PlainZIP

Ferndale, NY · standard

ZIP Code 12734

Sullivan County, New York - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.

867
24/sq mi
$56,740
Median income
$382,800
Median home value
35.2%
Bachelor's or higher

The verdict

Ferndale pairs one of the lowest household incomes in the country with upper-quartile home values, in a rural, homeowner-dominated area.

24th pct
household income, US ZIPs
Top 22%
home value, US ZIPs
24
people per sq mi
73%
owner-occupied homes

Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 12734 against every reporting US ZIP.

ZIP code 12734 is a sparsely populated ZIP (a standard USPS delivery area) in Ferndale, Sullivan County, New York, home to just 867 residents across 35.7 square miles, a density of 24 people per square mile, in the New York time zone.

ZIP 12734 reports a modest median household income of $56,740 (39% below the New York average), while per-capita income is $25,716. Poverty here runs at 10.1%, with unemployment measured at 1.7%. Median home value sits at $382,800 (1% above the state average), median rent at - a month, and owner-occupancy at 73.3%.

A solid share of residents have a four-year degree: 35.2% of adults hold a bachelor's degree or higher, the median age is 27.8, and the average commute is -. Beyond these figures, 10 nearby ZIP codes within about 10 miles are surfaced below, along with 6 more sharing Sullivan County, letting you compare 12734 to its immediate surroundings rather than a national baseline alone.

Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →

Top industries in ZIP 12734

Top 5 sectors by establishment count in Ferndale, NY

Which industries have the most business establishments in ZIP 12734.

establishments

What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.

Source U.S. Census Bureau · ZIP Code Business Patterns (ZBP) As of 2023

Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 12734, Ferndale, NY · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.

Quick Facts

867

Population

35.7

Area (sq mi)

24

People / sq mi

New York

Time Zone

standard

ZIP Type

Neighborhood Scorecard
Get an A-F grade across income, safety, housing, rent, education, commute, and childcare for this ZIP code.
View Scorecard →

Who lives in ZIP 12734?

27.8

Median Age

43.9%

Male

56.1%

Female

13.1%

Foreign-Born

White 84.0%
African American 4.8%
Asian 1.4%
American Indian or Alaska Native 0.6%
Native Hawaiian or Pacific Islander 0.0%
Two or More Ethnicities 2.2%
Hispanic or Latino 5.3%

Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How much do residents earn?

$56,740

Median Household Income

-39% vs state

$25,716

Per Capita Income

10.1%

Poverty Rate

1.7%

Unemployment Rate

How ZIP 12734 ranks nationally

Ferndale, NY household income vs. every US ZIP code

Median household income, the full national distribution, with this ZIP marked

$56,740 24th percentile higher than 24% of 30,318 US ZIPs

$0–$20,000: 118 US ZIPs (0%). Below this entry. $20,000–$40,000: 1,573 US ZIPs (5%). Below this entry. $40,000–$60,000: 7,092 US ZIPs (23%). This entry sits in this band. $60,000–$80,000: 9,980 US ZIPs (33%). Above this entry. $80,000–$100,000: 5,778 US ZIPs (19%). Above this entry. $100,000–$120,000: 2,855 US ZIPs (9%). Above this entry. $120,000–$140,000: 1,362 US ZIPs (4%). Above this entry. $140,000–$160,000: 686 US ZIPs (2%). Above this entry. $160,000–$180,000: 364 US ZIPs (1%). Above this entry. $180,000–$200,000: 186 US ZIPs (1%). Above this entry. $200,000–$220,000: 324 US ZIPs (1%). Above this entry. This ZIP $0 $200K+ every reporting US ZIP, bucketed by value

Each bar is a $20K-wide band; taller bars hold more US ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source U.S. Census Bureau, ACS 5-Year Estimates · 2019–2023

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What is the education profile here?

High School Graduate or Higher 73.4%
Bachelor's Degree or Higher 35.2%

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What does housing look like?

