ZIP Code 12874

ZIP code 12874 is classified by USPS as a standard delivery area and covers roughly 54.6 square miles in Silver Bay, Warren County, New York. The area is home to 142 residents, producing a population density of 3 people per square mile, and falls within the New York time zone. These USPS and Census boundary values drive every downstream statistic on this page, including the benchmarks that compare 12874 against New York and the nation.

On the economic side, the median household income for ZIP 12874 sits at $158,500 (71% above the New York average), while per-capita income is $73,094. The poverty rate stands at 13.2% and the unemployment rate at 0.0%. On housing, the median home value is — with median rent at — per month, and 81.3% of occupied units are owner-occupied, a direct signal of whether 12874 behaves more like a homeowner neighborhood or a renter-heavy ZIP.

Education and household profile round out the picture: 60.1% of adults hold a bachelor's degree or higher, the median age is 58.5, and the average commute is —. We also surface 6 nearby ZIP codes within roughly 10 miles and 6 additional ZIPs sharing Warren County, so you can benchmark 12874 against its immediate geography rather than a national average alone. Every figure is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates, HUD Fair Market Rents, and FHFA Home Price Index data, no estimates, no proprietary scoring. Verify with HUD →