Residential delivery area · New York
ZIP Code 13028: Bernhards Bay, NY
ZIP code 13028 uses the postal name Bernhards Bay, New York and lies entirely in Oswego County (Census 2020 ZIP-county file). About 1,200 people live there (Census Bureau, ACS 2020-2024). Median household income is $61,645 (Census Bureau, ACS 2020-2024). Its land lies outside any incorporated or census-designated place.
- ACS2020-24
- Census2020
- ZBP2023
- IRS2022
- Town
- Bernhards Bay · its only residential ZIP
- County
- Oswego County
- Metro area
- Syracuse, NY
- House district
- NY-24 119th Congress
- State
- New York
- Time zone
- Eastern
- Land area
- 16.9 sq mi · 69 people per sq mi
Where is ZIP code 13028?
13028 centers on 43.303°, -75.933° and covers 16.9 square miles of land plus 0.1 of water. It borders 3 ZIP codes: 13044, 13042, 13316.
The map draws ZIP code areas only. For the streets inside 13028, open its center on OpenStreetMap.
Source: U.S. Census Bureau, 2020 ZCTA cartographic boundaries and the 2023 Gazetteer (2020 ZCTAs); ZIP-to-county shares, Census places and House districts (119th Congress) from the Census 2020 relationship files (shares of land); metro area from the OMB delineation (July 2023); town name and time zone from simplemaps US ZIP Codes (CC BY 4.0).
How does 13028 compare with the rest of Oswego County?
| Measure | 13028 | In Oswego County | In NY |
|---|---|---|---|
| People (ACS 2020-2024) | 1,162 | 22nd of 27 | 1,256th of 1,826 |
| Median household income | $62k | not ranked | not ranked |
| Median home value | $148k | 11th of 19 | 996th of 1,172 |
13028's median household income is not ranked: its 90% margin of error (±$30,551) is more than a quarter of the figure ($61,645). Rankings use ZIP codes of 1,000 or more people living in households, with margins at most 25% of the figure.
It is denser than 48% of U.S. residential ZIP codes. ZIP codes at the ACS caps ($250,000 or more for household income, $2,000,000 or more for home value) share the top rank.
Source: U.S. Census Bureau, ACS 2020-2024 5-year estimates (B01003, B19013, B25077); ranks by PlainZIP over residential ZIP codes (ZCTAs).
How many people live in 13028?
The 2020 Census counted 1,217 people in 13028; the ACS, which samples households over 2020-2024, estimates 1,162. Its boundary changed between the 2010 and 2020 censuses, so the two counts are not compared.
- People, ACS 2020-2024
- 1,162±386 (90% margin)
- 2020 Census count
- 1,217
- Households
- 387
- Median age
- 35.5
Source: U.S. Census Bureau, ACS 2020-2024 5-year estimates (B01003, B01002, B11001); 2020 Census (DHC P1); 2010 Census (SF1 P1).
Who lives in 13028?
Of the 1,162 people the ACS estimates in 13028, 29.9% are under 18 and 15.5% are 65 or older. The largest group by race and Hispanic origin is White (not Hispanic) (94.7%).
- Under 1829.9%
- 18 to 6454.6%
- 65 and older15.5%
- White, not Hispanic94.7%
- Hispanic or Latino3.0%
- Other or two or more2.3%
- Black, not Hispanic0.0%
- Asian, not Hispanic0.0%
Source: U.S. Census Bureau, ACS 2020-2024 5-year estimates (B01001 age by sex, B03002 Hispanic or Latino origin by race); shares of the estimated population, small ZIP codes carry wide margins.
What do households in 13028 earn?
Median household income is $61,645 (ACS 2020-2024).
- Median household income
- $61,645±$30,551
- Income per person
- $27,596
- Below the poverty line
- 34.8%
- Unemployed (of the labor force)
- 1.4%
- Adults 25+ with a bachelor's degree
- 22.4%
- Adjusted gross income per tax return, 2022
- $66,698600 returns; wages 69% of AGI (IRS)
Source: U.S. Census Bureau, ACS 2020-2024 and 2015-2019 5-year estimates (B19013, B19301, B17001, B23025, B15003; 2015-2019 dollars converted with the BLS CPI-U, 1.22699); IRS Statistics of Income, ZIP code data, tax year 2022 (adjusted gross income per return, filed under the address on the return).
What are homes worth in 13028?
- Median home value (owners' estimate)
- $147,500
- Median gross rent
- –
- Homes owned by their occupants
- 87.6%
- Housing units
- 701
Source: U.S. Census Bureau, ACS 2020-2024 5-year estimates (B25077, B25064, B25003, B25001).
What businesses are in 13028?
14 business establishments had a location in this ZIP code in 2023, 2 fewer than in 2018; the most are in construction (ZIP Code Business Patterns).
- Construction5
Source: U.S. Census Bureau, ZIP Code Business Patterns 2023 and 2018 (establishments with paid employees, by the business's ZIP code).
Which ZIP codes are next to 13028?
| ZIP | Town | People | Household income | Distance |
|---|---|---|---|---|
| 13044 | Constantia | 2,643 | $64k | 3.0 mi |
| 13042 | Cleveland | 1,960 | $87k | 5.0 mi |
| 13316 | Camden | 6,063 | $67k | 12.6 mi |
| 13167 | West Monroe | 3,215 | $85k | 6.6 mi (near) |
| 13103 | Mallory | 224 | $80k | 8.8 mi (near) |
| 13493 | Williamstown | 2,428 | $63k | 9.2 mi (near) |
| 13483 | Westdale | 377 | $115k | 9.3 mi (near) |
| 13030 | Bridgeport | 3,635 | $68k | 10.0 mi (near) |
| 13123 | North Bay | 90 | – | 10.4 mi (near) |
Source: PlainZIP from the Census 2020 ZCTA boundaries (shared edges) and internal points; figures ACS 2020-2024.