Smallwood, NY · standard
ZIP Code 12778
Sullivan County, New York - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.
- 633
- 43/sq mi Moderate-density area
- $50,959
- Median income Below-median income area
- $170,700
- Median home value Near-median home value
- 30.2%
- Bachelor's or higher Near-average bachelor's attainment
National ZIP placement
Smallwood pairs one of the lowest household incomes in the country with below-median home values, in a rural, homeowner-dominated area.
- 15th pct
- household income, US ZIPs
- 35th pct
- home value, US ZIPs
- 43
- people per sq mi
- 61%
- owner-occupied homes
Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 12778 against every reporting US ZIP.
ZIP code 12778 is a sparsely populated ZIP (a standard USPS delivery area) in Smallwood, Sullivan County, New York, home to just 633 residents across 14.8 square miles, a density of 43 people per square mile, in the New York time zone.
ZIP 12778 reports a modest median household income of $50,959 (45% below the average New York ZIP), while per-capita income is $29,427. Unemployment is 11.8%, an important qualifier alongside the household-income figure. Home values sit below the statewide ZIP benchmark: the median is $170,700 (55% below the average New York ZIP), and median rent is $1,371; owner occupancy is 60.7%.
A solid share of residents have a four-year degree: 30.2% of adults hold a bachelor's degree or higher, the median age is 44.1, and the average commute is -. The page also surfaces 10 ZIP codes within roughly 10 miles and 6 more in Sullivan County, so 12778 can be compared with both its immediate and county-level context.
Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →
Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 12778, Smallwood, NY · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.
Quick Facts
633
Population
14.8
Area (sq mi)
43
People / sq mi
New York
Time Zone
standard
ZIP Type
Who lives in ZIP 12778?
44.1
Median Age
31.7%
Male
68.3%
Female
24.0%
Foreign-Born
Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How much do residents earn?
$50,959
Median Household Income
-45% vs state ZIP avg
$29,427
Per Capita Income
18.7%
Poverty Rate
11.8%
Unemployment Rate
How ZIP 12778 ranks among New York ZIPs
Smallwood, NY household income vs. every New York ZIP code
Median household income among 1,626 reporting New York ZIPs (this ZIP's population is too small for a reliable national-corpus placement)
$50,959 6th percentile higher than 6% of 1,626 New York ZIPs
Each bar is a $20K-wide band; taller bars hold more New York ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.
Source U.S. Census Bureau, ACS 5-Year Estimates · 2019–2023
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What is the education profile here?
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What does housing look like?
Housing stock: occupied vs vacant
920housing units
920
Total Housing Units
305
Occupied Units
615
Vacant Units
2.32
Avg Household Size
Occupancy Type
$170,700
Median Home Value
-55% vs state ZIP avg
$1,371
Median Rent
1946
Median Year Built
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What businesses operate in this ZIP?
Census Bureau data shows 9 business establishments in ZIP 12778, employing approximately 8 people with a combined annual payroll of $527,000.
9
Businesses
8
Employees
$527K
Annual Payroll
0
Industry Sectors
Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.
Nearby ZIP Codes
Want a side-by-side? Compare 12778 vs 12762 →
ZIP 12778 vs its nearest neighbors, by population
Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.
- 12701
Monticello (12701)
11,324 residents
- 12737 1,910
Glen Spey (12737)
1,910 residents
- 12783 1,668
Swan Lake (12783)
1,668 residents
- 12734 867
Ferndale (12734)
867 residents
- 12732 786
Eldred (12732)
786 residents
- 12786 665
White Lake (12786)
665 residents
- 12778 633
Smallwood (12778)
633 residents
- 12762 512
Mongaup Valley (12762)
512 residents
- 12743 389
Highland Lake (12743)
389 residents
What this shows Among its immediate neighbors, ZIP 12778 ranks #7 by population - useful context the national average alone can't give.
ZIP 12778 vs its nearest neighbors, by median income
Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.
- 12749
Kauneonga Lake (12749)
$175,083 median income
- 12737
Glen Spey (12737)
$87,939 median income
- 12762
Mongaup Valley (12762)
$87,381 median income
- 12743
Highland Lake (12743)
$86,053 median income
- 12783 $67,778
Swan Lake (12783)
$67,778 median income
- 12720 $66,597
Bethel (12720)
$66,597 median income
- 12701 $57,222
Monticello (12701)
$57,222 median income
- 12734 $56,740
Ferndale (12734)
$56,740 median income
- 12778 $50,959
Smallwood (12778)
$50,959 median income
What this shows By household income, ZIP 12778 ranks #9 of 9 neighboring ZIPs, local affluence varies block to block, not just metro to metro.
| ZIP Code | City | Population | Distance |
|---|---|---|---|
| 12762 | Mongaup Valley, NY | 512 | 2.1 mi |
| 12786 | White Lake, NY | 665 | 2.4 mi |
| 12749 | Kauneonga Lake, NY | 300 | 3.9 mi |
| 12720 | Bethel, NY | 172 | 5.0 mi |
| 12701 | Monticello, NY | 11,324 | 5.6 mi |
| 12783 | Swan Lake, NY | 1,668 | 7.0 mi |
| 12743 | Highland Lake, NY | 389 | 7.2 mi |
| 12732 | Eldred, NY | 786 | 6.4 mi |
| 12737 | Glen Spey, NY | 1,910 | 9.5 mi |
| 12734 | Ferndale, NY | 867 | 7.0 mi |
Nationwide ZIPs with similar ACS profiles
Two Census-derived peer sets for ZIP 12778, both outside NY so the neighborhoods are not geographic containment (Nearby and same-county blocks stay local).
Similar median household income
Nearest cross-state ZIPs by ACS median household income.
More ZIP Codes in Sullivan County
Related Areas
Frequently Asked Questions
What county is ZIP code 12778 in?
ZIP code 12778 (Smallwood) is located in Sullivan County, New York. Sullivan County contains multiple ZIP codes, see the full list at /counties/sullivan-ny.
What is the population of ZIP code 12778?
ZIP code 12778 in Smallwood, NY has a population of 633 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 12778?
The median household income in ZIP 12778 is $50,959, which is 33% below the national average of $76,288.
What is the average home value in ZIP 12778?
The median home value in ZIP 12778 is $170,700, which is 39% below the national average of $278,155.
What is the demographic makeup of ZIP 12778?
The largest racial group in ZIP 12778 is White at 74.4%. Hispanic or Latino residents make up 20.2% of the population.
How many businesses are in ZIP code 12778?
ZIP code 12778 has 9 business establishments employing approximately 8 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What is the education level in ZIP code 12778?
In ZIP code 12778, 74.7% of residents aged 25+ have a high school diploma or higher, and 30.2% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What percentage of residents own vs. rent in ZIP 12778?
In ZIP code 12778, approximately 60.7% of occupied housing units are owner-occupied and 39.3% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 12778?
The poverty rate in ZIP code 12778 is 18.7% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.
Related
Take this with you
What to do with ZIP 12778's numbers, next.
- See how ZIP 12778 compares to a neighboring ZIP code on the same Census fields Compare this ZIP
- Check where Smallwood, NY ranks among every U.S. ZIP code on income, education, or homeownership View national rankings
- Save this ZIP to your shortlist to track alongside others you're considering View your shortlist
ZIP Code Tabulation Areas (ZCTAs) are Census Bureau approximations of USPS ZIP codes; figures describe the ZCTA area, not any single address within it.