ZIP Code 12981

ZIP code 12981 is classified by USPS as a standard delivery area and covers roughly 274.8 square miles in Saranac, Clinton County, New York. The area is home to 2,253 residents, producing a population density of 8 people per square mile, and falls within the New York time zone. These USPS and Census boundary values drive every downstream statistic on this page, including the benchmarks that compare 12981 against New York and the nation.

On the economic side, the median household income for ZIP 12981 sits at $76,450 (17% below the New York average), while per-capita income is $30,539. The poverty rate stands at 19.4% and the unemployment rate at 0.0%. On housing, the median home value is $182,300 (52% below the state average) with median rent at $901 per month, and 91.6% of occupied units are owner-occupied, a direct signal of whether 12981 behaves more like a homeowner neighborhood or a renter-heavy ZIP.

Education and household profile round out the picture: 23.6% of adults hold a bachelor's degree or higher, the median age is 39.8, and the average commute is —. We also surface 4 nearby ZIP codes within roughly 10 miles and 6 additional ZIPs sharing Clinton County, so you can benchmark 12981 against its immediate geography rather than a national average alone. Every figure is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates, HUD Fair Market Rents, and FHFA Home Price Index data, no estimates, no proprietary scoring. Verify with HUD →