ZIP 12874 vs ZIP 12836

This side-by-side compares ZIP 12874 (Silver Bay, NY) and ZIP 12836 (Hague, NY) using the same Census ACS 5-Year table fields for both — no averages swapped in, no national proxies. ZIP 12874 has a population of 142 at 3 people per square mile, while ZIP 12836 has 574 at 5 per square mile. That difference in population size and density alone reshapes how every other metric should be interpreted — a higher-income ZIP with 1,200 residents behaves very differently from one with 45,000.

On income and education, ZIP 12874 reports a median household income of $158,500 against $80,221 in ZIP 12836, with per-capita income of $73,094 vs $52,883. The share of adults holding a bachelor's degree or higher is 60.1% in 12874 and 38.2% in 12836. Poverty rate reads 13.2% vs 12.0%, and unemployment 0.0% vs 6.4% — these four fields alone drive most of the difference in the scorecard grades you will see for each ZIP.

Housing separates these two ZIPs further: median home value sits at — in 12874 versus $322,200 in 12836, with median rent of — and $570 per month respectively. Homeownership rate is 81.3% vs 87.0%. When reading the comparison table below, focus on paired metrics rather than single winners — a ZIP with lower home values and lower income is not strictly "worse" if rent-to-income ratios and commute times land in the same zone. Every value is pulled from the exact same ACS table so the two columns are genuinely comparable.