ZIP 13118 vs ZIP 13092

This side-by-side compares ZIP 13118 (Moravia, NY) and ZIP 13092 (Locke, NY) using the same Census ACS 5-Year table fields for both — no averages swapped in, no national proxies. ZIP 13118 has a population of 6,382 at 24 people per square mile, while ZIP 13092 has 2,606 at 21 per square mile. That difference in population size and density alone reshapes how every other metric should be interpreted — a higher-income ZIP with 1,200 residents behaves very differently from one with 45,000.

On income and education, ZIP 13118 reports a median household income of $67,651 against $78,056 in ZIP 13092, with per-capita income of $33,707 vs $37,446. The share of adults holding a bachelor's degree or higher is 20.7% in 13118 and 20.9% in 13092. Poverty rate reads 12.3% vs 19.3%, and unemployment 4.9% vs 0.4% — these four fields alone drive most of the difference in the scorecard grades you will see for each ZIP.

Housing separates these two ZIPs further: median home value sits at $167,900 in 13118 versus $192,700 in 13092, with median rent of $847 and $1,183 per month respectively. Homeownership rate is 81.5% vs 82.0%. When reading the comparison table below, focus on paired metrics rather than single winners — a ZIP with lower home values and lower income is not strictly "worse" if rent-to-income ratios and commute times land in the same zone. Every value is pulled from the exact same ACS table so the two columns are genuinely comparable.