Pawling, NY · standard
ZIP Code 12564
Dutchess County, New York - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.
- 7,338
- 70/sq mi Moderate-density area
- $111,324
- Median income Above-median income area
- $446,800
- Median home value Above-median home value
- 42.0%
- Bachelor's or higher Above-average bachelor's attainment
National ZIP placement
Pawling pairs an upper-quartile household income with upper-quartile home values, in a rural, homeowner-dominated area.
- Top 13%
- household income, US ZIPs
- Top 17%
- home value, US ZIPs
- 70
- people per sq mi
- 76%
- owner-occupied homes
Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 12564 against every reporting US ZIP.
FHFA HPI release change
What changed in the latest House Price Index year
- FHFA House Price Index values in ZIP 12564 (Pawling, NY) rose +17.9% from 2023 to 2024. The all-transactions index moved from 203.3 in 2023 to 239.7 in 2024 (2000 = 100).
ZIP code 12564 is a mid-sized community (a standard USPS delivery area) in Pawling, Dutchess County, New York, home to 7,338 residents across 105.3 square miles, a density of 70 people per square mile, in the New York time zone.
ZIP 12564 skews affluent, with a median household income of $111,324 (20% above the average New York ZIP), while per-capita income is $60,017. Both reported hardship measures are comparatively low in absolute terms: poverty is 5.5% and unemployment is 3.9%. Housing is both higher-cost and owner-heavy: median home value is $446,800 (18% above the average New York ZIP), while 76.1% of occupied homes are owner-occupied and median rent is $1,502.
A solid share of residents have a four-year degree: 42.0% of adults hold a bachelor's degree or higher, the median age is 49.4, and the average commute is 36 minutes. The page also surfaces 10 ZIP codes within roughly 10 miles and 6 more in Dutchess County, so 12564 can be compared with both its immediate and county-level context.
Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →
Top industries in ZIP 12564
Top 5 sectors by establishment count in Pawling, NY
Which industries have the most business establishments in ZIP 12564.
- Construction
Construction
46 establishments
- Retail trade
Retail trade
30 establishments
- Accommodation and food services
Accommodation and food services
30 establishments
- Professional, scientific, and technical services
Professional, scientific, and technical services
20 establishments
- Other services (except public administration)
Other services (except public administration)
19 establishments
What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.
Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 12564, Pawling, NY · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.
Quick Facts
7,338
Population
105.3
Area (sq mi)
70
People / sq mi
New York
Time Zone
standard
ZIP Type
Who lives in ZIP 12564?
49.4
Median Age
50.8%
Male
49.2%
Female
9.8%
Foreign-Born
Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How much do residents earn?
$111,324
Median Household Income
+20% vs state ZIP avg
$60,017
Per Capita Income
5.5%
Poverty Rate
3.9%
Unemployment Rate
35.7 min
Mean Commute Time
How ZIP 12564 ranks among New York ZIPs
Pawling, NY household income vs. every New York ZIP code
Median household income among 1,626 reporting New York ZIPs (this ZIP's population is too small for a reliable national-corpus placement)
$111,324 Top 24% higher than 76% of 1,626 New York ZIPs
Each bar is a $20K-wide band; taller bars hold more New York ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.
Source U.S. Census Bureau, ACS 5-Year Estimates · 2019–2023
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What is the education profile here?
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What does housing look like?
Housing stock: occupied vs vacant
3,084housing units
3,084
Total Housing Units
2,850
Occupied Units
234
Vacant Units
2.63
Avg Household Size
Occupancy Type
$446,800
Median Home Value
+18% vs state ZIP avg
$1,502
Median Rent
1972
Median Year Built
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How have home values changed over time?
FHFA House Price Index, annual appreciation data based on repeat sales and appraisals
+17.9%
YoY Change (2024)
240
HPI Index (2000 = 100)
+140%
Total Change Since 2000
Home values in ZIP 12564 have increased 17.9% over the past year (2024). Since 2000, this ZIP has seen +140% cumulative appreciation.
| Year | Annual Change | HPI Index |
|---|---|---|
| 2020 | +9.7% | 155 |
| 2021 | +14.8% | 177 |
| 2022 | +17.1% | 208 |
| 2023 | -2.1% | 203 |
| 2024 | +17.9% | 240 |
Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.
What businesses operate in this ZIP?
Census Bureau data shows 234 business establishments in ZIP 12564, employing approximately 1,610 people with a combined annual payroll of $79,080,000.
234
Businesses
1,610
Employees
$79.1M
Annual Payroll
16
Industry Sectors
| Industry | Establishments | % of Total |
|---|---|---|
| Construction | 46 | 19.7% |
| Retail trade | 30 | 12.8% |
| Accommodation and food services | 30 | 12.8% |
| Professional, scientific, and technical services | 20 | 8.6% |
| Other services (except public administration) | 19 | 8.1% |
| Administrative and support and waste management and remediation services | 17 | 7.3% |
| Health care and social assistance | 17 | 7.3% |
| Finance and insurance | 12 | 5.1% |
| Transportation and warehousing | 11 | 4.7% |
| Arts, entertainment, and recreation | 7 | 3.0% |
| Manufacturing | 5 | 2.1% |
| Information | 5 | 2.1% |
| Wholesale trade | 4 | 1.7% |
| Real estate and rental and leasing | 4 | 1.7% |
| Utilities | 3 | 1.3% |
| Educational services | 3 | 1.3% |
Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.
