3% of adults hold a bachelor's degree or higher, the median age is 52.1, and the average commute is -. We also surface 9 nearby ZIP codes within roughly 10 miles and 6 additional ZIPs sharing Dutchess County, so you can benchmark 12531 against its immediate geography rather than a national average alone.

Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →

Top industries in ZIP 12531

Top 5 sectors by establishment count in Holmes, NY

Which industries have the most business establishments in ZIP 12531.

establishments

What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.

Source U.S. Census Bureau · ZIP Code Business Patterns (ZBP) As of 2023

Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 12531, Holmes, NY · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.

Quick Facts

3,601

Population

45.3

Area (sq mi)

80

People / sq mi

New York

Time Zone

standard

ZIP Type

Neighborhood Scorecard
Get an A-F grade across income, safety, housing, rent, education, commute, and childcare for this ZIP code.
View Scorecard →

Who lives in ZIP 12531?

52.1

Median Age

53.9%

Male

46.1%

Female

6.1%

Foreign-Born

White 79.5%
African American 2.4%
Asian 1.9%
American Indian or Alaska Native 3.3%
Native Hawaiian or Pacific Islander 0.0%
Two or More Ethnicities 5.6%
Hispanic or Latino 14.1%

Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How much do residents earn?

$129,028

Median Household Income

+40% vs state

$72,273

Per Capita Income

2.3%

Poverty Rate

11.1%

Unemployment Rate

How ZIP 12531 ranks nationally

Holmes, NY household income vs. every US ZIP code

Median household income, the full national distribution, with this ZIP marked

$129,028 Top 7% higher than 93% of 30,318 US ZIPs

$0–$20,000: 118 US ZIPs (0%). Below this entry. $20,000–$40,000: 1,573 US ZIPs (5%). Below this entry. $40,000–$60,000: 7,092 US ZIPs (23%). Below this entry. $60,000–$80,000: 9,980 US ZIPs (33%). Below this entry. $80,000–$100,000: 5,778 US ZIPs (19%). Below this entry. $100,000–$120,000: 2,855 US ZIPs (9%). Below this entry. $120,000–$140,000: 1,362 US ZIPs (4%). This entry sits in this band. $140,000–$160,000: 686 US ZIPs (2%). Above this entry. $160,000–$180,000: 364 US ZIPs (1%). Above this entry. $180,000–$200,000: 186 US ZIPs (1%). Above this entry. $200,000–$220,000: 324 US ZIPs (1%). Above this entry. This ZIP $0 $200K+ every reporting US ZIP, bucketed by value

Each bar is a $20K-wide band; taller bars hold more US ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source U.S. Census Bureau, ACS 5-Year Estimates · 2019–2023

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What is the education profile here?

High School Graduate or Higher 63.8%
Bachelor's Degree or Higher 43.3%

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What does housing look like?

1,049

Total Housing Units

881

Occupied Units

168

Vacant Units

2.56

Avg Household Size

Occupancy Type

Owner 89.3%
Renter 10.7%

$475,400

Median Home Value

+26% vs state

$2,519

Median Rent

1978

Median Year Built

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What businesses operate in this ZIP?

Census Bureau data shows 75 business establishments in ZIP 12531, employing approximately 475 people with a combined annual payroll of $24,503,000.

75

Businesses

475

Employees

$24.5M

Annual Payroll

7

Industry Sectors

Industry Establishments % of Total
Construction 28 37.3%
Administrative and support and waste management and remediation services 13 17.3%
Transportation and warehousing 6 8.0%
Other services (except public administration) 5 6.7%
Professional, scientific, and technical services 4 5.3%
Health care and social assistance 4 5.3%
Accommodation and food services 3 4.0%

Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.

Nearby ZIP Codes

Want a side-by-side? Compare 12531 vs 12582 →

ZIP 12531 vs its nearest neighbors, by population

Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.

residents

What this shows Among its immediate neighbors, ZIP 12531 ranks #0 by population - useful context the national average alone can't give.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023

ZIP 12531 vs its nearest neighbors, by median income

Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.

median income

What this shows By household income, ZIP 12531 ranks #4 of 9 neighboring ZIPs, local affluence varies block to block, not just metro to metro.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023
ZIP Code City Population Distance
12582 Stormville, NY 6,191 3.4 mi
12570 Poughquag, NY 7,699 5.7 mi
12564 Pawling, NY 7,338 5.1 mi
12563 Patterson, NY 8,084 5.2 mi
10512 Carmel, NY 25,590 6.4 mi
12533 Hopewell Junction, NY 25,307 6.6 mi
12540 Lagrangeville, NY 7,802 9.7 mi
10509 Brewster, NY 19,507 9.5 mi
12594 Wingdale, NY 4,275 11.0 mi

More ZIP Codes in Dutchess County

12601 standard
Poughkeepsie, NY
Pop: 43,398
12603 standard
Poughkeepsie, NY
Pop: 42,810
12590 standard
Wappingers Falls, NY
Pop: 35,102
12533 standard
Hopewell Junction, NY
Pop: 25,307
12508 standard
Beacon, NY
Pop: 19,880
12524 standard
Fishkill, NY
Pop: 15,598

Related Areas

Dutchess County Holmes, NY New York

Frequently Asked Questions

What county is ZIP code 12531 in? ▼
ZIP code 12531 (Holmes) is located in Dutchess County, New York. Dutchess County contains multiple ZIP codes, see the full list at /counties/dutchess-ny.
What is the population of ZIP code 12531? ▼
ZIP code 12531 in Holmes, NY has a population of 3,601 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 12531? ▼
The median household income in ZIP 12531 is $129,028, which is 69% above the national average of $76,288.
What is the average home value in ZIP 12531? ▼
The median home value in ZIP 12531 is $475,400, which is 71% above the national average of $278,155.
What is the demographic makeup of ZIP 12531? ▼
The largest racial group in ZIP 12531 is White at 79.5%. Hispanic or Latino residents make up 14.1% of the population.
How many businesses are in ZIP code 12531? ▼
ZIP code 12531 has 75 business establishments employing approximately 475 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What are the main industries in ZIP code 12531? ▼
The top industries by establishment count in ZIP 12531 are: Construction (28), Administrative and support and waste management and remediation services (13), Transportation and warehousing (6). There are 7 industry sectors represented in total.
What is the education level in ZIP code 12531? ▼
In ZIP code 12531, 63.8% of residents aged 25+ have a high school diploma or higher, and 43.3% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What percentage of residents own vs. rent in ZIP 12531? ▼
In ZIP code 12531, approximately 89.3% of occupied housing units are owner-occupied and 10.7% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 12531? ▼
The poverty rate in ZIP code 12531 is 2.3% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.

Read our methodology to see how this data is sourced, computed, and verified.