ZIP 13028 vs ZIP 13044

This side-by-side compares ZIP 13028 (Bernhards Bay, NY) and ZIP 13044 (Constantia, NY) using the same Census ACS 5-Year table fields for both — no averages swapped in, no national proxies. ZIP 13028 has a population of 1,350 at 28 people per square mile, while ZIP 13044 has 2,512 at 35 per square mile. That difference in population size and density alone reshapes how every other metric should be interpreted — a higher-income ZIP with 1,200 residents behaves very differently from one with 45,000.

On income and education, ZIP 13028 reports a median household income of $61,645 against $64,313 in ZIP 13044, with per-capita income of $27,596 vs $33,672. The share of adults holding a bachelor's degree or higher is 22.4% in 13028 and 11.4% in 13044. Poverty rate reads 34.8% vs 13.1%, and unemployment 1.4% vs 8.8% — these four fields alone drive most of the difference in the scorecard grades you will see for each ZIP.

Housing separates these two ZIPs further: median home value sits at $147,500 in 13028 versus $139,200 in 13044, with median rent of — and $891 per month respectively. Homeownership rate is 87.6% vs 93.4%. When reading the comparison table below, focus on paired metrics rather than single winners — a ZIP with lower home values and lower income is not strictly "worse" if rent-to-income ratios and commute times land in the same zone. Every value is pulled from the exact same ACS table so the two columns are genuinely comparable.