Nearby ZIP Codes
Want a side-by-side? Compare 12564 vs 12563 →
ZIP 12564 vs its nearest neighbors, by population
Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.
- 06812
New Fairfield (06812)
13,881 residents
- 12563
Patterson (12563)
8,084 residents
- 12540
Lagrangeville (12540)
7,802 residents
- 12570
Poughquag (12570)
7,699 residents
- 12564
Pawling (12564)
7,338 residents
- 12582
Stormville (12582)
6,191 residents
- 12522 5,172
Dover Plains (12522)
5,172 residents
- 12594 4,275
Wingdale (12594)
4,275 residents
- 06784 3,689
Sherman (06784)
3,689 residents
What this shows Among its immediate neighbors, ZIP 12564 ranks #5 by population - useful context the national average alone can't give.
ZIP 12564 vs its nearest neighbors, by median income
Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.
- 06755
Gaylordsville (06755)
$185,119 median income
- 12594
Wingdale (12594)
$144,202 median income
- 06812
New Fairfield (06812)
$137,647 median income
- 12582
Stormville (12582)
$133,328 median income
- 12531
Holmes (12531)
$129,028 median income
- 12570
Poughquag (12570)
$128,906 median income
- 06784
Sherman (06784)
$116,750 median income
- 12564
Pawling (12564)
$111,324 median income
- 12540
Lagrangeville (12540)
$111,320 median income
What this shows By household income, ZIP 12564 ranks #8 of 9 neighboring ZIPs, local affluence varies block to block, not just metro to metro.
| ZIP Code | City | Population | Distance |
|---|---|---|---|
| 12563 | Patterson, NY | 8,084 | 5.7 mi |
| 06784 | Sherman, CT | 3,689 | 4.7 mi |
| 12531 | Holmes, NY | 3,601 | 5.1 mi |
| 12570 | Poughquag, NY | 7,699 | 5.3 mi |
| 12594 | Wingdale, NY | 4,275 | 6.6 mi |
| 12522 | Dover Plains, NY | 5,172 | 9.9 mi |
| 06755 | Gaylordsville, CT | 1,133 | 7.4 mi |
| 12582 | Stormville, NY | 6,191 | 8.0 mi |
| 06812 | New Fairfield, CT | 13,881 | 8.0 mi |
| 12540 | Lagrangeville, NY | 7,802 | 9.6 mi |
Nationwide ZIPs with similar ACS profiles
Two Census-derived peer sets for ZIP 12564, both outside NY so the neighborhoods are not geographic containment (Nearby and same-county blocks stay local).
Similar population
Nearest cross-state ZIPs by resident population (7,338 here; floor ≥1,000).
Similar median household income
Nearest cross-state ZIPs by ACS median household income.
More ZIP Codes in Dutchess County
Related Areas
Frequently Asked Questions
What county is ZIP code 12564 in?
ZIP code 12564 (Pawling) is located in Dutchess County, New York. Dutchess County contains multiple ZIP codes, see the full list at /counties/dutchess-ny.
What is the population of ZIP code 12564?
ZIP code 12564 in Pawling, NY has a population of 7,338 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 12564?
The median household income in ZIP 12564 is $111,324, which is 46% above the national average of $76,288.
What is the average home value in ZIP 12564?
The median home value in ZIP 12564 is $446,800, which is 61% above the national average of $278,155.
What is the demographic makeup of ZIP 12564?
The largest racial group in ZIP 12564 is White at 74.3%. Hispanic or Latino residents make up 14.3% of the population.
How many businesses are in ZIP code 12564?
ZIP code 12564 has 234 business establishments employing approximately 1,610 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What are the main industries in ZIP code 12564?
The top industries by establishment count in ZIP 12564 are: Construction (46), Retail trade (30), Accommodation and food services (30). There are 16 industry sectors represented in total.
How have home values changed in ZIP code 12564?
According to the FHFA House Price Index, home values in ZIP 12564 increased by 17.9% in 2024. Since 2000, home values in this ZIP have appreciated by approximately 140%. This is a developmental index based on repeat sales and appraisal data from Fannie Mae and Freddie Mac.
What is the education level in ZIP code 12564?
In ZIP code 12564, 71.4% of residents aged 25+ have a high school diploma or higher, and 42.0% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What is the average commute time in ZIP 12564?
The mean commute time for workers in ZIP code 12564 is 35.7 minutes according to Census ACS data. The national average is roughly 26 minutes, so commuters here spend more time traveling to work than typical.
What percentage of residents own vs. rent in ZIP 12564?
In ZIP code 12564, approximately 76.1% of occupied housing units are owner-occupied and 23.9% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 12564?
The poverty rate in ZIP code 12564 is 5.5% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.
Related
Take this with you
What to do with ZIP 12564's numbers, next.
- See how ZIP 12564 compares to a neighboring ZIP code on the same Census fields Compare this ZIP
- Check where Pawling, NY ranks among every U.S. ZIP code on income, education, or homeownership View national rankings
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ZIP Code Tabulation Areas (ZCTAs) are Census Bureau approximations of USPS ZIP codes; figures describe the ZCTA area, not any single address within it.