Monticello, NY · standard
ZIP Code 12701
Sullivan County, New York - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.
- 11,324
- 76/sq mi Moderate-density area
- $57,222
- Median income Below-median income area
- $203,100
- Median home value Near-median home value
- 20.4%
- Bachelor's or higher Near-average bachelor's attainment
National ZIP placement
Monticello pairs one of the lowest household incomes in the country with below-median home values, in a rural, renter-heavy area.
- 24th pct
- household income, US ZIPs
- 44th pct
- home value, US ZIPs
- 76
- people per sq mi
- 36%
- owner-occupied homes
Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 12701 against every reporting US ZIP.
FHFA HPI release change
What changed in the latest House Price Index year
- FHFA House Price Index values in ZIP 12701 (Monticello, NY) rose +4.4% from 2023 to 2024. The all-transactions index moved from 348.5 in 2023 to 363.8 in 2024 (2000 = 100).
ZIP code 12701 is a mid-sized community (a standard USPS delivery area) in Monticello, Sullivan County, New York, home to 11,324 residents across 149.0 square miles, a density of 76 people per square mile, in the New York time zone.
ZIP 12701 reports a modest median household income of $57,222 (38% below the average New York ZIP), while per-capita income is $33,705. The poverty rate is 23.7%, so the area-level income figures should not be treated as typical household experience. Home values sit below the statewide ZIP benchmark: the median is $203,100 (46% below the average New York ZIP), and median rent is $1,104; owner occupancy is 36.2%.
Educational attainment sits below the national norm: 20.4% of adults hold a bachelor's degree or higher, the median age is 38.4, and the average commute is 24 minutes. The page also surfaces 10 ZIP codes within roughly 10 miles and 6 more in Sullivan County, so 12701 can be compared with both its immediate and county-level context.
Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →
Top industries in ZIP 12701
Top 5 sectors by establishment count in Monticello, NY
Which industries have the most business establishments in ZIP 12701.
- Health care and social assistance
Health care and social assistance
79 establishments
- Retail trade
Retail trade
71 establishments
- Other services (except public administration)
Other services (except public administration)
56 establishments
- Accommodation and food services
Accommodation and food services
51 establishments
- Professional, scientific, and technical services
Professional, scientific, and technical services
43 establishments
What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.
Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 12701, Monticello, NY · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.
Quick Facts
11,324
Population
149.0
Area (sq mi)
76
People / sq mi
New York
Time Zone
standard
ZIP Type
Who lives in ZIP 12701?
38.4
Median Age
50.8%
Male
49.2%
Female
19.4%
Foreign-Born
Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How much do residents earn?
$57,222
Median Household Income
-38% vs state ZIP avg
$33,705
Per Capita Income
23.7%
Poverty Rate
6.5%
Unemployment Rate
24.1 min
Mean Commute Time
How ZIP 12701 ranks among New York ZIPs
Monticello, NY household income vs. every New York ZIP code
Median household income among 1,626 reporting New York ZIPs (this ZIP's population is too small for a reliable national-corpus placement)
$57,222 13th percentile higher than 13% of 1,626 New York ZIPs
Each bar is a $20K-wide band; taller bars hold more New York ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.
Source U.S. Census Bureau, ACS 5-Year Estimates · 2019–2023
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What is the education profile here?
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What does housing look like?
Housing stock: occupied vs vacant
7,563housing units
7,563
Total Housing Units
5,160
Occupied Units
2,403
Vacant Units
2.22
Avg Household Size
Occupancy Type
$203,100
Median Home Value
-46% vs state ZIP avg
$1,104
Median Rent
1973
Median Year Built
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How have home values changed over time?
FHFA House Price Index, annual appreciation data based on repeat sales and appraisals
+4.4%
YoY Change (2024)
364
HPI Index (2000 = 100)
+264%
Total Change Since 2000
Home values in ZIP 12701 have increased 4.4% over the past year (2024). Since 2000, this ZIP has seen +264% cumulative appreciation.
| Year | Annual Change | HPI Index |
|---|---|---|
| 2020 | +9.6% | 190 |
| 2021 | +15.7% | 220 |
| 2022 | +25.8% | 276 |
| 2023 | +26.2% | 348 |
| 2024 | +4.4% | 364 |
Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.
What businesses operate in this ZIP?
Census Bureau data shows 445 business establishments in ZIP 12701, employing approximately 7,920 people with a combined annual payroll of $331,094,000.
445
Businesses
7,920
Employees
$331.1M
Annual Payroll
15
Industry Sectors
| Industry | Establishments | % of Total |
|---|---|---|
| Health care and social assistance | 79 | 17.8% |
| Retail trade | 71 | 16.0% |
| Other services (except public administration) | 56 | 12.6% |
| Accommodation and food services | 51 | 11.5% |
| Professional, scientific, and technical services | 43 | 9.7% |
| Construction | 34 | 7.6% |
| Real estate and rental and leasing | 26 | 5.8% |
| Finance and insurance | 17 | 3.8% |
| Administrative and support and waste management and remediation services | 16 | 3.6% |
| Transportation and warehousing | 14 | 3.1% |
| Wholesale trade | 11 | 2.5% |
| Arts, entertainment, and recreation | 10 | 2.3% |
| Manufacturing | 6 | 1.4% |
| Educational services | 4 | 0.9% |
| Information | 3 | 0.7% |
Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.
