ZIP Code 12701

standard

Source:

Monticello · Sullivan County · New York

Population
11,324

76/sq mi

Median income
$57,222

▼ 25% vs US

higher than 24% of US ZIPs

Median home value
$203,100

▼ 27% vs US

higher than 44% of US ZIPs

Bachelor's or higher
20.4%

Median age 38.4

Land area
149.0 sq mi

New York

ZIP code 12701 in Monticello, New York has a population of 11,324. The median household income is $57,222, which is 25% below the national average. Median home value is $203,100, 27% below the US average. 20.4% of residents hold a bachelor's degree or higher.

ZIP code 12701 is classified by USPS as a standard delivery area and covers roughly 149.0 square miles in Monticello, Sullivan County, New York. The area is home to 11,324 residents, producing a population density of 76 people per square mile, and falls within the New York time zone. These USPS and Census boundary values drive every downstream statistic on this page, including the benchmarks that compare 12701 against New York and the nation.

On the economic side, the median household income for ZIP 12701 sits at $57,222 (38% below the New York average), while per-capita income is $33,705. The poverty rate stands at 23.7% and the unemployment rate at 6.5%. On housing, the median home value is $203,100 (46% below the state average) with median rent at $1,104 per month, and 36.2% of occupied units are owner-occupied, a direct signal of whether 12701 behaves more like a homeowner neighborhood or a renter-heavy ZIP.

Education and household profile round out the picture: 20.4% of adults hold a bachelor's degree or higher, the median age is 38.4, and the average commute is 24 minutes. We also surface 10 nearby ZIP codes within roughly 10 miles and 6 additional ZIPs sharing Sullivan County, so you can benchmark 12701 against its immediate geography rather than a national average alone. Every figure is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates, HUD Fair Market Rents, and FHFA Home Price Index data, no estimates, no proprietary scoring. Verify with HUD →

Top industries in ZIP 12701

Top 5 sectors by establishment count

Which industries have the most business establishments in ZIP 12701.

establishments

What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.

Source U.S. Census Bureau · ZIP Code Business Patterns (ZBP) As of 2023

Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + HUD FMR + FHFA HPI ACS demographics, ZBP business establishments, HUD Fair Market Rents, FHFA HPI for ZIP 12701, Monticello, NY · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; HUD FMR + FHFA HPI updated quarterly/annually.

Quick Facts

11,324

Population

149.0

Area (sq mi)

76

People / sq mi

New York

Time Zone

standard

ZIP Type

Neighborhood Scorecard
Get an A-F grade across income, safety, housing, rent, education, commute, and childcare for this ZIP code.
View Scorecard →

Who lives in ZIP 12701?

38.4

Median Age

50.8%

Male

49.2%

Female

19.4%

Foreign-Born

White 50.6%
African American 18.1%
Asian 5.2%
American Indian or Alaska Native 0.6%
Native Hawaiian or Pacific Islander 0.0%
Two or More Ethnicities 15.0%
Hispanic or Latino 28.3%

Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How much do residents earn?

$57,222

Median Household Income

-38% vs state

$33,705

Per Capita Income

23.7%

Poverty Rate

6.5%

Unemployment Rate

24.1 min

Mean Commute Time

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What is the education profile here?

High School Graduate or Higher 52.8%
Bachelor's Degree or Higher 20.4%

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What does housing look like?

7,563

Total Housing Units

5,160

Occupied Units

2,403

Vacant Units

2.22

Avg Household Size

Occupancy Type

Owner 36.2%
Renter 63.8%

$203,100

Median Home Value

-46% vs state

$1,104

Median Rent

1973

Median Year Built

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

FHFA House Price Index, annual appreciation data based on repeat sales and appraisals

+4.4%

YoY Change (2024)

364

HPI Index (2000 = 100)

+264%

Total Change Since 2000

Home values in ZIP 12701 have increased 4.4% over the past year (2024). Since 2000, this ZIP has seen +264% cumulative appreciation.

