ZIP 12583 vs ZIP 12526

This side-by-side compares ZIP 12583 (Tivoli, NY) and ZIP 12526 (Germantown, NY) using the same Census ACS 5-Year table fields for both — no averages swapped in, no national proxies. ZIP 12583 has a population of 2,451 at 73 people per square mile, while ZIP 12526 has 3,686 at 44 per square mile. That difference in population size and density alone reshapes how every other metric should be interpreted — a higher-income ZIP with 1,200 residents behaves very differently from one with 45,000.

On income and education, ZIP 12583 reports a median household income of $79,583 against $97,679 in ZIP 12526, with per-capita income of $45,990 vs $59,019. The share of adults holding a bachelor's degree or higher is 53.7% in 12583 and 46.8% in 12526. Poverty rate reads 20.8% vs 8.1%, and unemployment 4.8% vs 4.1% — these four fields alone drive most of the difference in the scorecard grades you will see for each ZIP.

Housing separates these two ZIPs further: median home value sits at $462,500 in 12583 versus $485,000 in 12526, with median rent of $1,656 and $1,252 per month respectively. Homeownership rate is 67.4% vs 80.1%. When reading the comparison table below, focus on paired metrics rather than single winners — a ZIP with lower home values and lower income is not strictly "worse" if rent-to-income ratios and commute times land in the same zone. Every value is pulled from the exact same ACS table so the two columns are genuinely comparable.