Narrowsburg, NY · standard
ZIP Code 12764
Sullivan County, New York - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.
- 1,802
- 12/sq mi Low-density area
- $67,778
- Median income Near-median income area
- $265,800
- Median home value Near-median home value
- 46.1%
- Bachelor's or higher Above-average bachelor's attainment
National ZIP placement
Narrowsburg pairs a below-median household income with above-median home values, in a rural, homeowner-dominated area.
- 43rd pct
- household income, US ZIPs
- Top 39%
- home value, US ZIPs
- 12
- people per sq mi
- 80%
- owner-occupied homes
Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 12764 against every reporting US ZIP.
FHFA HPI release change
What changed in the latest House Price Index year
- FHFA House Price Index values in ZIP 12764 (Narrowsburg, NY) rose +12.0% from 2023 to 2024.
ZIP code 12764 covers 154.0 square miles in Narrowsburg, Sullivan County, New York (a standard USPS delivery area), with a modest 1,802 residents on file, a density of 12 people per square mile, in the New York time zone.
ZIP 12764 reports a modest median household income of $67,778 (27% below the average New York ZIP), while per-capita income is $53,452. The poverty rate is 6.0%, with unemployment at 8.1%; those measures add context to the income figure. Home values sit below the statewide ZIP benchmark: the median is $265,800 (30% below the average New York ZIP), and median rent is $956; owner occupancy is 80.1%.
A solid share of residents have a four-year degree: 46.1% of adults hold a bachelor's degree or higher, the median age is 49.6, and the average commute is 38 minutes. The page also surfaces 10 ZIP codes within roughly 10 miles and 6 more in Sullivan County, so 12764 can be compared with both its immediate and county-level context.
Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →
Top industries in ZIP 12764
Top 5 sectors by establishment count in Narrowsburg, NY
Which industries have the most business establishments in ZIP 12764.
- Accommodation and food services
Accommodation and food services
17 establishments
- Construction
Construction
10 establishments
- Retail trade
Retail trade
10 establishments
- Professional, scientific, and technical services 6
Professional, scientific, and technical services
6 establishments
- Other services (except public administration) 6
Other services (except public administration)
6 establishments
What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.
Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 12764, Narrowsburg, NY · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.
Quick Facts
1,802
Population
154.0
Area (sq mi)
12
People / sq mi
New York
Time Zone
standard
ZIP Type
Who lives in ZIP 12764?
49.6
Median Age
50.8%
Male
49.2%
Female
9.2%
Foreign-Born
Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How much do residents earn?
$67,778
Median Household Income
-27% vs state ZIP avg
$53,452
Per Capita Income
6.0%
Poverty Rate
8.1%
Unemployment Rate
38.1 min
Mean Commute Time
How ZIP 12764 ranks among New York ZIPs
Narrowsburg, NY household income vs. every New York ZIP code
Median household income among 1,626 reporting New York ZIPs (this ZIP's population is too small for a reliable national-corpus placement)
$67,778 29th percentile higher than 29% of 1,626 New York ZIPs
Each bar is a $20K-wide band; taller bars hold more New York ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.
Source U.S. Census Bureau, ACS 5-Year Estimates · 2019–2023
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What is the education profile here?
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What does housing look like?
Housing stock: occupied vs vacant
1,524housing units
1,524
Total Housing Units
934
Occupied Units
590
Vacant Units
1.95
Avg Household Size
Occupancy Type
$265,800
Median Home Value
-30% vs state ZIP avg
$956
Median Rent
1968
Median Year Built
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What businesses operate in this ZIP?
Census Bureau data shows 66 business establishments in ZIP 12764, employing approximately 225 people with a combined annual payroll of $7,668,000.
66
Businesses
225
Employees
$7.7M
Annual Payroll
8
Industry Sectors
| Industry | Establishments | % of Total |
|---|---|---|
| Accommodation and food services | 17 | 25.8% |
| Construction | 10 | 15.2% |
| Retail trade | 10 | 15.2% |
| Professional, scientific, and technical services | 6 | 9.1% |
| Other services (except public administration) | 6 | 9.1% |
| Real estate and rental and leasing | 4 | 6.1% |
| Administrative and support and waste management and remediation services | 3 | 4.5% |
| Educational services | 3 | 4.5% |
Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.
Nearby ZIP Codes
Want a side-by-side? Compare 12764 vs 12752 →
ZIP 12764 vs its nearest neighbors, by population
Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.
