Silver Bay, NY · standard
ZIP Code 12874
Warren County, New York - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.
- 142
- 3/sq mi Low-density area
- $158,500
- Median income Above-median income area
- 60.1%
- Bachelor's or higher Above-average bachelor's attainment
National ZIP placement
Silver Bay pairs a top-decile household income, in a rural, homeowner-dominated area.
- Top 3%
- household income, US ZIPs
- 3
- people per sq mi
- 81%
- owner-occupied homes
Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 12874 against every reporting US ZIP.
ZIP code 12874 is a sparsely populated ZIP (a standard USPS delivery area) in Silver Bay, Warren County, New York, home to just 142 residents across 54.6 square miles, a density of 3 people per square mile, in the New York time zone.
ZIP 12874 skews affluent, with a median household income of $158,500 (71% above the average New York ZIP), while per-capita income is $73,094. The poverty rate is 13.2%, with unemployment at 0.0%; those measures add context to the income figure. The ACS does not report a median home value for this ZIP, so housing cost context is limited to the available tenure and rent fields.
This is a highly-educated ZIP: 60.1% of adults hold a bachelor's degree or higher, the median age is 58.5, and the average commute is -. The page also surfaces 6 ZIP codes within roughly 10 miles and 6 more in Warren County, so 12874 can be compared with both its immediate and county-level context.
Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →
Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 12874, Silver Bay, NY · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.
Quick Facts
142
Population
54.6
Area (sq mi)
3
People / sq mi
New York
Time Zone
standard
ZIP Type
Who lives in ZIP 12874?
58.5
Median Age
47.3%
Male
52.7%
Female
1.0%
Foreign-Born
Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How much do residents earn?
$158,500
Median Household Income
+71% vs state ZIP avg
$73,094
Per Capita Income
13.2%
Poverty Rate
0.0%
Unemployment Rate
How ZIP 12874 ranks among New York ZIPs
Silver Bay, NY household income vs. every New York ZIP code
Median household income among 1,626 reporting New York ZIPs (this ZIP's population is too small for a reliable national-corpus placement)
$158,500 Top 7% higher than 93% of 1,626 New York ZIPs
Each bar is a $20K-wide band; taller bars hold more New York ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.
Source U.S. Census Bureau, ACS 5-Year Estimates · 2019–2023
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What is the education profile here?
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What does housing look like?
Housing stock: occupied vs vacant
430housing units
430
Total Housing Units
112
Occupied Units
318
Vacant Units
1.83
Avg Household Size
Occupancy Type
1957
Median Year Built
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What businesses operate in this ZIP?
Census Bureau data shows 6 business establishments in ZIP 12874, employing approximately 129 people with a combined annual payroll of $8,213,000.
6
Businesses
129
Employees
$8.2M
Annual Payroll
0
Industry Sectors
Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.
Nearby ZIP Codes
Want a side-by-side? Compare 12874 vs 12836 →
ZIP 12874 vs its nearest neighbors, by population
Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.
- 12814
Bolton Landing (12814)
1,574 residents
- 12815
Brant Lake (12815)
871 residents
- 12861 609
Putnam Station (12861)
609 residents
- 12836 574
Hague (12836)
574 residents
- 12819 403
Clemons (12819)
403 residents
- 12874 142
Silver Bay (12874)
142 residents
- 12841 77
Huletts Landing (12841)
77 residents
What this shows Among its immediate neighbors, ZIP 12874 ranks #6 by population - useful context the national average alone can't give.
ZIP 12874 vs its nearest neighbors, by median income
Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.
- 12874
Silver Bay (12874)
$158,500 median income
- 12814
Bolton Landing (12814)
$104,489 median income
- 12861
Putnam Station (12861)
$92,031 median income
- 12836
Hague (12836)
$80,221 median income
- 12815
Brant Lake (12815)
$76,302 median income
- 12819
Clemons (12819)
$64,688 median income
- 12841 $63,348
Huletts Landing (12841)
$63,348 median income
What this shows By household income, ZIP 12874 ranks the highest of 7 neighboring ZIPs, local affluence varies block to block, not just metro to metro.
Nationwide ZIPs with similar ACS profiles
Two Census-derived peer sets for ZIP 12874, both outside NY so the neighborhoods are not geographic containment (Nearby and same-county blocks stay local).
Similar median household income
Nearest cross-state ZIPs by ACS median household income.
More ZIP Codes in Warren County
Related Areas
Frequently Asked Questions
What county is ZIP code 12874 in?
ZIP code 12874 (Silver Bay) is located in Warren County, New York. Warren County contains multiple ZIP codes, see the full list at /counties/warren-ny.
What is the population of ZIP code 12874?
ZIP code 12874 in Silver Bay, NY has a population of 142 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 12874?
The median household income in ZIP 12874 is $158,500, which is 108% above the national average of $76,288.
What is the demographic makeup of ZIP 12874?
The largest racial group in ZIP 12874 is White at 97.1%.
How many businesses are in ZIP code 12874?
ZIP code 12874 has 6 business establishments employing approximately 129 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What is the education level in ZIP code 12874?
In ZIP code 12874, 78.5% of residents aged 25+ have a high school diploma or higher, and 60.1% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What percentage of residents own vs. rent in ZIP 12874?
In ZIP code 12874, approximately 81.3% of occupied housing units are owner-occupied and 18.8% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 12874?
The poverty rate in ZIP code 12874 is 13.2% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.
Related
Take this with you
What to do with ZIP 12874's numbers, next.
- See how ZIP 12874 compares to a neighboring ZIP code on the same Census fields Compare this ZIP
- Check where Silver Bay, NY ranks among every U.S. ZIP code on income, education, or homeownership View national rankings
- Save this ZIP to your shortlist to track alongside others you're considering View your shortlist
ZIP Code Tabulation Areas (ZCTAs) are Census Bureau approximations of USPS ZIP codes; figures describe the ZCTA area, not any single address within it.