Nearby ZIP Codes
Want a side-by-side? Compare 12701 vs 12751 →
ZIP 12701 vs its nearest neighbors, by population
Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.
- 12701
Monticello (12701)
11,324 residents
- 12779 2,460
South Fallsburg (12779)
2,460 residents
- 12775 2,297
Rock Hill (12775)
2,297 residents
- 12751 1,054
Kiamesha Lake (12751)
1,054 residents
- 12734 867
Ferndale (12734)
867 residents
- 12777 764
Forestburgh (12777)
764 residents
- 12778 633
Smallwood (12778)
633 residents
- 12762 512
Mongaup Valley (12762)
512 residents
- 12738 320
Glen Wild (12738)
320 residents
What this shows Among its immediate neighbors, ZIP 12701 ranks the most populous - useful context the national average alone can't give.
ZIP 12701 vs its nearest neighbors, by median income
Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.
- 12742
Harris (12742)
$148,160 median income
- 12777
Forestburgh (12777)
$137,500 median income
- 12775
Rock Hill (12775)
$112,600 median income
- 12738
Glen Wild (12738)
$95,481 median income
- 12762
Mongaup Valley (12762)
$87,381 median income
- 12701 $57,222
Monticello (12701)
$57,222 median income
- 12734 $56,740
Ferndale (12734)
$56,740 median income
- 12751 $53,549
Kiamesha Lake (12751)
$53,549 median income
- 12778 $50,959
Smallwood (12778)
$50,959 median income
What this shows By household income, ZIP 12701 ranks #6 of 9 neighboring ZIPs, local affluence varies block to block, not just metro to metro.
| ZIP Code | City | Population | Distance |
|---|---|---|---|
| 12751 | Kiamesha Lake, NY | 1,054 | 3.6 mi |
| 12742 | Harris, NY | 181 | 5.0 mi |
| 12784 | Thompsonville, NY | 94 | 4.1 mi |
| 12777 | Forestburgh, NY | 764 | 7.0 mi |
| 12762 | Mongaup Valley, NY | 512 | 4.9 mi |
| 12778 | Smallwood, NY | 633 | 5.6 mi |
| 12779 | South Fallsburg, NY | 2,460 | 5.1 mi |
| 12734 | Ferndale, NY | 867 | 6.4 mi |
| 12738 | Glen Wild, NY | 320 | 6.7 mi |
| 12775 | Rock Hill, NY | 2,297 | 6.0 mi |
Nationwide ZIPs with similar ACS profiles
Two Census-derived peer sets for ZIP 12701, both outside NY so the neighborhoods are not geographic containment (Nearby and same-county blocks stay local).
Similar population
Nearest cross-state ZIPs by resident population (11,324 here; floor ≥1,000).
Similar median household income
Nearest cross-state ZIPs by ACS median household income.
More ZIP Codes in Sullivan County
Related Areas
Frequently Asked Questions
What county is ZIP code 12701 in?
ZIP code 12701 (Monticello) is located in Sullivan County, New York. Sullivan County contains multiple ZIP codes, see the full list at /counties/sullivan-ny.
What is the population of ZIP code 12701?
ZIP code 12701 in Monticello, NY has a population of 11,324 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 12701?
The median household income in ZIP 12701 is $57,222, which is 25% below the national average of $76,288.
What is the average home value in ZIP 12701?
The median home value in ZIP 12701 is $203,100, which is 27% below the national average of $278,155.
What is the demographic makeup of ZIP 12701?
The largest racial group in ZIP 12701 is White at 50.6%. Hispanic or Latino residents make up 28.3% of the population.
How many businesses are in ZIP code 12701?
ZIP code 12701 has 445 business establishments employing approximately 7,920 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What are the main industries in ZIP code 12701?
The top industries by establishment count in ZIP 12701 are: Health care and social assistance (79), Retail trade (71), Other services (except public administration) (56). There are 15 industry sectors represented in total.
How have home values changed in ZIP code 12701?
According to the FHFA House Price Index, home values in ZIP 12701 increased by 4.4% in 2024. Since 2000, home values in this ZIP have appreciated by approximately 264%. This is a developmental index based on repeat sales and appraisal data from Fannie Mae and Freddie Mac.
What is the education level in ZIP code 12701?
In ZIP code 12701, 52.8% of residents aged 25+ have a high school diploma or higher, and 20.4% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What is the average commute time in ZIP 12701?
The mean commute time for workers in ZIP code 12701 is 24.1 minutes according to Census ACS data. The national average is roughly 26 minutes, so commuters here spend less time traveling to work than typical.
What percentage of residents own vs. rent in ZIP 12701?
In ZIP code 12701, approximately 36.2% of occupied housing units are owner-occupied and 63.8% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 12701?
The poverty rate in ZIP code 12701 is 23.7% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.
Related
Take this with you
What to do with ZIP 12701's numbers, next.
- See how ZIP 12701 compares to a neighboring ZIP code on the same Census fields Compare this ZIP
- Check where Monticello, NY ranks among every U.S. ZIP code on income, education, or homeownership View national rankings
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ZIP Code Tabulation Areas (ZCTAs) are Census Bureau approximations of USPS ZIP codes; figures describe the ZCTA area, not any single address within it.