Chateaugay, NY · standard

ZIP Code 12920

Franklin County, New York - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.

2,842
12/sq mi
$79,773
Median income
$152,600
Median home value
24.6%
Bachelor's or higher

The verdict

Chateaugay pairs an above-median household income with below-median home values, in a rural, homeowner-dominated area.

Top 38%
household income, US ZIPs
26th pct
home value, US ZIPs
12
people per sq mi
83%
owner-occupied homes

Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 12920 against every reporting US ZIP.

ZIP code 12920 covers 240.8 square miles in Chateaugay, Franklin County, New York (a standard USPS delivery area), with a modest 2,842 residents on file, a density of 12 people per square mile, in the New York time zone.

ZIP 12920 lands in the middle-income range, with a median household income of $79,773 (14% below the New York average), while per-capita income is $39,697. The poverty rate stands at 15.3% and the unemployment rate at 2.5%. Median home value sits at $152,600 (60% below the state average), median rent at $836 a month, and owner-occupancy at 83.2%.

Educational attainment sits below the national norm: 24.6% of adults hold a bachelor's degree or higher, the median age is 43.4, and the average commute is 29 minutes. Beyond these figures, 3 nearby ZIP codes within about 10 miles are surfaced below, along with 6 more sharing Franklin County, letting you compare 12920 to its immediate surroundings rather than a national baseline alone.

Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →

Top industries in ZIP 12920

Top 5 sectors by establishment count in Chateaugay, NY

Which industries have the most business establishments in ZIP 12920.

establishments

What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.

Source U.S. Census Bureau · ZIP Code Business Patterns (ZBP) As of 2023

Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 12920, Chateaugay, NY · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.

Quick Facts

2,842

Population

240.8

Area (sq mi)

12

People / sq mi

New York

Time Zone

standard

ZIP Type

Neighborhood Scorecard
Get an A-F grade across income, safety, housing, rent, education, commute, and childcare for this ZIP code.
View Scorecard →

Who lives in ZIP 12920?

43.4

Median Age

50.5%

Male

49.5%

Female

3.4%

Foreign-Born

White 92.8%
African American 2.1%
Asian 0.1%
American Indian or Alaska Native 0.9%
Native Hawaiian or Pacific Islander 0.0%
Two or More Ethnicities 4.0%
Hispanic or Latino 2.0%

Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How much do residents earn?

$79,773

Median Household Income

-14% vs state

$39,697

Per Capita Income

15.3%

Poverty Rate

2.5%

Unemployment Rate

29.2 min

Mean Commute Time

How ZIP 12920 ranks nationally

Chateaugay, NY household income vs. every US ZIP code

Median household income, the full national distribution, with this ZIP marked

$79,773 Top 38% higher than 62% of 30,318 US ZIPs

$0–$20,000: 118 US ZIPs (0%). Below this entry. $20,000–$40,000: 1,573 US ZIPs (5%). Below this entry. $40,000–$60,000: 7,092 US ZIPs (23%). Below this entry. $60,000–$80,000: 9,980 US ZIPs (33%). This entry sits in this band. $80,000–$100,000: 5,778 US ZIPs (19%). Above this entry. $100,000–$120,000: 2,855 US ZIPs (9%). Above this entry. $120,000–$140,000: 1,362 US ZIPs (4%). Above this entry. $140,000–$160,000: 686 US ZIPs (2%). Above this entry. $160,000–$180,000: 364 US ZIPs (1%). Above this entry. $180,000–$200,000: 186 US ZIPs (1%). Above this entry. $200,000–$220,000: 324 US ZIPs (1%). Above this entry. This ZIP $0 $200K+ every reporting US ZIP, bucketed by value

Each bar is a $20K-wide band; taller bars hold more US ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source U.S. Census Bureau, ACS 5-Year Estimates · 2019–2023

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What is the education profile here?

High School Graduate or Higher 60.6%
Bachelor's Degree or Higher 24.6%

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What does housing look like?

1,592

Total Housing Units

1,116

Occupied Units

476

Vacant Units

2.32

Avg Household Size

Occupancy Type

Owner 83.2%
Renter 16.8%

$152,600

Median Home Value

-60% vs state

$836

Median Rent

1977

Median Year Built

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What businesses operate in this ZIP?

Census Bureau data shows 36 business establishments in ZIP 12920, employing approximately 326 people with a combined annual payroll of $17,177,000.

36

Businesses

326

Employees

$17.2M

Annual Payroll

6

Industry Sectors

Industry Establishments % of Total
Retail trade 7 19.4%
Construction 6 16.7%
Accommodation and food services 6 16.7%
Health care and social assistance 4 11.1%
Transportation and warehousing 3 8.3%
Other services (except public administration) 3 8.3%

Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.

Nearby ZIP Codes

Want a side-by-side? Compare 12920 vs 12917 →

ZIP 12920 vs its nearest neighbors, by population

Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.

residents

What this shows Among its immediate neighbors, ZIP 12920 ranks the most populous - useful context the national average alone can't give.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023

ZIP 12920 vs its nearest neighbors, by median income

Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.

median income

What this shows By household income, ZIP 12920 ranks the highest of 4 neighboring ZIPs, local affluence varies block to block, not just metro to metro.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023
ZIP Code City Population Distance
12917 Burke, NY 1,403 6.7 mi
12955 Lyon Mountain, NY 381 7.9 mi
12923 Churubusco, NY 632 8.1 mi

More ZIP Codes in Franklin County

Frequently Asked Questions

What county is ZIP code 12920 in?
ZIP code 12920 (Chateaugay) is located in Franklin County, New York. Franklin County contains multiple ZIP codes, see the full list at /counties/franklin-ny.
What is the population of ZIP code 12920?
ZIP code 12920 in Chateaugay, NY has a population of 2,842 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 12920?
The median household income in ZIP 12920 is $79,773, which is 5% above the national average of $76,288.
What is the average home value in ZIP 12920?
The median home value in ZIP 12920 is $152,600, which is 45% below the national average of $278,155.
What is the demographic makeup of ZIP 12920?
The largest racial group in ZIP 12920 is White at 92.8%. Hispanic or Latino residents make up 2.0% of the population.
How many businesses are in ZIP code 12920?
ZIP code 12920 has 36 business establishments employing approximately 326 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What are the main industries in ZIP code 12920?
The top industries by establishment count in ZIP 12920 are: Retail trade (7), Construction (6), Accommodation and food services (6). There are 6 industry sectors represented in total.
What is the education level in ZIP code 12920?
In ZIP code 12920, 60.6% of residents aged 25+ have a high school diploma or higher, and 24.6% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What is the average commute time in ZIP 12920?
The mean commute time for workers in ZIP code 12920 is 29.2 minutes according to Census ACS data. The national average is roughly 26 minutes, so commuters here spend more time traveling to work than typical.
What percentage of residents own vs. rent in ZIP 12920?
In ZIP code 12920, approximately 83.2% of occupied housing units are owner-occupied and 16.8% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 12920?
The poverty rate in ZIP code 12920 is 15.3% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.