ZIP 13044 vs ZIP 13028

This side-by-side compares ZIP 13044 (Constantia, NY) and ZIP 13028 (Bernhards Bay, NY) using the same Census ACS 5-Year table fields for both — no averages swapped in, no national proxies. ZIP 13044 has a population of 2,512 at 35 people per square mile, while ZIP 13028 has 1,350 at 28 per square mile. That difference in population size and density alone reshapes how every other metric should be interpreted — a higher-income ZIP with 1,200 residents behaves very differently from one with 45,000.

On income and education, ZIP 13044 reports a median household income of $64,313 against $61,645 in ZIP 13028, with per-capita income of $33,672 vs $27,596. The share of adults holding a bachelor's degree or higher is 11.4% in 13044 and 22.4% in 13028. Poverty rate reads 13.1% vs 34.8%, and unemployment 8.8% vs 1.4% — these four fields alone drive most of the difference in the scorecard grades you will see for each ZIP.

Housing separates these two ZIPs further: median home value sits at $139,200 in 13044 versus $147,500 in 13028, with median rent of $891 and — per month respectively. Homeownership rate is 93.4% vs 87.6%. When reading the comparison table below, focus on paired metrics rather than single winners — a ZIP with lower home values and lower income is not strictly "worse" if rent-to-income ratios and commute times land in the same zone. Every value is pulled from the exact same ACS table so the two columns are genuinely comparable.