PlainZIP

Cambridge, NY · standard

ZIP Code 12816

Washington County, New York - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.

4,610
28/sq mi
$75,966
Median income
$218,900
Median home value
32.7%
Bachelor's or higher

The verdict

Cambridge pairs an above-median household income with below-median home values, in a rural, homeowner-dominated area.

Top 44%
household income, US ZIPs
49th pct
home value, US ZIPs
28
people per sq mi
81%
owner-occupied homes

Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 12816 against every reporting US ZIP.

ZIP code 12816 covers 163.5 square miles in Cambridge, Washington County, New York (a standard USPS delivery area), with a modest 4,610 residents on file, a density of 28 people per square mile, in the New York time zone.

ZIP 12816 lands in the middle-income range, with a median household income of $75,966 (18% below the New York average), while per-capita income is $43,792. Poverty here runs at 9.5%, with unemployment measured at 3.5%. Median home value sits at $218,900 (42% below the state average), median rent at $1,117 a month, and owner-occupancy at 81.1%.

A solid share of residents have a four-year degree: 32.7% of adults hold a bachelor's degree or higher, the median age is 47.9, and the average commute is 32 minutes. Beyond these figures, 6 nearby ZIP codes within about 10 miles are surfaced below, along with 6 more sharing Washington County, letting you compare 12816 to its immediate surroundings rather than a national baseline alone.

Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →

Top industries in ZIP 12816

Top 5 sectors by establishment count in Cambridge, NY

Which industries have the most business establishments in ZIP 12816.

establishments

What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.

Source U.S. Census Bureau · ZIP Code Business Patterns (ZBP) As of 2023

Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 12816, Cambridge, NY · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.

Quick Facts

4,610

Population

163.5

Area (sq mi)

28

People / sq mi

New York

Time Zone

standard

ZIP Type

Neighborhood Scorecard
Get an A-F grade across income, safety, housing, rent, education, commute, and childcare for this ZIP code.
View Scorecard →

Who lives in ZIP 12816?

47.9

Median Age

49.2%

Male

50.8%

Female

2.7%

Foreign-Born

White 92.7%
African American 1.7%
Asian 1.4%
American Indian or Alaska Native 0.2%
Native Hawaiian or Pacific Islander 0.0%
Two or More Ethnicities 3.7%
Hispanic or Latino 2.7%

Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How much do residents earn?

$75,966

Median Household Income

-18% vs state

$43,792

Per Capita Income

9.5%

Poverty Rate

3.5%

Unemployment Rate

31.9 min

Mean Commute Time

How ZIP 12816 ranks nationally

Cambridge, NY household income vs. every US ZIP code

Median household income, the full national distribution, with this ZIP marked

$75,966 Top 44% higher than 56% of 30,318 US ZIPs

$0–$20,000: 118 US ZIPs (0%). Below this entry. $20,000–$40,000: 1,573 US ZIPs (5%). Below this entry. $40,000–$60,000: 7,092 US ZIPs (23%). Below this entry. $60,000–$80,000: 9,980 US ZIPs (33%). This entry sits in this band. $80,000–$100,000: 5,778 US ZIPs (19%). Above this entry. $100,000–$120,000: 2,855 US ZIPs (9%). Above this entry. $120,000–$140,000: 1,362 US ZIPs (4%). Above this entry. $140,000–$160,000: 686 US ZIPs (2%). Above this entry. $160,000–$180,000: 364 US ZIPs (1%). Above this entry. $180,000–$200,000: 186 US ZIPs (1%). Above this entry. $200,000–$220,000: 324 US ZIPs (1%). Above this entry. This ZIP $0 $200K+ every reporting US ZIP, bucketed by value

Each bar is a $20K-wide band; taller bars hold more US ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source U.S. Census Bureau, ACS 5-Year Estimates · 2019–2023

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What is the education profile here?

High School Graduate or Higher 65.5%
Bachelor's Degree or Higher 32.7%

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What does housing look like?

