PlainZIP

Pawling, NY · standard

ZIP Code 12564

Dutchess County, New York - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.

7,338
70/sq mi
$111,324
Median income
$446,800
Median home value
42.0%
Bachelor's or higher

The verdict

Pawling pairs an upper-quartile household income with upper-quartile home values, in a rural, homeowner-dominated area.

Top 13%
household income, US ZIPs
Top 17%
home value, US ZIPs
70
people per sq mi
76%
owner-occupied homes

Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 12564 against every reporting US ZIP.

ZIP code 12564 is a mid-sized community (a standard USPS delivery area) in Pawling, Dutchess County, New York, home to 7,338 residents across 105.3 square miles, a density of 70 people per square mile, in the New York time zone.

ZIP 12564 skews affluent, with a median household income of $111,324 (20% above the New York average), while per-capita income is $60,017. Local economic indicators show a 5.5% poverty rate alongside 3.9% unemployment. The typical home here is valued at $446,800 (18% above the state average); renters pay a median of $1,502 monthly, and 76.1% of units are owner-occupied.

A solid share of residents have a four-year degree: 42.0% of adults hold a bachelor's degree or higher, the median age is 49.4, and the average commute is 36 minutes. We also surface 10 nearby ZIP codes within roughly 10 miles and 6 additional ZIPs sharing Dutchess County, so you can benchmark 12564 against its immediate geography rather than a national average alone.

Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →

Top industries in ZIP 12564

Top 5 sectors by establishment count in Pawling, NY

Which industries have the most business establishments in ZIP 12564.

establishments

What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.

Source U.S. Census Bureau · ZIP Code Business Patterns (ZBP) As of 2023

Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 12564, Pawling, NY · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.

Quick Facts

7,338

Population

105.3

Area (sq mi)

70

People / sq mi

New York

Time Zone

standard

ZIP Type

Neighborhood Scorecard
Get an A-F grade across income, safety, housing, rent, education, commute, and childcare for this ZIP code.
View Scorecard →

Who lives in ZIP 12564?

49.4

Median Age

50.8%

Male

49.2%

Female

9.8%

Foreign-Born

White 74.3%
African American 4.4%
Asian 1.3%
American Indian or Alaska Native 0.0%
Native Hawaiian or Pacific Islander 0.0%
Two or More Ethnicities 13.3%
Hispanic or Latino 14.3%

Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How much do residents earn?

$111,324

Median Household Income

+20% vs state

$60,017

Per Capita Income

5.5%

Poverty Rate

3.9%

Unemployment Rate

35.7 min

Mean Commute Time

How ZIP 12564 ranks nationally

Pawling, NY household income vs. every US ZIP code

Median household income, the full national distribution, with this ZIP marked

$111,324 Top 13% higher than 87% of 30,318 US ZIPs

$0–$20,000: 118 US ZIPs (0%). Below this entry. $20,000–$40,000: 1,573 US ZIPs (5%). Below this entry. $40,000–$60,000: 7,092 US ZIPs (23%). Below this entry. $60,000–$80,000: 9,980 US ZIPs (33%). Below this entry. $80,000–$100,000: 5,778 US ZIPs (19%). Below this entry. $100,000–$120,000: 2,855 US ZIPs (9%). This entry sits in this band. $120,000–$140,000: 1,362 US ZIPs (4%). Above this entry. $140,000–$160,000: 686 US ZIPs (2%). Above this entry. $160,000–$180,000: 364 US ZIPs (1%). Above this entry. $180,000–$200,000: 186 US ZIPs (1%). Above this entry. $200,000–$220,000: 324 US ZIPs (1%). Above this entry. This ZIP $0 $200K+ every reporting US ZIP, bucketed by value

Each bar is a $20K-wide band; taller bars hold more US ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source U.S. Census Bureau, ACS 5-Year Estimates · 2019–2023

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What is the education profile here?

High School Graduate or Higher 71.4%
Bachelor's Degree or Higher 42.0%

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What does housing look like?

3,084

Total Housing Units

2,850

Occupied Units

234

Vacant Units

2.63

Avg Household Size

Occupancy Type

Owner 76.1%
Renter 23.9%

$446,800

Median Home Value

+18% vs state

$1,502

Median Rent

1972

Median Year Built

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How have home values changed over time?

FHFA House Price Index, annual appreciation data based on repeat sales and appraisals

+17.9%

YoY Change (2024)

240

HPI Index (2000 = 100)

+140%

Total Change Since 2000

Home values in ZIP 12564 have increased 17.9% over the past year (2024). Since 2000, this ZIP has seen +140% cumulative appreciation.

Year Annual Change HPI Index
2020 +9.7% 155
2021 +14.8% 177
2022 +17.1% 208
2023 -2.1% 203
2024 +17.9% 240

Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.

