ZIP Code 12778

ZIP code 12778 is classified by USPS as a standard delivery area and covers roughly 14.8 square miles in Smallwood, Sullivan County, New York. The area is home to 633 residents, producing a population density of 43 people per square mile, and falls within the New York time zone. These USPS and Census boundary values drive every downstream statistic on this page, including the benchmarks that compare 12778 against New York and the nation.

On the economic side, the median household income for ZIP 12778 sits at $50,959 (45% below the New York average), while per-capita income is $29,427. The poverty rate stands at 18.7% and the unemployment rate at 11.8%. On housing, the median home value is $170,700 (55% below the state average) with median rent at $1,371 per month, and 60.7% of occupied units are owner-occupied, a direct signal of whether 12778 behaves more like a homeowner neighborhood or a renter-heavy ZIP.

Education and household profile round out the picture: 30.2% of adults hold a bachelor's degree or higher, the median age is 44.1, and the average commute is —. We also surface 10 nearby ZIP codes within roughly 10 miles and 6 additional ZIPs sharing Sullivan County, so you can benchmark 12778 against its immediate geography rather than a national average alone. Every figure is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates, HUD Fair Market Rents, and FHFA Home Price Index data, no estimates, no proprietary scoring. Verify with HUD →