Residential delivery area · New York

ZIP Code 12981: Saranac, NY

ZIP code 12981 uses the postal name Saranac, New York and lies mostly in Clinton County (95% of its land) with the rest in Franklin County (Census 2020 ZIP-county file). About 2,300 people live there (Census Bureau, ACS 2020-2024). Median household income is $76,450 (Census Bureau, ACS 2020-2024). By Census place, under 1% of its land lies in Redford (a census-designated place); more than 99% is outside any Census place.

  • ACS2020-24
  • Census2020
  • ZBP2023
  • IRS2022
1national area: New York, Delaware and Pennsylvania
129sectional center: Albany, NY (SCF 120)
81delivery area within it
Town
Saranac · its only residential ZIP
Census places
Redford census-designated place
Micro area
Plattsburgh, NY
House district
NY-21 119th Congress
Time zone
Eastern
Land area
116.8 sq mi · 19 people per sq mi

Where is ZIP code 12981?

12981 centers on 44.627°, -73.846° and covers 116.8 square miles of land plus 0.8 of water. It borders 9 ZIP codes: 12978, 12952, 12985, 12929, 12918, 12912, 12989, 12969, 12935.

12912 · Au Sable Forks12918 · Cadyville12929 · Dannemora12935 · Ellenburg Depot12952 · Lyon Mountain12969 · Owls Head12978 · Redford12985 · Schuyler Falls12989 · Vermontville12981 · Saranac (this ZIP)129811293512912129891298512969129181295212912 · Au Sable Forks12918 · Cadyville12929 · Dannemora12935 · Ellenburg Depot12952 · Lyon Mountain12969 · Owls Head12978 · Redford12985 · Schuyler Falls12989 · Vermontville12981 · Saranac (this ZIP)129811293512912129891298512969129181295212912 · Au Sable Forks12918 · Cadyville12929 · Dannemora12935 · Ellenburg Depot12952 · Lyon Mountain12969 · Owls Head12978 · Redford12985 · Schuyler Falls12989 · Vermontville12981 · Saranac (this ZIP)1298112935129121298912985129691291812952
Shaded by median household income, in national fifths (ACS 2020-2024); 12981 outlined. Census 2020 ZCTA boundaries. <$54.1k$98.1k+no figure

The map draws ZIP code areas only. For the streets inside 12981, open its center on OpenStreetMap.

Source: U.S. Census Bureau, 2020 ZCTA cartographic boundaries and the 2023 Gazetteer (2020 ZCTAs); ZIP-to-county shares, Census places and House districts (119th Congress) from the Census 2020 relationship files (shares of land); metro area from the OMB delineation (July 2023); town name and time zone from simplemaps US ZIP Codes (CC BY 4.0).

How does 12981 compare with the rest of Clinton County?

Rank of 12981 among the residential ZIP codes of its town, county and state (1 = the most; income and home value among ZIP codes of 1,000+ people living in households)
Measure12981In Clinton CountyIn NY
People (ACS 2020-2024)2,25912th of 271,000th of 1,826
Median household income$77knot rankednot ranked
Median home value$182k9th of 15838th of 1,172

12981's median household income is not ranked: its 90% margin of error (±$20,080) is more than a quarter of the figure ($76,450). Rankings use ZIP codes of 1,000 or more people living in households, with margins at most 25% of the figure.

It is denser than 25% of U.S. residential ZIP codes. ZIP codes at the ACS caps ($250,000 or more for household income, $2,000,000 or more for home value) share the top rank.

Source: U.S. Census Bureau, ACS 2020-2024 5-year estimates (B01003, B19013, B25077); ranks by PlainZIP over residential ZIP codes (ZCTAs).

How many people live in 12981?

The 2020 Census counted 2,215 people in 12981; the ACS, which samples households over 2020-2024, estimates 2,259. Its boundary changed between the 2010 and 2020 censuses, so the two counts are not compared.

People, ACS 2020-2024
2,259±407 (90% margin)
2020 Census count
2,215
Households
819
Median age
39.8

Source: U.S. Census Bureau, ACS 2020-2024 5-year estimates (B01003, B01002, B11001); 2020 Census (DHC P1); 2010 Census (SF1 P1).

Who lives in 12981?

Of the 2,259 people the ACS estimates in 12981, 33.3% are under 18 and 15.4% are 65 or older. The largest group by race and Hispanic origin is White (not Hispanic) (96.5%).

  • Under 1833.3%
  • 18 to 6451.3%
  • 65 and older15.4%
Age of the people of 12981 (ACS 2020-2024, B01001)
  • White, not Hispanic96.5%
  • Other or two or more2.6%
  • Hispanic or Latino0.9%
  • Black, not Hispanic0.0%
  • Asian, not Hispanic0.0%
Race and Hispanic origin in 12981 (ACS 2020-2024, B03002); each person counted once

Source: U.S. Census Bureau, ACS 2020-2024 5-year estimates (B01001 age by sex, B03002 Hispanic or Latino origin by race); shares of the estimated population, small ZIP codes carry wide margins.

What do households in 12981 earn?

Median household income is $76,450 (ACS 2020-2024).

Median household income
$76,450±$20,080
Income per person
$30,539
Below the poverty line
19.4%
Unemployed (of the labor force)
0.0%
Adults 25+ with a bachelor's degree
23.6%
Adjusted gross income per tax return, 2022
$68,3381,120 returns; wages 67% of AGI (IRS)

Source: U.S. Census Bureau, ACS 2020-2024 and 2015-2019 5-year estimates (B19013, B19301, B17001, B23025, B15003; 2015-2019 dollars converted with the BLS CPI-U, 1.22699); IRS Statistics of Income, ZIP code data, tax year 2022 (adjusted gross income per return, filed under the address on the return).

What are homes worth in 12981?

Median home value (owners' estimate)
$182,300
Median gross rent
$901
Homes owned by their occupants
91.6%
Housing units
1,024

Source: U.S. Census Bureau, ACS 2020-2024 5-year estimates (B25077, B25064, B25003, B25001).

What businesses are in 12981?

20 business establishments had a location in this ZIP code in 2023, 1 fewer than in 2018; the most are in construction (ZIP Code Business Patterns).

  • Construction6
  • Retail trade5
  • Health care and social assistance5

Source: U.S. Census Bureau, ZIP Code Business Patterns 2023 and 2018 (establishments with paid employees, by the business's ZIP code).

Which ZIP codes are next to 12981?

ZIP codes that share a boundary with 12981, then the nearest by center
ZIPTownPeopleHousehold incomeDistance
12978Redford340$99k2.9 mi
12952Lyon Mountain286$53k6.4 mi
12985Schuyler Falls755$76k7.0 mi
12929Dannemora2,684$62k8.9 mi
12918Cadyville2,412$92k9.5 mi
12912Au Sable Forks1,682$70k10.7 mi
12989Vermontville1,110$85k12.2 mi
12969Owls Head279$66k13.7 mi
12935Ellenburg Depot1,180$58k15.2 mi
12955Lyon Mountain503$79k11.6 mi (near)

Source: PlainZIP from the Census 2020 ZCTA boundaries (shared edges) and internal points; figures ACS 2020-2024.