PlainZIP

Monticello, NY · standard

ZIP Code 12701

Sullivan County, New York - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.

11,324
76/sq mi
$57,222
Median income
$203,100
Median home value
20.4%
Bachelor's or higher

The verdict

Monticello pairs one of the lowest household incomes in the country with below-median home values, in a rural, renter-heavy area.

24th pct
household income, US ZIPs
44th pct
home value, US ZIPs
76
people per sq mi
36%
owner-occupied homes

Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 12701 against every reporting US ZIP.

ZIP code 12701 is a mid-sized community (a standard USPS delivery area) in Monticello, Sullivan County, New York, home to 11,324 residents across 149.0 square miles, a density of 76 people per square mile, in the New York time zone.

ZIP 12701 reports a modest median household income of $57,222 (38% below the New York average), while per-capita income is $33,705. Local economic indicators show a 23.7% poverty rate alongside 6.5% unemployment. On housing, the median home value is $203,100 (46% below the state average) with median rent at $1,104 per month, and 36.2% of occupied units are owner-occupied.

Educational attainment sits below the national norm: 20.4% of adults hold a bachelor's degree or higher, the median age is 38.4, and the average commute is 24 minutes. Beyond these figures, 10 nearby ZIP codes within about 10 miles are surfaced below, along with 6 more sharing Sullivan County, letting you compare 12701 to its immediate surroundings rather than a national baseline alone.

Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →

Top industries in ZIP 12701

Top 5 sectors by establishment count in Monticello, NY

Which industries have the most business establishments in ZIP 12701.

establishments

What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.

Source U.S. Census Bureau · ZIP Code Business Patterns (ZBP) As of 2023

Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 12701, Monticello, NY · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.

Quick Facts

11,324

Population

149.0

Area (sq mi)

76

People / sq mi

New York

Time Zone

standard

ZIP Type

Neighborhood Scorecard
Get an A-F grade across income, safety, housing, rent, education, commute, and childcare for this ZIP code.
View Scorecard →

Who lives in ZIP 12701?

38.4

Median Age

50.8%

Male

49.2%

Female

19.4%

Foreign-Born

White 50.6%
African American 18.1%
Asian 5.2%
American Indian or Alaska Native 0.6%
Native Hawaiian or Pacific Islander 0.0%
Two or More Ethnicities 15.0%
Hispanic or Latino 28.3%

Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How much do residents earn?

$57,222

Median Household Income

-38% vs state

$33,705

Per Capita Income

23.7%

Poverty Rate

6.5%

Unemployment Rate

24.1 min

Mean Commute Time

How ZIP 12701 ranks nationally

Monticello, NY household income vs. every US ZIP code

Median household income, the full national distribution, with this ZIP marked

$57,222 24th percentile higher than 24% of 30,318 US ZIPs

$0–$20,000: 118 US ZIPs (0%). Below this entry. $20,000–$40,000: 1,573 US ZIPs (5%). Below this entry. $40,000–$60,000: 7,092 US ZIPs (23%). This entry sits in this band. $60,000–$80,000: 9,980 US ZIPs (33%). Above this entry. $80,000–$100,000: 5,778 US ZIPs (19%). Above this entry. $100,000–$120,000: 2,855 US ZIPs (9%). Above this entry. $120,000–$140,000: 1,362 US ZIPs (4%). Above this entry. $140,000–$160,000: 686 US ZIPs (2%). Above this entry. $160,000–$180,000: 364 US ZIPs (1%). Above this entry. $180,000–$200,000: 186 US ZIPs (1%). Above this entry. $200,000–$220,000: 324 US ZIPs (1%). Above this entry. This ZIP $0 $200K+ every reporting US ZIP, bucketed by value

Each bar is a $20K-wide band; taller bars hold more US ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source U.S. Census Bureau, ACS 5-Year Estimates · 2019–2023

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What is the education profile here?

High School Graduate or Higher 52.8%
Bachelor's Degree or Higher 20.4%

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What does housing look like?

7,563

Total Housing Units

5,160

Occupied Units

2,403

Vacant Units

2.22

Avg Household Size

Occupancy Type

Owner 36.2%
Renter 63.8%

$203,100

Median Home Value

-46% vs state

$1,104

Median Rent

1973

Median Year Built

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How have home values changed over time?

FHFA House Price Index, annual appreciation data based on repeat sales and appraisals

+4.4%

YoY Change (2024)

364

HPI Index (2000 = 100)

+264%

Total Change Since 2000

Home values in ZIP 12701 have increased 4.4% over the past year (2024). Since 2000, this ZIP has seen +264% cumulative appreciation.

