ZIP 12989 vs ZIP 12913

This side-by-side compares ZIP 12989 (Vermontville, NY) and ZIP 12913 (Bloomingdale, NY) using the same Census ACS 5-Year table fields for both — no averages swapped in, no national proxies. ZIP 12989 has a population of 1,010 at 3 people per square mile, while ZIP 12913 has 1,157 at 17 per square mile. That difference in population size and density alone reshapes how every other metric should be interpreted — a higher-income ZIP with 1,200 residents behaves very differently from one with 45,000.

On income and education, ZIP 12989 reports a median household income of $84,464 against $81,250 in ZIP 12913, with per-capita income of $42,143 vs $40,225. The share of adults holding a bachelor's degree or higher is 31.8% in 12989 and 33.8% in 12913. Poverty rate reads 18.5% vs 7.7%, and unemployment 3.7% vs 4.2% — these four fields alone drive most of the difference in the scorecard grades you will see for each ZIP.

Housing separates these two ZIPs further: median home value sits at $228,400 in 12989 versus $207,900 in 12913, with median rent of $675 and $363 per month respectively. Homeownership rate is 89.4% vs 81.5%. When reading the comparison table below, focus on paired metrics rather than single winners — a ZIP with lower home values and lower income is not strictly "worse" if rent-to-income ratios and commute times land in the same zone. Every value is pulled from the exact same ACS table so the two columns are genuinely comparable.