What businesses operate in this ZIP?

Census Bureau data shows 234 business establishments in ZIP 12564, employing approximately 1,610 people with a combined annual payroll of $79,080,000.

234

Businesses

1,610

Employees

$79.1M

Annual Payroll

16

Industry Sectors

Industry Establishments % of Total
Construction 46 19.7%
Retail trade 30 12.8%
Accommodation and food services 30 12.8%
Professional, scientific, and technical services 20 8.6%
Other services (except public administration) 19 8.1%
Administrative and support and waste management and remediation services 17 7.3%
Health care and social assistance 17 7.3%
Finance and insurance 12 5.1%
Transportation and warehousing 11 4.7%
Arts, entertainment, and recreation 7 3.0%
Manufacturing 5 2.1%
Information 5 2.1%
Wholesale trade 4 1.7%
Real estate and rental and leasing 4 1.7%
Utilities 3 1.3%
Educational services 3 1.3%

Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.

Nearby ZIP Codes

Want a side-by-side? Compare 12564 vs 12563 →

ZIP 12564 vs its nearest neighbors, by population

Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.

residents

What this shows Among its immediate neighbors, ZIP 12564 ranks #5 by population - useful context the national average alone can't give.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023

ZIP 12564 vs its nearest neighbors, by median income

Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.

median income

What this shows By household income, ZIP 12564 ranks #8 of 9 neighboring ZIPs, local affluence varies block to block, not just metro to metro.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023
ZIP Code City Population Distance
12563 Patterson, NY 8,084 5.7 mi
06784 Sherman, CT 3,689 4.7 mi
12531 Holmes, NY 3,601 5.1 mi
12570 Poughquag, NY 7,699 5.3 mi
12594 Wingdale, NY 4,275 6.6 mi
12522 Dover Plains, NY 5,172 9.9 mi
06755 Gaylordsville, CT 1,133 7.4 mi
12582 Stormville, NY 6,191 8.0 mi
06812 New Fairfield, CT 13,881 8.0 mi
12540 Lagrangeville, NY 7,802 9.6 mi

More ZIP Codes in Dutchess County

12601 standard
Poughkeepsie, NY
Pop: 43,398
12603 standard
Poughkeepsie, NY
Pop: 42,810
12590 standard
Wappingers Falls, NY
Pop: 35,102
12533 standard
Hopewell Junction, NY
Pop: 25,307
12508 standard
Beacon, NY
Pop: 19,880
12524 standard
Fishkill, NY
Pop: 15,598

Related Areas

Dutchess County Pawling, NY New York

Frequently Asked Questions

What county is ZIP code 12564 in? ▼
ZIP code 12564 (Pawling) is located in Dutchess County, New York. Dutchess County contains multiple ZIP codes, see the full list at /counties/dutchess-ny.
What is the population of ZIP code 12564? ▼
ZIP code 12564 in Pawling, NY has a population of 7,338 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 12564? ▼
The median household income in ZIP 12564 is $111,324, which is 46% above the national average of $76,288.
What is the average home value in ZIP 12564? ▼
The median home value in ZIP 12564 is $446,800, which is 61% above the national average of $278,155.
What is the demographic makeup of ZIP 12564? ▼
The largest racial group in ZIP 12564 is White at 74.3%. Hispanic or Latino residents make up 14.3% of the population.
How many businesses are in ZIP code 12564? ▼
ZIP code 12564 has 234 business establishments employing approximately 1,610 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What are the main industries in ZIP code 12564? ▼
The top industries by establishment count in ZIP 12564 are: Construction (46), Retail trade (30), Accommodation and food services (30). There are 16 industry sectors represented in total.
How have home values changed in ZIP code 12564? ▼
According to the FHFA House Price Index, home values in ZIP 12564 increased by 17.9% in 2024. Since 2000, home values in this ZIP have appreciated by approximately 140%. This is a developmental index based on repeat sales and appraisal data from Fannie Mae and Freddie Mac.
What is the education level in ZIP code 12564? ▼
In ZIP code 12564, 71.4% of residents aged 25+ have a high school diploma or higher, and 42.0% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What is the average commute time in ZIP 12564? ▼
The mean commute time for workers in ZIP code 12564 is 35.7 minutes according to Census ACS data. The national average is roughly 26 minutes, so commuters here spend more time traveling to work than typical.
What percentage of residents own vs. rent in ZIP 12564? ▼
In ZIP code 12564, approximately 76.1% of occupied housing units are owner-occupied and 23.9% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 12564? ▼
The poverty rate in ZIP code 12564 is 5.5% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.

Read our methodology to see how this data is sourced, computed, and verified.