- 18405
Beach Lake (18405)
2,561 residents
- 12764
Narrowsburg (12764)
1,802 residents
- 12719
Barryville (12719)
1,207 residents
- 12726
Cochecton (12726)
1,162 residents
- 18435 795
Lackawaxen (18435)
795 residents
- 12732 786
Eldred (12732)
786 residents
- 12786 665
White Lake (12786)
665 residents
- 12792 335
Yulan (12792)
335 residents
- 12752 242
Lake Huntington (12752)
242 residents
What this shows Among its immediate neighbors, ZIP 12764 ranks #2 by population - useful context the national average alone can't give.
ZIP 12764 vs its nearest neighbors, by median income
Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.
- 18435
Lackawaxen (18435)
$100,162 median income
- 12719
Barryville (12719)
$79,921 median income
- 12726
Cochecton (12726)
$77,149 median income
- 18405
Beach Lake (18405)
$72,472 median income
- 12764
Narrowsburg (12764)
$67,778 median income
- 12720
Bethel (12720)
$66,597 median income
- 12732
Eldred (12732)
$50,125 median income
What this shows By household income, ZIP 12764 ranks #5 of 7 neighboring ZIPs, local affluence varies block to block, not just metro to metro.
| ZIP Code | City | Population | Distance |
|---|---|---|---|
| 12752 | Lake Huntington, NY | 242 | 6.0 mi |
| 12726 | Cochecton, NY | 1,162 | 6.8 mi |
| 12792 | Yulan, NY | 335 | 5.6 mi |
| 18405 | Beach Lake, PA | 2,561 | 6.1 mi |
| 18435 | Lackawaxen, PA | 795 | 7.4 mi |
| 12732 | Eldred, NY | 786 | 6.1 mi |
| 12720 | Bethel, NY | 172 | 6.0 mi |
| 12750 | Kenoza Lake, NY | 187 | 9.6 mi |
| 12786 | White Lake, NY | 665 | 7.4 mi |
| 12719 | Barryville, NY | 1,207 | 8.3 mi |
Nationwide ZIPs with similar ACS profiles
Two Census-derived peer sets for ZIP 12764, both outside NY so the neighborhoods are not geographic containment (Nearby and same-county blocks stay local).
Similar population
Nearest cross-state ZIPs by resident population (1,802 here; floor ≥1,000).
Similar median household income
Nearest cross-state ZIPs by ACS median household income.
More ZIP Codes in Sullivan County
Related Areas
Frequently Asked Questions
What county is ZIP code 12764 in?
ZIP code 12764 (Narrowsburg) is located in Sullivan County, New York. Sullivan County contains multiple ZIP codes, see the full list at /counties/sullivan-ny.
What is the population of ZIP code 12764?
ZIP code 12764 in Narrowsburg, NY has a population of 1,802 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 12764?
The median household income in ZIP 12764 is $67,778, which is 11% below the national average of $76,288.
What is the average home value in ZIP 12764?
The median home value in ZIP 12764 is $265,800, which is 4% below the national average of $278,155.
What is the demographic makeup of ZIP 12764?
The largest racial group in ZIP 12764 is White at 83.7%. Hispanic or Latino residents make up 6.1% of the population.
How many businesses are in ZIP code 12764?
ZIP code 12764 has 66 business establishments employing approximately 225 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What are the main industries in ZIP code 12764?
The top industries by establishment count in ZIP 12764 are: Accommodation and food services (17), Construction (10), Retail trade (10). There are 8 industry sectors represented in total.
What is the education level in ZIP code 12764?
In ZIP code 12764, 66.3% of residents aged 25+ have a high school diploma or higher, and 46.1% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What is the average commute time in ZIP 12764?
The mean commute time for workers in ZIP code 12764 is 38.1 minutes according to Census ACS data. The national average is roughly 26 minutes, so commuters here spend more time traveling to work than typical.
What percentage of residents own vs. rent in ZIP 12764?
In ZIP code 12764, approximately 80.1% of occupied housing units are owner-occupied and 19.9% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 12764?
The poverty rate in ZIP code 12764 is 6.0% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.
Related
Take this with you
What to do with ZIP 12764's numbers, next.
- See how ZIP 12764 compares to a neighboring ZIP code on the same Census fields Compare this ZIP
- Check where Narrowsburg, NY ranks among every U.S. ZIP code on income, education, or homeownership View national rankings
- Save this ZIP to your shortlist to track alongside others you're considering View your shortlist
ZIP Code Tabulation Areas (ZCTAs) are Census Bureau approximations of USPS ZIP codes; figures describe the ZCTA area, not any single address within it.