PlainZIP

Smallwood, NY · standard

ZIP Code 12778

Sullivan County, New York - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.

633
43/sq mi
$50,959
Median income
$170,700
Median home value
30.2%
Bachelor's or higher

The verdict

Smallwood pairs one of the lowest household incomes in the country with below-median home values, in a rural, homeowner-dominated area.

15th pct
household income, US ZIPs
35th pct
home value, US ZIPs
43
people per sq mi
61%
owner-occupied homes

Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 12778 against every reporting US ZIP.

ZIP code 12778 is a sparsely populated ZIP (a standard USPS delivery area) in Smallwood, Sullivan County, New York, home to just 633 residents across 14.8 square miles, a density of 43 people per square mile, in the New York time zone.

ZIP 12778 reports a modest median household income of $50,959 (45% below the New York average), while per-capita income is $29,427. Poverty here runs at 18.7%, with unemployment measured at 11.8%. The typical home here is valued at $170,700 (55% below the state average); renters pay a median of $1,371 monthly, and 60.7% of units are owner-occupied.

A solid share of residents have a four-year degree: 30.2% of adults hold a bachelor's degree or higher, the median age is 44.1, and the average commute is -. We also surface 10 nearby ZIP codes within roughly 10 miles and 6 additional ZIPs sharing Sullivan County, so you can benchmark 12778 against its immediate geography rather than a national average alone.

Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →

Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 12778, Smallwood, NY · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.

Quick Facts

633

Population

14.8

Area (sq mi)

43

People / sq mi

New York

Time Zone

standard

ZIP Type

Neighborhood Scorecard
Get an A-F grade across income, safety, housing, rent, education, commute, and childcare for this ZIP code.
View Scorecard →

Who lives in ZIP 12778?

44.1

Median Age

31.7%

Male

68.3%

Female

24.0%

Foreign-Born

White 74.4%
African American 0.0%
Asian 0.0%
American Indian or Alaska Native 0.0%
Native Hawaiian or Pacific Islander 0.0%
Two or More Ethnicities 4.2%
Hispanic or Latino 20.2%

Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How much do residents earn?

$50,959

Median Household Income

-45% vs state

$29,427

Per Capita Income

18.7%

Poverty Rate

11.8%

Unemployment Rate

How ZIP 12778 ranks nationally

Smallwood, NY household income vs. every US ZIP code

Median household income, the full national distribution, with this ZIP marked

$50,959 15th percentile higher than 15% of 30,318 US ZIPs

$0–$20,000: 118 US ZIPs (0%). Below this entry. $20,000–$40,000: 1,573 US ZIPs (5%). Below this entry. $40,000–$60,000: 7,092 US ZIPs (23%). This entry sits in this band. $60,000–$80,000: 9,980 US ZIPs (33%). Above this entry. $80,000–$100,000: 5,778 US ZIPs (19%). Above this entry. $100,000–$120,000: 2,855 US ZIPs (9%). Above this entry. $120,000–$140,000: 1,362 US ZIPs (4%). Above this entry. $140,000–$160,000: 686 US ZIPs (2%). Above this entry. $160,000–$180,000: 364 US ZIPs (1%). Above this entry. $180,000–$200,000: 186 US ZIPs (1%). Above this entry. $200,000–$220,000: 324 US ZIPs (1%). Above this entry. This ZIP $0 $200K+ every reporting US ZIP, bucketed by value

Each bar is a $20K-wide band; taller bars hold more US ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source U.S. Census Bureau, ACS 5-Year Estimates · 2019–2023

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What is the education profile here?

High School Graduate or Higher 74.7%
Bachelor's Degree or Higher 30.2%

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What does housing look like?

920

Total Housing Units

305

Occupied Units

615

Vacant Units

2.32

Avg Household Size

Occupancy Type

Owner 60.7%
Renter 39.3%

$170,700

Median Home Value

-55% vs state

$1,371

Median Rent

1946

Median Year Built

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What businesses operate in this ZIP?

Census Bureau data shows 9 business establishments in ZIP 12778, employing approximately 8 people with a combined annual payroll of $527,000.

9

Businesses

8

Employees

$527K

Annual Payroll

0

Industry Sectors

Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.

Nearby ZIP Codes

Want a side-by-side? Compare 12778 vs 12762 →

ZIP 12778 vs its nearest neighbors, by population

Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.

residents

What this shows Among its immediate neighbors, ZIP 12778 ranks #7 by population - useful context the national average alone can't give.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023

ZIP 12778 vs its nearest neighbors, by median income

Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.

median income

What this shows By household income, ZIP 12778 ranks #9 of 9 neighboring ZIPs, local affluence varies block to block, not just metro to metro.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023
ZIP Code City Population Distance
12762 Mongaup Valley, NY 512 2.1 mi
12786 White Lake, NY 665 2.4 mi
12749 Kauneonga Lake, NY 300 3.9 mi
12720 Bethel, NY 172 5.0 mi
12701 Monticello, NY 11,324 5.6 mi
12783 Swan Lake, NY 1,668 7.0 mi
12743 Highland Lake, NY 389 7.2 mi
12732 Eldred, NY 786 6.4 mi
12737 Glen Spey, NY 1,910 9.5 mi
12734 Ferndale, NY 867 7.0 mi

More ZIP Codes in Sullivan County

12701 standard
Monticello, NY
Pop: 11,324
12754 standard
Liberty, NY
Pop: 7,221
12721 standard
Bloomingburg, NY
Pop: 6,627
12790 standard
Wurtsboro, NY
Pop: 4,518
12758 standard
Livingston Manor, NY
Pop: 4,042
12788 standard
Woodbourne, NY
Pop: 2,908

Related Areas

Sullivan County Smallwood, NY New York

Frequently Asked Questions

What county is ZIP code 12778 in? ▼
ZIP code 12778 (Smallwood) is located in Sullivan County, New York. Sullivan County contains multiple ZIP codes, see the full list at /counties/sullivan-ny.
What is the population of ZIP code 12778? ▼
ZIP code 12778 in Smallwood, NY has a population of 633 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 12778? ▼
The median household income in ZIP 12778 is $50,959, which is 33% below the national average of $76,288.
What is the average home value in ZIP 12778? ▼
The median home value in ZIP 12778 is $170,700, which is 39% below the national average of $278,155.
What is the demographic makeup of ZIP 12778? ▼
The largest racial group in ZIP 12778 is White at 74.4%. Hispanic or Latino residents make up 20.2% of the population.
How many businesses are in ZIP code 12778? ▼
ZIP code 12778 has 9 business establishments employing approximately 8 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What is the education level in ZIP code 12778? ▼
In ZIP code 12778, 74.7% of residents aged 25+ have a high school diploma or higher, and 30.2% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What percentage of residents own vs. rent in ZIP 12778? ▼
In ZIP code 12778, approximately 60.7% of occupied housing units are owner-occupied and 39.3% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 12778? ▼
The poverty rate in ZIP code 12778 is 18.7% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.

Read our methodology to see how this data is sourced, computed, and verified.