Year Annual Change HPI Index
2020 +9.6% 190
2021 +15.7% 220
2022 +25.8% 276
2023 +26.2% 348
2024 +4.4% 364

Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.

What businesses operate in this ZIP?

Census Bureau data shows 445 business establishments in ZIP 12701, employing approximately 7,920 people with a combined annual payroll of $331,094,000.

445

Businesses

7,920

Employees

$331.1M

Annual Payroll

15

Industry Sectors

Industry Establishments % of Total
Health care and social assistance 79 17.8%
Retail trade 71 16.0%
Other services (except public administration) 56 12.6%
Accommodation and food services 51 11.5%
Professional, scientific, and technical services 43 9.7%
Construction 34 7.6%
Real estate and rental and leasing 26 5.8%
Finance and insurance 17 3.8%
Administrative and support and waste management and remediation services 16 3.6%
Transportation and warehousing 14 3.1%
Wholesale trade 11 2.5%
Arts, entertainment, and recreation 10 2.3%
Manufacturing 6 1.4%
Educational services 4 0.9%
Information 3 0.7%

Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.

Nearby ZIP Codes

Want a side-by-side? Compare 12701 vs 12751 →

ZIP Code City Population Distance
12751 Kiamesha Lake, NY 1,054 3.6 mi
12742 Harris, NY 181 5.0 mi
12784 Thompsonville, NY 94 4.1 mi
12777 Forestburgh, NY 764 7.0 mi
12762 Mongaup Valley, NY 512 4.9 mi
12778 Smallwood, NY 633 5.6 mi
12779 South Fallsburg, NY 2,460 5.1 mi
12734 Ferndale, NY 867 6.4 mi
12738 Glen Wild, NY 320 6.7 mi
12775 Rock Hill, NY 2,297 6.0 mi

More ZIP Codes in Sullivan County

Frequently Asked Questions

What county is ZIP code 12701 in?
ZIP code 12701 (Monticello) is located in Sullivan County, New York. Sullivan County contains multiple ZIP codes, see the full list at /counties/sullivan-ny.
What is the population of ZIP code 12701?
ZIP code 12701 in Monticello, NY has a population of 11,324 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 12701?
The median household income in ZIP 12701 is $57,222, which is 25% below the national average of $76,288.
What is the average home value in ZIP 12701?
The median home value in ZIP 12701 is $203,100, which is 27% below the national average of $278,155.
What is the demographic makeup of ZIP 12701?
The largest racial group in ZIP 12701 is White at 50.6%. Hispanic or Latino residents make up 28.3% of the population.
How many businesses are in ZIP code 12701?
ZIP code 12701 has 445 business establishments employing approximately 7,920 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What are the main industries in ZIP code 12701?
The top industries by establishment count in ZIP 12701 are: Health care and social assistance (79), Retail trade (71), Other services (except public administration) (56). There are 15 industry sectors represented in total.
How have home values changed in ZIP code 12701?
According to the FHFA House Price Index, home values in ZIP 12701 increased by 4.4% in 2024. Since 2000, home values in this ZIP have appreciated by approximately 264%. This is a developmental index based on repeat sales and appraisal data from Fannie Mae and Freddie Mac.
What is the education level in ZIP code 12701?
In ZIP code 12701, 52.8% of residents aged 25+ have a high school diploma or higher, and 20.4% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What is the average commute time in ZIP 12701?
The mean commute time for workers in ZIP code 12701 is 24.1 minutes according to Census ACS data. The national average is roughly 26 minutes, so commuters here spend less time traveling to work than typical.
What percentage of residents own vs. rent in ZIP 12701?
In ZIP code 12701, approximately 36.2% of occupied housing units are owner-occupied and 63.8% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 12701?
The poverty rate in ZIP code 12701 is 23.7% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.

ZIP Code Research Guides

Official Data Resources for Monticello, NY

Verify and explore additional data for this area using these official government sources.

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023). Business data: Source: Census ZIP Code Business Patterns (ZBP) 2023. Home value trends: Source: FHFA House Price Index (HPI), Five-Digit ZIP Codes.

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