Vermontville, NY · standard

ZIP Code 12989

Franklin County, New York - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.

1,010
3/sq mi
$84,464
Median income
$228,400
Median home value
31.8%
Bachelor's or higher

The verdict

Vermontville pairs an above-median household income with above-median home values, in a rural, homeowner-dominated area.

Top 33%
household income, US ZIPs
Top 48%
home value, US ZIPs
3
people per sq mi
89%
owner-occupied homes

Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 12989 against every reporting US ZIP.

ZIP code 12989 is a sparsely populated ZIP (a standard USPS delivery area) in Vermontville, Franklin County, New York, home to just 1,010 residents across 388.5 square miles, a density of 3 people per square mile, in the New York time zone.

ZIP 12989 lands in the middle-income range, with a median household income of $84,464 (9% below the New York average), while per-capita income is $42,143. The poverty rate stands at 18.5% and the unemployment rate at 3.7%. Median home value sits at $228,400 (40% below the state average), median rent at $675 a month, and owner-occupancy at 89.4%.

A solid share of residents have a four-year degree: 31.8% of adults hold a bachelor's degree or higher, the median age is 57.1, and the average commute is -. We also surface 2 nearby ZIP codes within roughly 10 miles and 6 additional ZIPs sharing Franklin County, so you can benchmark 12989 against its immediate geography rather than a national average alone.

Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →

Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 12989, Vermontville, NY · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.

Quick Facts

1,010

Population

388.5

Area (sq mi)

3

People / sq mi

New York

Time Zone

standard

ZIP Type

Neighborhood Scorecard
Get an A-F grade across income, safety, housing, rent, education, commute, and childcare for this ZIP code.
View Scorecard →

Who lives in ZIP 12989?

57.1

Median Age

51.4%

Male

48.6%

Female

1.3%

Foreign-Born

White 86.5%
African American 0.0%
Asian 1.3%
American Indian or Alaska Native 0.0%
Native Hawaiian or Pacific Islander 0.0%
Two or More Ethnicities 5.6%
Hispanic or Latino 3.1%

Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How much do residents earn?

$84,464

Median Household Income

-9% vs state

$42,143

Per Capita Income

18.5%

Poverty Rate

3.7%

Unemployment Rate

How ZIP 12989 ranks nationally

Vermontville, NY household income vs. every US ZIP code

Median household income, the full national distribution, with this ZIP marked

$84,464 Top 33% higher than 67% of 30,318 US ZIPs

$0–$20,000: 118 US ZIPs (0%). Below this entry. $20,000–$40,000: 1,573 US ZIPs (5%). Below this entry. $40,000–$60,000: 7,092 US ZIPs (23%). Below this entry. $60,000–$80,000: 9,980 US ZIPs (33%). Below this entry. $80,000–$100,000: 5,778 US ZIPs (19%). This entry sits in this band. $100,000–$120,000: 2,855 US ZIPs (9%). Above this entry. $120,000–$140,000: 1,362 US ZIPs (4%). Above this entry. $140,000–$160,000: 686 US ZIPs (2%). Above this entry. $160,000–$180,000: 364 US ZIPs (1%). Above this entry. $180,000–$200,000: 186 US ZIPs (1%). Above this entry. $200,000–$220,000: 324 US ZIPs (1%). Above this entry. This ZIP $0 $200K+ every reporting US ZIP, bucketed by value

Each bar is a $20K-wide band; taller bars hold more US ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source U.S. Census Bureau, ACS 5-Year Estimates · 2019–2023

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What is the education profile here?

High School Graduate or Higher 58.4%
Bachelor's Degree or Higher 31.8%

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What does housing look like?

921

Total Housing Units

539

Occupied Units

382

Vacant Units

2.06

Avg Household Size

Occupancy Type

Owner 89.4%
Renter 10.6%

$228,400

Median Home Value

-40% vs state

$675

Median Rent

1972

Median Year Built

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What businesses operate in this ZIP?

Census Bureau data shows 8 business establishments in ZIP 12989, employing approximately 15 people with a combined annual payroll of $988,000.

8

Businesses

15

Employees

$988K

Annual Payroll

1

Industry Sectors

Industry Establishments % of Total
Administrative and support and waste management and remediation services 3 37.5%

Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.

Nearby ZIP Codes

Want a side-by-side? Compare 12989 vs 12913 →

ZIP 12989 vs its nearest neighbors, by population

Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.

residents

What this shows Among its immediate neighbors, ZIP 12989 ranks #2 by population - useful context the national average alone can't give.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023

ZIP 12989 vs its nearest neighbors, by median income

Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.

median income

What this shows By household income, ZIP 12989 ranks the highest of 3 neighboring ZIPs, local affluence varies block to block, not just metro to metro.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023
ZIP Code City Population Distance
12913 Bloomingdale, NY 1,157 8.2 mi
12939 Gabriels, NY 205 9.1 mi

More ZIP Codes in Franklin County

Frequently Asked Questions

What county is ZIP code 12989 in?
ZIP code 12989 (Vermontville) is located in Franklin County, New York. Franklin County contains multiple ZIP codes, see the full list at /counties/franklin-ny.
What is the population of ZIP code 12989?
ZIP code 12989 in Vermontville, NY has a population of 1,010 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 12989?
The median household income in ZIP 12989 is $84,464, which is 11% above the national average of $76,288.
What is the average home value in ZIP 12989?
The median home value in ZIP 12989 is $228,400, which is 18% below the national average of $278,155.
What is the demographic makeup of ZIP 12989?
The largest racial group in ZIP 12989 is White at 86.5%. Hispanic or Latino residents make up 3.1% of the population.
How many businesses are in ZIP code 12989?
ZIP code 12989 has 8 business establishments employing approximately 15 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What is the education level in ZIP code 12989?
In ZIP code 12989, 58.4% of residents aged 25+ have a high school diploma or higher, and 31.8% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What percentage of residents own vs. rent in ZIP 12989?
In ZIP code 12989, approximately 89.4% of occupied housing units are owner-occupied and 10.6% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 12989?
The poverty rate in ZIP code 12989 is 18.5% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.