2,615

Total Housing Units

2,165

Occupied Units

450

Vacant Units

2.20

Avg Household Size

Occupancy Type

Owner 81.1%
Renter 18.9%

$218,900

Median Home Value

-42% vs state

$1,117

Median Rent

1957

Median Year Built

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What businesses operate in this ZIP?

Census Bureau data shows 97 business establishments in ZIP 12816, employing approximately 638 people with a combined annual payroll of $25,645,000.

97

Businesses

638

Employees

$25.6M

Annual Payroll

10

Industry Sectors

Industry Establishments % of Total
Retail trade 16 16.5%
Construction 11 11.3%
Health care and social assistance 10 10.3%
Other services (except public administration) 9 9.3%
Manufacturing 8 8.3%
Professional, scientific, and technical services 8 8.3%
Administrative and support and waste management and remediation services 8 8.3%
Real estate and rental and leasing 6 6.2%
Accommodation and food services 6 6.2%
Finance and insurance 3 3.1%

Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.

Nearby ZIP Codes

Want a side-by-side? Compare 12816 vs 12057 →

ZIP 12816 vs its nearest neighbors, by population

Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.

residents

What this shows Among its immediate neighbors, ZIP 12816 ranks #2 by population - useful context the national average alone can't give.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023

ZIP 12816 vs its nearest neighbors, by median income

Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.

median income

What this shows By household income, ZIP 12816 ranks #6 of 7 neighboring ZIPs, local affluence varies block to block, not just metro to metro.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023
ZIP Code City Population Distance
12057 Eagle Bridge, NY 1,835 5.6 mi
12873 Shushan, NY 736 6.0 mi
12823 Cossayuna, NY 238 9.4 mi
12834 Greenwich, NY 6,594 7.2 mi
12028 Buskirk, NY 1,172 8.2 mi
05257 North Bennington, VT 2,718 8.7 mi

More ZIP Codes in Washington County

12839 standard
Hudson Falls, NY
Pop: 13,588
12828 standard
Fort Edward, NY
Pop: 9,448
12832 standard
Granville, NY
Pop: 7,106
12834 standard
Greenwich, NY
Pop: 6,594
12887 standard
Whitehall, NY
Pop: 4,972
12827 standard
Fort Ann, NY
Pop: 3,877

Related Areas

Washington County Cambridge, NY New York

Frequently Asked Questions

What county is ZIP code 12816 in? ▼
ZIP code 12816 (Cambridge) is located in Washington County, New York. Washington County contains multiple ZIP codes, see the full list at /counties/washington-ny.
What is the population of ZIP code 12816? ▼
ZIP code 12816 in Cambridge, NY has a population of 4,610 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 12816? ▼
The median household income in ZIP 12816 is $75,966, which is 0% below the national average of $76,288.
What is the average home value in ZIP 12816? ▼
The median home value in ZIP 12816 is $218,900, which is 21% below the national average of $278,155.
What is the demographic makeup of ZIP 12816? ▼
The largest racial group in ZIP 12816 is White at 92.7%. Hispanic or Latino residents make up 2.7% of the population.
How many businesses are in ZIP code 12816? ▼
ZIP code 12816 has 97 business establishments employing approximately 638 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What are the main industries in ZIP code 12816? ▼
The top industries by establishment count in ZIP 12816 are: Retail trade (16), Construction (11), Health care and social assistance (10). There are 10 industry sectors represented in total.
What is the education level in ZIP code 12816? ▼
In ZIP code 12816, 65.5% of residents aged 25+ have a high school diploma or higher, and 32.7% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What is the average commute time in ZIP 12816? ▼
The mean commute time for workers in ZIP code 12816 is 31.9 minutes according to Census ACS data. The national average is roughly 26 minutes, so commuters here spend more time traveling to work than typical.
What percentage of residents own vs. rent in ZIP 12816? ▼
In ZIP code 12816, approximately 81.1% of occupied housing units are owner-occupied and 18.9% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 12816? ▼
The poverty rate in ZIP code 12816 is 9.5% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.

Read our methodology to see how this data is sourced, computed, and verified.