ZIP 12754 vs ZIP 12734

This side-by-side compares ZIP 12754 (Liberty, NY) and ZIP 12734 (Ferndale, NY) using the same Census ACS 5-Year table fields for both — no averages swapped in, no national proxies. ZIP 12754 has a population of 7,221 at 105 people per square mile, while ZIP 12734 has 867 at 24 per square mile. That difference in population size and density alone reshapes how every other metric should be interpreted — a higher-income ZIP with 1,200 residents behaves very differently from one with 45,000.

On income and education, ZIP 12754 reports a median household income of $67,624 against $56,740 in ZIP 12734, with per-capita income of $32,340 vs $25,716. The share of adults holding a bachelor's degree or higher is 23.1% in 12754 and 35.2% in 12734. Poverty rate reads 11.3% vs 10.1%, and unemployment 8.9% vs 1.7% — these four fields alone drive most of the difference in the scorecard grades you will see for each ZIP.

Housing separates these two ZIPs further: median home value sits at $223,500 in 12754 versus $382,800 in 12734, with median rent of $911 and — per month respectively. Homeownership rate is 53.7% vs 73.3%. When reading the comparison table below, focus on paired metrics rather than single winners — a ZIP with lower home values and lower income is not strictly "worse" if rent-to-income ratios and commute times land in the same zone. Every value is pulled from the exact same ACS table so the two columns are genuinely comparable.