Ferndale, NY · standard
ZIP Code 12734
Sullivan County, New York - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.
- 867
- 24/sq mi Moderate-density area
- $56,740
- Median income Below-median income area
- $382,800
- Median home value Above-median home value
- 35.2%
- Bachelor's or higher Above-average bachelor's attainment
National ZIP placement
Ferndale pairs one of the lowest household incomes in the country with upper-quartile home values, in a rural, homeowner-dominated area.
- 24th pct
- household income, US ZIPs
- Top 22%
- home value, US ZIPs
- 24
- people per sq mi
- 73%
- owner-occupied homes
Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 12734 against every reporting US ZIP.
ZIP code 12734 is a sparsely populated ZIP (a standard USPS delivery area) in Ferndale, Sullivan County, New York, home to just 867 residents across 35.7 square miles, a density of 24 people per square mile, in the New York time zone.
ZIP 12734 reports a modest median household income of $56,740 (39% below the average New York ZIP), while per-capita income is $25,716. The poverty rate is 10.1%, with unemployment at 1.7%; those measures add context to the income figure. Median home value is $382,800 (1% above the average New York ZIP); 73.3% of occupied homes are owner-occupied.
A solid share of residents have a four-year degree: 35.2% of adults hold a bachelor's degree or higher, the median age is 27.8, and the average commute is -. The page also surfaces 10 ZIP codes within roughly 10 miles and 6 more in Sullivan County, so 12734 can be compared with both its immediate and county-level context.
Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →
Top industries in ZIP 12734
Top 5 sectors by establishment count in Ferndale, NY
Which industries have the most business establishments in ZIP 12734.
- Health care and social assistance
Health care and social assistance
9 establishments
- Administrative and support and waste management and remediation services
Administrative and support and waste management and remediation services
6 establishments
- Other services (except public administration)
Other services (except public administration)
5 establishments
- Construction
Construction
4 establishments
- Accommodation and food services
Accommodation and food services
4 establishments
What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.
Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 12734, Ferndale, NY · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.
Quick Facts
867
Population
35.7
Area (sq mi)
24
People / sq mi
New York
Time Zone
standard
ZIP Type
Who lives in ZIP 12734?
27.8
Median Age
43.9%
Male
56.1%
Female
13.1%
Foreign-Born
Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How much do residents earn?
$56,740
Median Household Income
-39% vs state ZIP avg
$25,716
Per Capita Income
10.1%
Poverty Rate
1.7%
Unemployment Rate
How ZIP 12734 ranks among New York ZIPs
Ferndale, NY household income vs. every New York ZIP code
Median household income among 1,626 reporting New York ZIPs (this ZIP's population is too small for a reliable national-corpus placement)
$56,740 12th percentile higher than 12% of 1,626 New York ZIPs
Each bar is a $20K-wide band; taller bars hold more New York ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.
Source U.S. Census Bureau, ACS 5-Year Estimates · 2019–2023
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What is the education profile here?
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What does housing look like?
Housing stock: occupied vs vacant
639housing units
639
Total Housing Units
341
Occupied Units
298
Vacant Units
2.70
Avg Household Size
Occupancy Type
$382,800
Median Home Value
+1% vs state ZIP avg
1955
Median Year Built
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What businesses operate in this ZIP?
Census Bureau data shows 45 business establishments in ZIP 12734, employing approximately 556 people with a combined annual payroll of $36,602,000.
45
Businesses
556
Employees
$36.6M
Annual Payroll
8
Industry Sectors
| Industry | Establishments | % of Total |
|---|---|---|
| Health care and social assistance | 9 | 20.0% |
| Administrative and support and waste management and remediation services | 6 | 13.3% |
| Other services (except public administration) | 5 | 11.1% |
| Construction | 4 | 8.9% |
| Accommodation and food services | 4 | 8.9% |
| Manufacturing | 3 | 6.7% |
| Transportation and warehousing | 3 | 6.7% |
| Professional, scientific, and technical services | 3 | 6.7% |
Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.
Nearby ZIP Codes
Want a side-by-side? Compare 12734 vs 12742 →
ZIP 12734 vs its nearest neighbors, by population
Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.
