PlainZIP

Owls Head, NY · standard

ZIP Code 12969

Franklin County, New York - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.

423
2/sq mi
$65,469
Median income
$101,300
Median home value
27.4%
Bachelor's or higher

The verdict

Owls Head pairs a below-median household income with among the most affordable home values nationally, in a rural, homeowner-dominated area.

39th pct
household income, US ZIPs
10th pct
home value, US ZIPs
2
people per sq mi
77%
owner-occupied homes

Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 12969 against every reporting US ZIP.

ZIP code 12969 is a sparsely populated ZIP (a standard USPS delivery area) in Owls Head, Franklin County, New York, home to just 423 residents across 248.8 square miles, a density of 2 people per square mile, in the New York time zone.

ZIP 12969 reports a modest median household income of $65,469 (29% below the New York average), while per-capita income is $34,563. The poverty rate stands at 12.2% and the unemployment rate at 29.3%. On housing, the median home value is $101,300 (73% below the state average) with median rent at - per month, and 77.3% of occupied units are owner-occupied.

Educational attainment sits below the national norm: 27.4% of adults hold a bachelor's degree or higher, the median age is 54.8, and the average commute is -. To put 12969 in local context, 1 ZIP codes within roughly 10 miles appear further down this page alongside 6 additional ZIPs in Franklin County, for a geography-aware comparison.

Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →

Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 12969, Owls Head, NY · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.

Quick Facts

423

Population

248.8

Area (sq mi)

2

People / sq mi

New York

Time Zone

standard

ZIP Type

Neighborhood Scorecard
Get an A-F grade across income, safety, housing, rent, education, commute, and childcare for this ZIP code.
View Scorecard →

Who lives in ZIP 12969?

54.8

Median Age

46.2%

Male

53.8%

Female

2.2%

Foreign-Born

White 98.9%
African American 0.0%
Asian 0.0%
American Indian or Alaska Native 0.7%
Native Hawaiian or Pacific Islander 0.0%
Two or More Ethnicities 0.4%
Hispanic or Latino 0.0%

Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How much do residents earn?

$65,469

Median Household Income

-29% vs state

$34,563

Per Capita Income

12.2%

Poverty Rate

29.3%

Unemployment Rate

How ZIP 12969 ranks nationally

Owls Head, NY household income vs. every US ZIP code

Median household income, the full national distribution, with this ZIP marked

$65,469 39th percentile higher than 39% of 30,318 US ZIPs

$0–$20,000: 118 US ZIPs (0%). Below this entry. $20,000–$40,000: 1,573 US ZIPs (5%). Below this entry. $40,000–$60,000: 7,092 US ZIPs (23%). Below this entry. $60,000–$80,000: 9,980 US ZIPs (33%). This entry sits in this band. $80,000–$100,000: 5,778 US ZIPs (19%). Above this entry. $100,000–$120,000: 2,855 US ZIPs (9%). Above this entry. $120,000–$140,000: 1,362 US ZIPs (4%). Above this entry. $140,000–$160,000: 686 US ZIPs (2%). Above this entry. $160,000–$180,000: 364 US ZIPs (1%). Above this entry. $180,000–$200,000: 186 US ZIPs (1%). Above this entry. $200,000–$220,000: 324 US ZIPs (1%). Above this entry. This ZIP $0 $200K+ every reporting US ZIP, bucketed by value

Each bar is a $20K-wide band; taller bars hold more US ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source U.S. Census Bureau, ACS 5-Year Estimates · 2019–2023

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What is the education profile here?

High School Graduate or Higher 68.0%
Bachelor's Degree or Higher 27.4%

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What does housing look like?

421

Total Housing Units

150

Occupied Units

271

Vacant Units

1.84

Avg Household Size

Occupancy Type

Owner 77.3%
Renter 22.7%

$101,300

Median Home Value

-73% vs state

1941

Median Year Built

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What businesses operate in this ZIP?

Census Bureau data shows 3 business establishments in ZIP 12969, employing approximately 7 people with a combined annual payroll of $46,000.

3

Businesses

7

Employees

$46K

Annual Payroll

0

Industry Sectors

Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.

Nearby ZIP Codes

Want a side-by-side? Compare 12969 vs 12955 →

ZIP Code City Population Distance
12955 Lyon Mountain, NY 381 8.8 mi

More ZIP Codes in Franklin County

12953 standard
Malone, NY
Pop: 15,836
12983 standard
Saranac Lake, NY
Pop: 7,494
12986 standard
Tupper Lake, NY
Pop: 6,120
13655 standard
Hogansburg, NY
Pop: 3,512
12966 standard
North Bangor, NY
Pop: 2,915
12920 standard
Chateaugay, NY
Pop: 2,842

Related Areas

Franklin County Owls Head, NY New York

Frequently Asked Questions

What county is ZIP code 12969 in? ▼
ZIP code 12969 (Owls Head) is located in Franklin County, New York. Franklin County contains multiple ZIP codes, see the full list at /counties/franklin-ny.
What is the population of ZIP code 12969? ▼
ZIP code 12969 in Owls Head, NY has a population of 423 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 12969? ▼
The median household income in ZIP 12969 is $65,469, which is 14% below the national average of $76,288.
What is the average home value in ZIP 12969? ▼
The median home value in ZIP 12969 is $101,300, which is 64% below the national average of $278,155.
What is the demographic makeup of ZIP 12969? ▼
The largest racial group in ZIP 12969 is White at 98.9%.
How many businesses are in ZIP code 12969? ▼
ZIP code 12969 has 3 business establishments employing approximately 7 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What is the education level in ZIP code 12969? ▼
In ZIP code 12969, 68.0% of residents aged 25+ have a high school diploma or higher, and 27.4% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What percentage of residents own vs. rent in ZIP 12969? ▼
In ZIP code 12969, approximately 77.3% of occupied housing units are owner-occupied and 22.7% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 12969? ▼
The poverty rate in ZIP code 12969 is 12.2% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.

Read our methodology to see how this data is sourced, computed, and verified.