ZIP Code 12937

ZIP code 12937 is classified by USPS as a standard delivery area and covers roughly 85.0 square miles in Fort Covington, Franklin County, New York. The area is home to 1,572 residents, producing a population density of 19 people per square mile, and falls within the New York time zone. These USPS and Census boundary values drive every downstream statistic on this page, including the benchmarks that compare 12937 against New York and the nation.

On the economic side, the median household income for ZIP 12937 sits at $55,417 (40% below the New York average), while per-capita income is $26,326. The poverty rate stands at 21.1% and the unemployment rate at 0.9%. On housing, the median home value is $99,400 (74% below the state average) with median rent at $585 per month, and 88.5% of occupied units are owner-occupied, a direct signal of whether 12937 behaves more like a homeowner neighborhood or a renter-heavy ZIP.

Education and household profile round out the picture: 15.6% of adults hold a bachelor's degree or higher, the median age is 39.7, and the average commute is —. We also surface 3 nearby ZIP codes within roughly 10 miles and 6 additional ZIPs sharing Franklin County, so you can benchmark 12937 against its immediate geography rather than a national average alone. Every figure is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates, HUD Fair Market Rents, and FHFA Home Price Index data, no estimates, no proprietary scoring. Verify with HUD →