PlainZIP

Eldred, NY · standard

ZIP Code 12732

Sullivan County, New York - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.

786
12/sq mi
$50,125
Median income
$245,600
Median home value
30.3%
Bachelor's or higher

The verdict

Eldred pairs one of the lowest household incomes in the country with above-median home values, in a rural, homeowner-dominated area.

14th pct
household income, US ZIPs
Top 44%
home value, US ZIPs
12
people per sq mi
93%
owner-occupied homes

Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 12732 against every reporting US ZIP.

ZIP code 12732 is a sparsely populated ZIP (a standard USPS delivery area) in Eldred, Sullivan County, New York, home to just 786 residents across 65.0 square miles, a density of 12 people per square mile, in the New York time zone.

ZIP 12732 reports a modest median household income of $50,125 (46% below the New York average), while per-capita income is $62,597. The poverty rate stands at 5.5% and the unemployment rate at 7.8%. On housing, the median home value is $245,600 (35% below the state average) with median rent at $1,029 per month, and 93.4% of occupied units are owner-occupied.

A solid share of residents have a four-year degree: 30.3% of adults hold a bachelor's degree or higher, the median age is 62.2, and the average commute is -. A geography-based comparison follows: 10 ZIP codes within about 10 miles of 12732, plus 6 more within Sullivan County, give a clearer read than the national average alone.

Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →

Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 12732, Eldred, NY · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.

Quick Facts

786

Population

65.0

Area (sq mi)

12

People / sq mi

New York

Time Zone

standard

ZIP Type

Neighborhood Scorecard
Get an A-F grade across income, safety, housing, rent, education, commute, and childcare for this ZIP code.
View Scorecard →

Who lives in ZIP 12732?

62.2

Median Age

48.5%

Male

51.5%

Female

26.7%

Foreign-Born

White 81.6%
African American 2.6%
Asian 0.5%
American Indian or Alaska Native 0.0%
Native Hawaiian or Pacific Islander 0.0%
Two or More Ethnicities 13.8%
Hispanic or Latino 14.0%

Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How much do residents earn?

$50,125

Median Household Income

-46% vs state

$62,597

Per Capita Income

5.5%

Poverty Rate

7.8%

Unemployment Rate

How ZIP 12732 ranks nationally

Eldred, NY household income vs. every US ZIP code

Median household income, the full national distribution, with this ZIP marked

$50,125 14th percentile higher than 14% of 30,318 US ZIPs

$0–$20,000: 118 US ZIPs (0%). Below this entry. $20,000–$40,000: 1,573 US ZIPs (5%). Below this entry. $40,000–$60,000: 7,092 US ZIPs (23%). This entry sits in this band. $60,000–$80,000: 9,980 US ZIPs (33%). Above this entry. $80,000–$100,000: 5,778 US ZIPs (19%). Above this entry. $100,000–$120,000: 2,855 US ZIPs (9%). Above this entry. $120,000–$140,000: 1,362 US ZIPs (4%). Above this entry. $140,000–$160,000: 686 US ZIPs (2%). Above this entry. $160,000–$180,000: 364 US ZIPs (1%). Above this entry. $180,000–$200,000: 186 US ZIPs (1%). Above this entry. $200,000–$220,000: 324 US ZIPs (1%). Above this entry. This ZIP $0 $200K+ every reporting US ZIP, bucketed by value

Each bar is a $20K-wide band; taller bars hold more US ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source U.S. Census Bureau, ACS 5-Year Estimates · 2019–2023

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What is the education profile here?

High School Graduate or Higher 66.4%
Bachelor's Degree or Higher 30.3%

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What does housing look like?

684

Total Housing Units

437

Occupied Units

247

Vacant Units

1.78

Avg Household Size

Occupancy Type

Owner 93.4%
Renter 6.6%

$245,600

Median Home Value

-35% vs state

$1,029

Median Rent

1966

Median Year Built

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What businesses operate in this ZIP?

Census Bureau data shows 18 business establishments in ZIP 12732, employing approximately 128 people with a combined annual payroll of $4,315,000.

18

Businesses

128

Employees

$4.3M

Annual Payroll

2

Industry Sectors

Industry Establishments % of Total
Retail trade 3 16.7%
Other services (except public administration) 3 16.7%

Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.

Nearby ZIP Codes

Want a side-by-side? Compare 12732 vs 12743 →

ZIP 12732 vs its nearest neighbors, by population

Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.

residents

What this shows Among its immediate neighbors, ZIP 12732 ranks #4 by population - useful context the national average alone can't give.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023

ZIP 12732 vs its nearest neighbors, by median income

Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.

median income

What this shows By household income, ZIP 12732 ranks #9 of 9 neighboring ZIPs, local affluence varies block to block, not just metro to metro.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023
ZIP Code City Population Distance
12743 Highland Lake, NY 389 1.9 mi
12786 White Lake, NY 665 5.5 mi
12719 Barryville, NY 1,207 5.5 mi
12792 Yulan, NY 335 4.9 mi
12720 Bethel, NY 172 6.8 mi
12737 Glen Spey, NY 1,910 5.5 mi
12770 Pond Eddy, NY 296 8.0 mi
12764 Narrowsburg, NY 1,802 6.1 mi
12778 Smallwood, NY 633 6.4 mi
12749 Kauneonga Lake, NY 300 9.3 mi

More ZIP Codes in Sullivan County

12701 standard
Monticello, NY
Pop: 11,324
12754 standard
Liberty, NY
Pop: 7,221
12721 standard
Bloomingburg, NY
Pop: 6,627
12790 standard
Wurtsboro, NY
Pop: 4,518
12758 standard
Livingston Manor, NY
Pop: 4,042
12788 standard
Woodbourne, NY
Pop: 2,908

Related Areas

Sullivan County Eldred, NY New York

Frequently Asked Questions

What county is ZIP code 12732 in? ▼
ZIP code 12732 (Eldred) is located in Sullivan County, New York. Sullivan County contains multiple ZIP codes, see the full list at /counties/sullivan-ny.
What is the population of ZIP code 12732? ▼
ZIP code 12732 in Eldred, NY has a population of 786 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 12732? ▼
The median household income in ZIP 12732 is $50,125, which is 34% below the national average of $76,288.
What is the average home value in ZIP 12732? ▼
The median home value in ZIP 12732 is $245,600, which is 12% below the national average of $278,155.
What is the demographic makeup of ZIP 12732? ▼
The largest racial group in ZIP 12732 is White at 81.6%. Hispanic or Latino residents make up 14.0% of the population.
How many businesses are in ZIP code 12732? ▼
ZIP code 12732 has 18 business establishments employing approximately 128 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What is the education level in ZIP code 12732? ▼
In ZIP code 12732, 66.4% of residents aged 25+ have a high school diploma or higher, and 30.3% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What percentage of residents own vs. rent in ZIP 12732? ▼
In ZIP code 12732, approximately 93.4% of occupied housing units are owner-occupied and 6.6% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 12732? ▼
The poverty rate in ZIP code 12732 is 5.5% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.

Read our methodology to see how this data is sourced, computed, and verified.