Bombay, NY · standard

ZIP Code 12914

Franklin County, New York - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.

1,044
13/sq mi
$32,778
Median income
$98,000
Median home value
12.5%
Bachelor's or higher

The verdict

Bombay pairs one of the lowest household incomes in the country with among the most affordable home values nationally, in a rural, homeowner-dominated area.

3th pct
household income, US ZIPs
9th pct
home value, US ZIPs
13
people per sq mi
62%
owner-occupied homes

Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 12914 against every reporting US ZIP.

ZIP code 12914 is a sparsely populated ZIP (a standard USPS delivery area) in Bombay, Franklin County, New York, home to just 1,044 residents across 82.9 square miles, a density of 13 people per square mile, in the New York time zone.

ZIP 12914 sits on the lower end of the income spectrum: median household income is $32,778 (65% below the New York average), while per-capita income is $29,131. Poverty here runs at 14.1%, with unemployment measured at 5.7%. The typical home here is valued at $98,000 (74% below the state average); renters pay a median of $766 monthly, and 61.6% of units are owner-occupied.

Formal educational attainment runs low here: just 12.5% of adults hold a bachelor's degree or higher, the median age is 38.6, and the average commute is -. Beyond these figures, 5 nearby ZIP codes within about 10 miles are surfaced below, along with 6 more sharing Franklin County, letting you compare 12914 to its immediate surroundings rather than a national baseline alone.

Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →

Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 12914, Bombay, NY · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.

Quick Facts

1,044

Population

82.9

Area (sq mi)

13

People / sq mi

New York

Time Zone

standard

ZIP Type

Neighborhood Scorecard
Get an A-F grade across income, safety, housing, rent, education, commute, and childcare for this ZIP code.
View Scorecard →

Who lives in ZIP 12914?

38.6

Median Age

53.2%

Male

46.8%

Female

1.5%

Foreign-Born

White 90.4%
African American 0.0%
Asian 0.0%
American Indian or Alaska Native 5.1%
Native Hawaiian or Pacific Islander 0.0%
Two or More Ethnicities 4.5%
Hispanic or Latino 0.0%

Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How much do residents earn?

$32,778

Median Household Income

-65% vs state

$29,131

Per Capita Income

14.1%

Poverty Rate

5.7%

Unemployment Rate

How ZIP 12914 ranks nationally

Bombay, NY household income vs. every US ZIP code

Median household income, the full national distribution, with this ZIP marked

$32,778 3rd percentile higher than 3% of 30,318 US ZIPs

$0–$20,000: 118 US ZIPs (0%). Below this entry. $20,000–$40,000: 1,573 US ZIPs (5%). This entry sits in this band. $40,000–$60,000: 7,092 US ZIPs (23%). Above this entry. $60,000–$80,000: 9,980 US ZIPs (33%). Above this entry. $80,000–$100,000: 5,778 US ZIPs (19%). Above this entry. $100,000–$120,000: 2,855 US ZIPs (9%). Above this entry. $120,000–$140,000: 1,362 US ZIPs (4%). Above this entry. $140,000–$160,000: 686 US ZIPs (2%). Above this entry. $160,000–$180,000: 364 US ZIPs (1%). Above this entry. $180,000–$200,000: 186 US ZIPs (1%). Above this entry. $200,000–$220,000: 324 US ZIPs (1%). Above this entry. This ZIP $0 $200K+ every reporting US ZIP, bucketed by value

Each bar is a $20K-wide band; taller bars hold more US ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source U.S. Census Bureau, ACS 5-Year Estimates · 2019–2023

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What is the education profile here?

High School Graduate or Higher 46.7%
Bachelor's Degree or Higher 12.5%

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What does housing look like?

426

Total Housing Units

344

Occupied Units

82

Vacant Units

2.07

Avg Household Size

Occupancy Type

Owner 61.6%
Renter 38.4%

$98,000

Median Home Value

-74% vs state

$766

Median Rent

1964

Median Year Built

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What businesses operate in this ZIP?

Census Bureau data shows 3 business establishments in ZIP 12914, employing approximately 7 people with a combined annual payroll of $409,000.

3

Businesses

7

Employees

$409K

Annual Payroll

0

Industry Sectors

Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.

Nearby ZIP Codes

Want a side-by-side? Compare 12914 vs 13655 →

ZIP 12914 vs its nearest neighbors, by population

Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.

residents

What this shows Among its immediate neighbors, ZIP 12914 ranks #6 by population - useful context the national average alone can't give.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023

ZIP 12914 vs its nearest neighbors, by median income

Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.

median income

What this shows By household income, ZIP 12914 ranks #6 of 6 neighboring ZIPs, local affluence varies block to block, not just metro to metro.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023
ZIP Code City Population Distance
13655 Hogansburg, NY 3,512 4.3 mi
12957 Moira, NY 1,726 5.6 mi
12937 Fort Covington, NY 1,572 6.3 mi
12916 Brushton, NY 2,135 7.6 mi
13613 Brasher Falls, NY 2,726 8.2 mi

More ZIP Codes in Franklin County

Frequently Asked Questions

What county is ZIP code 12914 in?
ZIP code 12914 (Bombay) is located in Franklin County, New York. Franklin County contains multiple ZIP codes, see the full list at /counties/franklin-ny.
What is the population of ZIP code 12914?
ZIP code 12914 in Bombay, NY has a population of 1,044 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 12914?
The median household income in ZIP 12914 is $32,778, which is 57% below the national average of $76,288.
What is the average home value in ZIP 12914?
The median home value in ZIP 12914 is $98,000, which is 65% below the national average of $278,155.
What is the demographic makeup of ZIP 12914?
The largest racial group in ZIP 12914 is White at 90.4%.
How many businesses are in ZIP code 12914?
ZIP code 12914 has 3 business establishments employing approximately 7 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What is the education level in ZIP code 12914?
In ZIP code 12914, 46.7% of residents aged 25+ have a high school diploma or higher, and 12.5% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What percentage of residents own vs. rent in ZIP 12914?
In ZIP code 12914, approximately 61.6% of occupied housing units are owner-occupied and 38.4% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 12914?
The poverty rate in ZIP code 12914 is 14.1% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.