- 12701
Monticello (12701)
11,324 residents
- 12754
Liberty (12754)
7,221 residents
- 12747 1,714
Hurleyville (12747)
1,714 residents
- 12783 1,668
Swan Lake (12783)
1,668 residents
- 12759 1,649
Loch Sheldrake (12759)
1,649 residents
- 12733 1,446
Fallsburg (12733)
1,446 residents
- 12751 1,054
Kiamesha Lake (12751)
1,054 residents
- 12734 867
Ferndale (12734)
867 residents
- 12762 512
Mongaup Valley (12762)
512 residents
What this shows Among its immediate neighbors, ZIP 12734 ranks #8 by population - useful context the national average alone can't give.
ZIP 12734 vs its nearest neighbors, by median income
Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.
- 12749
Kauneonga Lake (12749)
$175,083 median income
- 12742
Harris (12742)
$148,160 median income
- 12762
Mongaup Valley (12762)
$87,381 median income
- 12747
Hurleyville (12747)
$71,563 median income
- 12783 $67,778
Swan Lake (12783)
$67,778 median income
- 12754 $67,624
Liberty (12754)
$67,624 median income
- 12701 $57,222
Monticello (12701)
$57,222 median income
- 12734 $56,740
Ferndale (12734)
$56,740 median income
- 12733 $56,056
Fallsburg (12733)
$56,056 median income
What this shows By household income, ZIP 12734 ranks #8 of 9 neighboring ZIPs, local affluence varies block to block, not just metro to metro.
| ZIP Code | City | Population | Distance |
|---|---|---|---|
| 12742 | Harris, NY | 181 | 1.8 mi |
| 12754 | Liberty, NY | 7,221 | 4.6 mi |
| 12783 | Swan Lake, NY | 1,668 | 4.4 mi |
| 12762 | Mongaup Valley, NY | 512 | 4.9 mi |
| 12747 | Hurleyville, NY | 1,714 | 5.0 mi |
| 12749 | Kauneonga Lake, NY | 300 | 5.2 mi |
| 12751 | Kiamesha Lake, NY | 1,054 | 5.2 mi |
| 12701 | Monticello, NY | 11,324 | 6.4 mi |
| 12733 | Fallsburg, NY | 1,446 | 7.3 mi |
| 12759 | Loch Sheldrake, NY | 1,649 | 6.0 mi |
Nationwide ZIPs with similar ACS profiles
Two Census-derived peer sets for ZIP 12734, both outside NY so the neighborhoods are not geographic containment (Nearby and same-county blocks stay local).
Similar median household income
Nearest cross-state ZIPs by ACS median household income.
More ZIP Codes in Sullivan County
Related Areas
Frequently Asked Questions
What county is ZIP code 12734 in?
ZIP code 12734 (Ferndale) is located in Sullivan County, New York. Sullivan County contains multiple ZIP codes, see the full list at /counties/sullivan-ny.
What is the population of ZIP code 12734?
ZIP code 12734 in Ferndale, NY has a population of 867 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 12734?
The median household income in ZIP 12734 is $56,740, which is 26% below the national average of $76,288.
What is the average home value in ZIP 12734?
The median home value in ZIP 12734 is $382,800, which is 38% above the national average of $278,155.
What is the demographic makeup of ZIP 12734?
The largest racial group in ZIP 12734 is White at 84.0%. Hispanic or Latino residents make up 5.3% of the population.
How many businesses are in ZIP code 12734?
ZIP code 12734 has 45 business establishments employing approximately 556 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What are the main industries in ZIP code 12734?
The top industries by establishment count in ZIP 12734 are: Health care and social assistance (9), Administrative and support and waste management and remediation services (6), Other services (except public administration) (5). There are 8 industry sectors represented in total.
What is the education level in ZIP code 12734?
In ZIP code 12734, 73.4% of residents aged 25+ have a high school diploma or higher, and 35.2% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What percentage of residents own vs. rent in ZIP 12734?
In ZIP code 12734, approximately 73.3% of occupied housing units are owner-occupied and 26.7% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 12734?
The poverty rate in ZIP code 12734 is 10.1% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.
Related
Take this with you
What to do with ZIP 12734's numbers, next.
- See how ZIP 12734 compares to a neighboring ZIP code on the same Census fields Compare this ZIP
- Check where Ferndale, NY ranks among every U.S. ZIP code on income, education, or homeownership View national rankings
- Save this ZIP to your shortlist to track alongside others you're considering View your shortlist
ZIP Code Tabulation Areas (ZCTAs) are Census Bureau approximations of USPS ZIP codes; figures describe the ZCTA area, not any single address within it.