Residential delivery area · New York
ZIP Code 12786: White Lake, NY
ZIP code 12786 uses the postal name White Lake, New York and lies entirely in Sullivan County (Census 2020 ZIP-county file). About 610 people live there (Census Bureau, ACS 2020-2024). By Census place, 5% of its land lies in White Lake (a census-designated place), and 3% in smaller places; 92% is outside any Census place.
- ACS2020-24
- Census2020
- ZBP2023
- IRS2022
- Town
- White Lake · its only residential ZIP
- County
- Sullivan County
- Census places
- White Lake census-designated place
- Micro area
- Monticello, NY
- House district
- NY-19 119th Congress
- State
- New York
- Time zone
- Eastern
- Land area
- 17.2 sq mi · 36 people per sq mi
Where is ZIP code 12786?
12786 centers on 41.639°, -74.858° and covers 17.2 square miles of land plus 2.8 of water. It borders 6 ZIP codes: 12720, 12778, 12762, 12749, 12732, 12783.
The map draws ZIP code areas only. For the streets inside 12786, open its center on OpenStreetMap.
Source: U.S. Census Bureau, 2020 ZCTA cartographic boundaries and the 2023 Gazetteer (2020 ZCTAs); ZIP-to-county shares, Census places and House districts (119th Congress) from the Census 2020 relationship files (shares of land); metro area from the OMB delineation (July 2023); town name and time zone from simplemaps US ZIP Codes (CC BY 4.0).
How does 12786 compare with the rest of Sullivan County?
| Measure | 12786 | In Sullivan County | In NY |
|---|---|---|---|
| People (ACS 2020-2024) | 610 | 38th of 62 | 1,423rd of 1,826 |
| Median household income | – | not ranked | not ranked |
| Median home value | $173k | not ranked | not ranked |
12786's income and home value are not ranked: it has fewer than 1,000 residents (610). Rankings use ZIP codes of 1,000 or more people living in households, with margins at most 25% of the figure.
It is denser than 36% of U.S. residential ZIP codes. ZIP codes at the ACS caps ($250,000 or more for household income, $2,000,000 or more for home value) share the top rank.
Source: U.S. Census Bureau, ACS 2020-2024 5-year estimates (B01003, B19013, B25077); ranks by PlainZIP over residential ZIP codes (ZCTAs).
How many people live in 12786?
The 2020 Census counted 711 people in 12786; the ACS, which samples households over 2020-2024, estimates 610. Its boundary changed between the 2010 and 2020 censuses, so the two counts are not compared.
- People, ACS 2020-2024
- 610±249 (90% margin)
- 2020 Census count
- 711
- Households
- 272
- Median age
- 56.5
Source: U.S. Census Bureau, ACS 2020-2024 5-year estimates (B01003, B01002, B11001); 2020 Census (DHC P1); 2010 Census (SF1 P1).
Who lives in 12786?
Of the 610 people the ACS estimates in 12786, 14.3% are under 18 and 38.2% are 65 or older. The largest group by race and Hispanic origin is White (not Hispanic) (71.6%), then Black (not Hispanic) (14.6%).
- Under 1814.3%
- 18 to 6447.5%
- 65 and older38.2%
- White, not Hispanic71.6%
- Black, not Hispanic14.6%
- Other or two or more9.2%
- Hispanic or Latino4.6%
- Asian, not Hispanic0.0%
Source: U.S. Census Bureau, ACS 2020-2024 5-year estimates (B01001 age by sex, B03002 Hispanic or Latino origin by race); shares of the estimated population, small ZIP codes carry wide margins.
What are homes worth in 12786?
- Median home value (owners' estimate)
- $172,800
- Median gross rent
- –
- Homes owned by their occupants
- 66.5%
- Housing units
- 805
Source: U.S. Census Bureau, ACS 2020-2024 5-year estimates (B25077, B25064, B25003, B25001).
What businesses are in 12786?
27 business establishments had a location in this ZIP code in 2023, 3 fewer than in 2018; the most are in construction (ZIP Code Business Patterns).
- Construction6
- Retail trade4
- Accommodation and food services4
- Health care and social assistance3
Source: U.S. Census Bureau, ZIP Code Business Patterns 2023 and 2018 (establishments with paid employees, by the business's ZIP code).
Which ZIP codes are next to 12786?
| ZIP | Town | People | Household income | Distance |
|---|---|---|---|---|
| 12720 | Bethel | 447 | $67k | 2.3 mi |
| 12778 | Smallwood | 707 | $51k | 2.7 mi |
| 12762 | Mongaup Valley | 394 | $87k | 3.7 mi |
| 12749 | Kauneonga Lake | 419 | $175k | 4.1 mi |
| 12732 | Eldred | 776 | $50k | 5.9 mi |
| 12783 | Swan Lake | 1,060 | $68k | 7.0 mi |
| 12726 | Cochecton | 1,168 | $77k | 6.8 mi (near) |
| 12743 | Highland Lake | 279 | $86k | 7.2 mi (near) |
Source: PlainZIP from the Census 2020 ZCTA boundaries (shared edges) and internal points; figures ACS 2020-2024.