PlainZIP

Moira, NY · standard

ZIP Code 12957

Franklin County, New York - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.

1,726
21/sq mi
$54,572
Median income
$87,600
Median home value
16.3%
Bachelor's or higher

The verdict

Moira pairs one of the lowest household incomes in the country with among the most affordable home values nationally, in a rural, homeowner-dominated area.

20th pct
household income, US ZIPs
6th pct
home value, US ZIPs
21
people per sq mi
64%
owner-occupied homes

Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 12957 against every reporting US ZIP.

ZIP code 12957 covers 82.6 square miles in Moira, Franklin County, New York (a standard USPS delivery area), with a modest 1,726 residents on file, a density of 21 people per square mile, in the New York time zone.

ZIP 12957 reports a modest median household income of $54,572 (41% below the New York average), while per-capita income is $30,513. Local economic indicators show a 28.0% poverty rate alongside 9.3% unemployment. The typical home here is valued at $87,600 (77% below the state average); renters pay a median of $800 monthly, and 63.6% of units are owner-occupied.

Educational attainment sits below the national norm: 16.3% of adults hold a bachelor's degree or higher, the median age is 35.9, and the average commute is -. Beyond these figures, 7 nearby ZIP codes within about 10 miles are surfaced below, along with 6 more sharing Franklin County, letting you compare 12957 to its immediate surroundings rather than a national baseline alone.

Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →

Top industries in ZIP 12957

Top 5 sectors by establishment count in Moira, NY

Which industries have the most business establishments in ZIP 12957.

establishments

What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.

Source U.S. Census Bureau · ZIP Code Business Patterns (ZBP) As of 2023

Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 12957, Moira, NY · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.

Quick Facts

1,726

Population

82.6

Area (sq mi)

21

People / sq mi

New York

Time Zone

standard

ZIP Type

Neighborhood Scorecard
Get an A-F grade across income, safety, housing, rent, education, commute, and childcare for this ZIP code.
View Scorecard →

Who lives in ZIP 12957?

35.9

Median Age

52.7%

Male

47.3%

Female

1.0%

Foreign-Born

White 99.4%
African American 0.0%
Asian 0.0%
American Indian or Alaska Native 0.1%
Native Hawaiian or Pacific Islander 0.0%
Two or More Ethnicities 0.5%
Hispanic or Latino 0.0%

Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How much do residents earn?

$54,572

Median Household Income

-41% vs state

$30,513

Per Capita Income

28.0%

Poverty Rate

9.3%

Unemployment Rate

How ZIP 12957 ranks nationally

Moira, NY household income vs. every US ZIP code

Median household income, the full national distribution, with this ZIP marked

$54,572 20th percentile higher than 20% of 30,318 US ZIPs

$0–$20,000: 118 US ZIPs (0%). Below this entry. $20,000–$40,000: 1,573 US ZIPs (5%). Below this entry. $40,000–$60,000: 7,092 US ZIPs (23%). This entry sits in this band. $60,000–$80,000: 9,980 US ZIPs (33%). Above this entry. $80,000–$100,000: 5,778 US ZIPs (19%). Above this entry. $100,000–$120,000: 2,855 US ZIPs (9%). Above this entry. $120,000–$140,000: 1,362 US ZIPs (4%). Above this entry. $140,000–$160,000: 686 US ZIPs (2%). Above this entry. $160,000–$180,000: 364 US ZIPs (1%). Above this entry. $180,000–$200,000: 186 US ZIPs (1%). Above this entry. $200,000–$220,000: 324 US ZIPs (1%). Above this entry. This ZIP $0 $200K+ every reporting US ZIP, bucketed by value

Each bar is a $20K-wide band; taller bars hold more US ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source U.S. Census Bureau, ACS 5-Year Estimates · 2019–2023

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What is the education profile here?

High School Graduate or Higher 67.3%
Bachelor's Degree or Higher 16.3%

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What does housing look like?

926

Total Housing Units

847

Occupied Units

79

Vacant Units

2.10

Avg Household Size

Occupancy Type

Owner 63.6%
Renter 36.4%

$87,600

Median Home Value

-77% vs state

$800

Median Rent

1979

Median Year Built

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What businesses operate in this ZIP?

Census Bureau data shows 22 business establishments in ZIP 12957, employing approximately 106 people with a combined annual payroll of $3,943,000.

22

Businesses

106

Employees

$3.9M

Annual Payroll

4

Industry Sectors

Industry Establishments % of Total
Retail trade 4 18.2%
Other services (except public administration) 4 18.2%
Construction 3 13.6%
Health care and social assistance 3 13.6%

Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.

Nearby ZIP Codes

Want a side-by-side? Compare 12957 vs 12916 →

ZIP 12957 vs its nearest neighbors, by population

Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.

residents

What this shows Among its immediate neighbors, ZIP 12957 ranks #3 by population - useful context the national average alone can't give.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023

ZIP 12957 vs its nearest neighbors, by median income

Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.

median income

What this shows By household income, ZIP 12957 ranks #6 of 8 neighboring ZIPs, local affluence varies block to block, not just metro to metro.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023
ZIP Code City Population Distance
12916 Brushton, NY 2,135 3.0 mi
12914 Bombay, NY 1,044 5.6 mi
12930 Dickinson Center, NY 634 8.8 mi
12967 North Lawrence, NY 1,223 6.6 mi
12937 Fort Covington, NY 1,572 9.0 mi
13655 Hogansburg, NY 3,512 9.7 mi
12965 Nicholville, NY 516 11.3 mi

More ZIP Codes in Franklin County

12953 standard
Malone, NY
Pop: 15,836
12983 standard
Saranac Lake, NY
Pop: 7,494
12986 standard
Tupper Lake, NY
Pop: 6,120
13655 standard
Hogansburg, NY
Pop: 3,512
12966 standard
North Bangor, NY
Pop: 2,915
12920 standard
Chateaugay, NY
Pop: 2,842

Related Areas

Franklin County Moira, NY New York

Frequently Asked Questions

What county is ZIP code 12957 in? ▼
ZIP code 12957 (Moira) is located in Franklin County, New York. Franklin County contains multiple ZIP codes, see the full list at /counties/franklin-ny.
What is the population of ZIP code 12957? ▼
ZIP code 12957 in Moira, NY has a population of 1,726 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 12957? ▼
The median household income in ZIP 12957 is $54,572, which is 28% below the national average of $76,288.
What is the average home value in ZIP 12957? ▼
The median home value in ZIP 12957 is $87,600, which is 69% below the national average of $278,155.
What is the demographic makeup of ZIP 12957? ▼
The largest racial group in ZIP 12957 is White at 99.4%.
How many businesses are in ZIP code 12957? ▼
ZIP code 12957 has 22 business establishments employing approximately 106 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What are the main industries in ZIP code 12957? ▼
The top industries by establishment count in ZIP 12957 are: Retail trade (4), Other services (except public administration) (4), Construction (3). There are 4 industry sectors represented in total.
What is the education level in ZIP code 12957? ▼
In ZIP code 12957, 67.3% of residents aged 25+ have a high school diploma or higher, and 16.3% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What percentage of residents own vs. rent in ZIP 12957? ▼
In ZIP code 12957, approximately 63.6% of occupied housing units are owner-occupied and 36.4% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 12957? ▼
The poverty rate in ZIP code 12957 is 28.0% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.

Read our methodology to see how this data is sourced, computed, and verified.