Year Annual Change HPI Index
2020 +9.6% 190
2021 +15.7% 220
2022 +25.8% 276
2023 +26.2% 348
2024 +4.4% 364

Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.

What businesses operate in this ZIP?

Census Bureau data shows 445 business establishments in ZIP 12701, employing approximately 7,920 people with a combined annual payroll of $331,094,000.

445

Businesses

7,920

Employees

$331.1M

Annual Payroll

15

Industry Sectors

Industry Establishments % of Total
Health care and social assistance 79 17.8%
Retail trade 71 16.0%
Other services (except public administration) 56 12.6%
Accommodation and food services 51 11.5%
Professional, scientific, and technical services 43 9.7%
Construction 34 7.6%
Real estate and rental and leasing 26 5.8%
Finance and insurance 17 3.8%
Administrative and support and waste management and remediation services 16 3.6%
Transportation and warehousing 14 3.1%
Wholesale trade 11 2.5%
Arts, entertainment, and recreation 10 2.3%
Manufacturing 6 1.4%
Educational services 4 0.9%
Information 3 0.7%

Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.

Nearby ZIP Codes

Want a side-by-side? Compare 12701 vs 12751 →

ZIP 12701 vs its nearest neighbors, by population

Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.

residents

What this shows Among its immediate neighbors, ZIP 12701 ranks the most populous - useful context the national average alone can't give.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023

ZIP 12701 vs its nearest neighbors, by median income

Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.

median income

What this shows By household income, ZIP 12701 ranks #6 of 9 neighboring ZIPs, local affluence varies block to block, not just metro to metro.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023
ZIP Code City Population Distance
12751 Kiamesha Lake, NY 1,054 3.6 mi
12742 Harris, NY 181 5.0 mi
12784 Thompsonville, NY 94 4.1 mi
12777 Forestburgh, NY 764 7.0 mi
12762 Mongaup Valley, NY 512 4.9 mi
12778 Smallwood, NY 633 5.6 mi
12779 South Fallsburg, NY 2,460 5.1 mi
12734 Ferndale, NY 867 6.4 mi
12738 Glen Wild, NY 320 6.7 mi
12775 Rock Hill, NY 2,297 6.0 mi

More ZIP Codes in Sullivan County

12754 standard
Liberty, NY
Pop: 7,221
12721 standard
Bloomingburg, NY
Pop: 6,627
12790 standard
Wurtsboro, NY
Pop: 4,518
12758 standard
Livingston Manor, NY
Pop: 4,042
12788 standard
Woodbourne, NY
Pop: 2,908
12779 standard
South Fallsburg, NY
Pop: 2,460

Related Areas

Sullivan County Monticello, NY New York

Frequently Asked Questions

What county is ZIP code 12701 in? ▼
ZIP code 12701 (Monticello) is located in Sullivan County, New York. Sullivan County contains multiple ZIP codes, see the full list at /counties/sullivan-ny.
What is the population of ZIP code 12701? ▼
ZIP code 12701 in Monticello, NY has a population of 11,324 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 12701? ▼
The median household income in ZIP 12701 is $57,222, which is 25% below the national average of $76,288.
What is the average home value in ZIP 12701? ▼
The median home value in ZIP 12701 is $203,100, which is 27% below the national average of $278,155.
What is the demographic makeup of ZIP 12701? ▼
The largest racial group in ZIP 12701 is White at 50.6%. Hispanic or Latino residents make up 28.3% of the population.
How many businesses are in ZIP code 12701? ▼
ZIP code 12701 has 445 business establishments employing approximately 7,920 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What are the main industries in ZIP code 12701? ▼
The top industries by establishment count in ZIP 12701 are: Health care and social assistance (79), Retail trade (71), Other services (except public administration) (56). There are 15 industry sectors represented in total.
How have home values changed in ZIP code 12701? ▼
According to the FHFA House Price Index, home values in ZIP 12701 increased by 4.4% in 2024. Since 2000, home values in this ZIP have appreciated by approximately 264%. This is a developmental index based on repeat sales and appraisal data from Fannie Mae and Freddie Mac.
What is the education level in ZIP code 12701? ▼
In ZIP code 12701, 52.8% of residents aged 25+ have a high school diploma or higher, and 20.4% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What is the average commute time in ZIP 12701? ▼
The mean commute time for workers in ZIP code 12701 is 24.1 minutes according to Census ACS data. The national average is roughly 26 minutes, so commuters here spend less time traveling to work than typical.
What percentage of residents own vs. rent in ZIP 12701? ▼
In ZIP code 12701, approximately 36.2% of occupied housing units are owner-occupied and 63.8% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 12701? ▼
The poverty rate in ZIP code 12701 is 23.7% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.

Read our methodology to see how this data is sourced, computed, and verified.