639

Total Housing Units

341

Occupied Units

298

Vacant Units

2.70

Avg Household Size

Occupancy Type

Owner 73.3%
Renter 26.7%

$382,800

Median Home Value

+1% vs state

1955

Median Year Built

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What businesses operate in this ZIP?

Census Bureau data shows 45 business establishments in ZIP 12734, employing approximately 556 people with a combined annual payroll of $36,602,000.

45

Businesses

556

Employees

$36.6M

Annual Payroll

8

Industry Sectors

Industry Establishments % of Total
Health care and social assistance 9 20.0%
Administrative and support and waste management and remediation services 6 13.3%
Other services (except public administration) 5 11.1%
Construction 4 8.9%
Accommodation and food services 4 8.9%
Manufacturing 3 6.7%
Transportation and warehousing 3 6.7%
Professional, scientific, and technical services 3 6.7%

Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.

Nearby ZIP Codes

Want a side-by-side? Compare 12734 vs 12742 →

ZIP 12734 vs its nearest neighbors, by population

Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.

residents

What this shows Among its immediate neighbors, ZIP 12734 ranks #8 by population - useful context the national average alone can't give.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023

ZIP 12734 vs its nearest neighbors, by median income

Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.

median income

What this shows By household income, ZIP 12734 ranks #8 of 9 neighboring ZIPs, local affluence varies block to block, not just metro to metro.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023
ZIP Code City Population Distance
12742 Harris, NY 181 1.8 mi
12754 Liberty, NY 7,221 4.6 mi
12783 Swan Lake, NY 1,668 4.4 mi
12762 Mongaup Valley, NY 512 4.9 mi
12747 Hurleyville, NY 1,714 5.0 mi
12749 Kauneonga Lake, NY 300 5.2 mi
12751 Kiamesha Lake, NY 1,054 5.2 mi
12701 Monticello, NY 11,324 6.4 mi
12733 Fallsburg, NY 1,446 7.3 mi
12759 Loch Sheldrake, NY 1,649 6.0 mi

More ZIP Codes in Sullivan County

12701 standard
Monticello, NY
Pop: 11,324
12754 standard
Liberty, NY
Pop: 7,221
12721 standard
Bloomingburg, NY
Pop: 6,627
12790 standard
Wurtsboro, NY
Pop: 4,518
12758 standard
Livingston Manor, NY
Pop: 4,042
12788 standard
Woodbourne, NY
Pop: 2,908

Related Areas

Sullivan County Ferndale, NY New York

Frequently Asked Questions

What county is ZIP code 12734 in? ▼
ZIP code 12734 (Ferndale) is located in Sullivan County, New York. Sullivan County contains multiple ZIP codes, see the full list at /counties/sullivan-ny.
What is the population of ZIP code 12734? ▼
ZIP code 12734 in Ferndale, NY has a population of 867 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 12734? ▼
The median household income in ZIP 12734 is $56,740, which is 26% below the national average of $76,288.
What is the average home value in ZIP 12734? ▼
The median home value in ZIP 12734 is $382,800, which is 38% above the national average of $278,155.
What is the demographic makeup of ZIP 12734? ▼
The largest racial group in ZIP 12734 is White at 84.0%. Hispanic or Latino residents make up 5.3% of the population.
How many businesses are in ZIP code 12734? ▼
ZIP code 12734 has 45 business establishments employing approximately 556 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What are the main industries in ZIP code 12734? ▼
The top industries by establishment count in ZIP 12734 are: Health care and social assistance (9), Administrative and support and waste management and remediation services (6), Other services (except public administration) (5). There are 8 industry sectors represented in total.
What is the education level in ZIP code 12734? ▼
In ZIP code 12734, 73.4% of residents aged 25+ have a high school diploma or higher, and 35.2% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What percentage of residents own vs. rent in ZIP 12734? ▼
In ZIP code 12734, approximately 73.3% of occupied housing units are owner-occupied and 26.7% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 12734? ▼
The poverty rate in ZIP code 12734 is 10.1% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.

Read our methodology to see how this data is sourced, computed, and verified.