ZIP 12776 vs ZIP 12724

This side-by-side compares ZIP 12776 (Roscoe, NY) and ZIP 12724 (Callicoon Center, NY) using the same Census ACS 5-Year table fields for both — no averages swapped in, no national proxies. ZIP 12776 has a population of 2,180 at 8 people per square mile, while ZIP 12724 has 245 at 13 per square mile. That difference in population size and density alone reshapes how every other metric should be interpreted — a higher-income ZIP with 1,200 residents behaves very differently from one with 45,000.

On income and education, ZIP 12776 reports a median household income of $84,211 against — in ZIP 12724, with per-capita income of $44,729 vs $92,783. The share of adults holding a bachelor's degree or higher is 37.6% in 12776 and 55.0% in 12724. Poverty rate reads 9.7% vs 3.3%, and unemployment 1.8% vs 0.0% — these four fields alone drive most of the difference in the scorecard grades you will see for each ZIP.

Housing separates these two ZIPs further: median home value sits at $248,200 in 12776 versus $358,000 in 12724, with median rent of $1,181 and — per month respectively. Homeownership rate is 88.4% vs 93.5%. When reading the comparison table below, focus on paired metrics rather than single winners — a ZIP with lower home values and lower income is not strictly "worse" if rent-to-income ratios and commute times land in the same zone. Every value is pulled from the exact same ACS table so the two columns are genuinely comparable.