Owls Head, NY · standard
ZIP Code 12969
Franklin County, New York - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.
- 423
- 2/sq mi Low-density area
- $65,469
- Median income Near-median income area
- $101,300
- Median home value Below-median home value
- 27.4%
- Bachelor's or higher Near-average bachelor's attainment
National ZIP placement
Owls Head pairs a below-median household income with among the most affordable home values nationally, in a rural, homeowner-dominated area.
- 39th pct
- household income, US ZIPs
- 10th pct
- home value, US ZIPs
- 2
- people per sq mi
- 77%
- owner-occupied homes
Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 12969 against every reporting US ZIP.
ZIP code 12969 is a sparsely populated ZIP (a standard USPS delivery area) in Owls Head, Franklin County, New York, home to just 423 residents across 248.8 square miles, a density of 2 people per square mile, in the New York time zone.
ZIP 12969 reports a modest median household income of $65,469 (29% below the average New York ZIP), while per-capita income is $34,563. Unemployment is 29.3%, an important qualifier alongside the household-income figure. Home values sit below the statewide ZIP benchmark: the median is $101,300 (73% below the average New York ZIP); owner occupancy is 77.3%.
Educational attainment sits below the national norm: 27.4% of adults hold a bachelor's degree or higher, the median age is 54.8, and the average commute is -. The page also surfaces 1 ZIP codes within roughly 10 miles and 6 more in Franklin County, so 12969 can be compared with both its immediate and county-level context.
Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →
Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 12969, Owls Head, NY · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.
Quick Facts
423
Population
248.8
Area (sq mi)
2
People / sq mi
New York
Time Zone
standard
ZIP Type
Who lives in ZIP 12969?
54.8
Median Age
46.2%
Male
53.8%
Female
2.2%
Foreign-Born
Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How much do residents earn?
$65,469
Median Household Income
-29% vs state ZIP avg
$34,563
Per Capita Income
12.2%
Poverty Rate
29.3%
Unemployment Rate
How ZIP 12969 ranks among New York ZIPs
Owls Head, NY household income vs. every New York ZIP code
Median household income among 1,626 reporting New York ZIPs (this ZIP's population is too small for a reliable national-corpus placement)
$65,469 24th percentile higher than 24% of 1,626 New York ZIPs
Each bar is a $20K-wide band; taller bars hold more New York ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.
Source U.S. Census Bureau, ACS 5-Year Estimates · 2019–2023
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What is the education profile here?
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What does housing look like?
Housing stock: occupied vs vacant
421housing units
421
Total Housing Units
150
Occupied Units
271
Vacant Units
1.84
Avg Household Size
Occupancy Type
$101,300
Median Home Value
-73% vs state ZIP avg
1941
Median Year Built
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What businesses operate in this ZIP?
Census Bureau data shows 3 business establishments in ZIP 12969, employing approximately 7 people with a combined annual payroll of $46,000.
3
Businesses
7
Employees
$46K
Annual Payroll
0
Industry Sectors
Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.
Nearby ZIP Codes
Want a side-by-side? Compare 12969 vs 12955 →
| ZIP Code | City | Population | Distance |
|---|---|---|---|
| 12955 | Lyon Mountain, NY | 381 | 8.8 mi |
Nationwide ZIPs with similar ACS profiles
Two Census-derived peer sets for ZIP 12969, both outside NY so the neighborhoods are not geographic containment (Nearby and same-county blocks stay local).
Similar median household income
Nearest cross-state ZIPs by ACS median household income.
More ZIP Codes in Franklin County
Related Areas
Frequently Asked Questions
What county is ZIP code 12969 in?
ZIP code 12969 (Owls Head) is located in Franklin County, New York. Franklin County contains multiple ZIP codes, see the full list at /counties/franklin-ny.
What is the population of ZIP code 12969?
ZIP code 12969 in Owls Head, NY has a population of 423 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 12969?
The median household income in ZIP 12969 is $65,469, which is 14% below the national average of $76,288.
What is the average home value in ZIP 12969?
The median home value in ZIP 12969 is $101,300, which is 64% below the national average of $278,155.
What is the demographic makeup of ZIP 12969?
The largest racial group in ZIP 12969 is White at 98.9%.
How many businesses are in ZIP code 12969?
ZIP code 12969 has 3 business establishments employing approximately 7 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What is the education level in ZIP code 12969?
In ZIP code 12969, 68.0% of residents aged 25+ have a high school diploma or higher, and 27.4% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What percentage of residents own vs. rent in ZIP 12969?
In ZIP code 12969, approximately 77.3% of occupied housing units are owner-occupied and 22.7% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 12969?
The poverty rate in ZIP code 12969 is 12.2% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.
Related
Take this with you
What to do with ZIP 12969's numbers, next.
- See how ZIP 12969 compares to a neighboring ZIP code on the same Census fields Compare this ZIP
- Check where Owls Head, NY ranks among every U.S. ZIP code on income, education, or homeownership View national rankings
- Save this ZIP to your shortlist to track alongside others you're considering View your shortlist
ZIP Code Tabulation Areas (ZCTAs) are Census Bureau approximations of USPS ZIP codes; figures describe the ZCTA area, not any single address within it.