ZIP 12816 vs ZIP 12057

This side-by-side compares ZIP 12816 (Cambridge, NY) and ZIP 12057 (Eagle Bridge, NY) using the same Census ACS 5-Year table fields for both — no averages swapped in, no national proxies. ZIP 12816 has a population of 4,610 at 28 people per square mile, while ZIP 12057 has 1,835 at 20 per square mile. That difference in population size and density alone reshapes how every other metric should be interpreted — a higher-income ZIP with 1,200 residents behaves very differently from one with 45,000.

On income and education, ZIP 12816 reports a median household income of $75,966 against $68,306 in ZIP 12057, with per-capita income of $43,792 vs $34,681. The share of adults holding a bachelor's degree or higher is 32.7% in 12816 and 19.4% in 12057. Poverty rate reads 9.5% vs 3.4%, and unemployment 3.5% vs 0.0% — these four fields alone drive most of the difference in the scorecard grades you will see for each ZIP.

Housing separates these two ZIPs further: median home value sits at $218,900 in 12816 versus $205,700 in 12057, with median rent of $1,117 and — per month respectively. Homeownership rate is 81.1% vs 87.4%. When reading the comparison table below, focus on paired metrics rather than single winners — a ZIP with lower home values and lower income is not strictly "worse" if rent-to-income ratios and commute times land in the same zone. Every value is pulled from the exact same ACS table so the two columns are genuinely comparable.