ZIP 12914 vs ZIP 13655

This side-by-side compares ZIP 12914 (Bombay, NY) and ZIP 13655 (Hogansburg, NY) using the same Census ACS 5-Year table fields for both — no averages swapped in, no national proxies. ZIP 12914 has a population of 1,044 at 13 people per square mile, while ZIP 13655 has 3,512 at 67 per square mile. That difference in population size and density alone reshapes how every other metric should be interpreted — a higher-income ZIP with 1,200 residents behaves very differently from one with 45,000.

On income and education, ZIP 12914 reports a median household income of $32,778 against $52,309 in ZIP 13655, with per-capita income of $29,131 vs $19,590. The share of adults holding a bachelor's degree or higher is 12.5% in 12914 and 25.9% in 13655. Poverty rate reads 14.1% vs 33.6%, and unemployment 5.7% vs 9.5% — these four fields alone drive most of the difference in the scorecard grades you will see for each ZIP.

Housing separates these two ZIPs further: median home value sits at $98,000 in 12914 versus $191,100 in 13655, with median rent of $766 and $999 per month respectively. Homeownership rate is 61.6% vs 67.4%. When reading the comparison table below, focus on paired metrics rather than single winners — a ZIP with lower home values and lower income is not strictly "worse" if rent-to-income ratios and commute times land in the same zone. Every value is pulled from the exact same ACS table so the two columns are genuinely comparable.