PlainZIP

Locke, NY · standard

ZIP Code 13092

Cayuga County, New York - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.

2,606
21/sq mi
$78,056
Median income
$192,700
Median home value
20.9%
Bachelor's or higher

The verdict

Locke pairs an above-median household income with below-median home values, in a rural, homeowner-dominated area.

Top 41%
household income, US ZIPs
41th pct
home value, US ZIPs
21
people per sq mi
82%
owner-occupied homes

Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 13092 against every reporting US ZIP.

ZIP code 13092 covers 125.9 square miles in Locke, Cayuga County, New York (a standard USPS delivery area), with a modest 2,606 residents on file, a density of 21 people per square mile, in the New York time zone.

ZIP 13092 lands in the middle-income range, with a median household income of $78,056 (16% below the New York average), while per-capita income is $37,446. The poverty rate stands at 19.3% and the unemployment rate at 0.4%. The typical home here is valued at $192,700 (49% below the state average); renters pay a median of $1,183 monthly, and 82.0% of units are owner-occupied.

Educational attainment sits below the national norm: 20.9% of adults hold a bachelor's degree or higher, the median age is 36.4, and the average commute is 23 minutes. A geography-based comparison follows: 6 ZIP codes within about 10 miles of 13092, plus 6 more within Cayuga County, give a clearer read than the national average alone.

Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →

Top industries in ZIP 13092

Top 5 sectors by establishment count in Locke, NY

Which industries have the most business establishments in ZIP 13092.

establishments

What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.

Source U.S. Census Bureau · ZIP Code Business Patterns (ZBP) As of 2023

Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 13092, Locke, NY · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.

Quick Facts

2,606

Population

125.9

Area (sq mi)

21

People / sq mi

New York

Time Zone

standard

ZIP Type

Neighborhood Scorecard
Get an A-F grade across income, safety, housing, rent, education, commute, and childcare for this ZIP code.
View Scorecard →

Who lives in ZIP 13092?

36.4

Median Age

54.6%

Male

45.4%

Female

2.6%

Foreign-Born

White 80.7%
African American 1.4%
Asian 2.2%
American Indian or Alaska Native 0.3%
Native Hawaiian or Pacific Islander 0.0%
Two or More Ethnicities 12.1%
Hispanic or Latino 5.5%

Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How much do residents earn?

$78,056

Median Household Income

-16% vs state

$37,446

Per Capita Income

19.3%

Poverty Rate

0.4%

Unemployment Rate

22.6 min

Mean Commute Time

How ZIP 13092 ranks nationally

Locke, NY household income vs. every US ZIP code

Median household income, the full national distribution, with this ZIP marked

$78,056 Top 41% higher than 59% of 30,318 US ZIPs

$0–$20,000: 118 US ZIPs (0%). Below this entry. $20,000–$40,000: 1,573 US ZIPs (5%). Below this entry. $40,000–$60,000: 7,092 US ZIPs (23%). Below this entry. $60,000–$80,000: 9,980 US ZIPs (33%). This entry sits in this band. $80,000–$100,000: 5,778 US ZIPs (19%). Above this entry. $100,000–$120,000: 2,855 US ZIPs (9%). Above this entry. $120,000–$140,000: 1,362 US ZIPs (4%). Above this entry. $140,000–$160,000: 686 US ZIPs (2%). Above this entry. $160,000–$180,000: 364 US ZIPs (1%). Above this entry. $180,000–$200,000: 186 US ZIPs (1%). Above this entry. $200,000–$220,000: 324 US ZIPs (1%). Above this entry. This ZIP $0 $200K+ every reporting US ZIP, bucketed by value

Each bar is a $20K-wide band; taller bars hold more US ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source U.S. Census Bureau, ACS 5-Year Estimates · 2019–2023

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What is the education profile here?

High School Graduate or Higher 56.8%
Bachelor's Degree or Higher 20.9%

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What does housing look like?

1,085

Total Housing Units

984

Occupied Units

101

Vacant Units

2.73

Avg Household Size

Occupancy Type

Owner 82.0%
Renter 18.0%

$192,700

Median Home Value

-49% vs state

$1,183

Median Rent

1981

Median Year Built

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What businesses operate in this ZIP?

Census Bureau data shows 32 business establishments in ZIP 13092, employing approximately 123 people with a combined annual payroll of $5,660,000.

32

Businesses

123

Employees

$5.7M

Annual Payroll

5

Industry Sectors

Industry Establishments % of Total
Administrative and support and waste management and remediation services 5 15.6%
Accommodation and food services 5 15.6%
Retail trade 4 12.5%
Transportation and warehousing 4 12.5%
Other services (except public administration) 4 12.5%

Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.

Nearby ZIP Codes

Want a side-by-side? Compare 13092 vs 13073 →

ZIP 13092 vs its nearest neighbors, by population

Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.

residents

What this shows Among its immediate neighbors, ZIP 13092 ranks #4 by population - useful context the national average alone can't give.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023

ZIP 13092 vs its nearest neighbors, by median income

Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.

median income

What this shows By household income, ZIP 13092 ranks #3 of 6 neighboring ZIPs, local affluence varies block to block, not just metro to metro.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023
ZIP Code City Population Distance
13073 Groton, NY 6,423 4.8 mi
13118 Moravia, NY 6,382 7.1 mi
13071 Genoa, NY 1,023 6.3 mi
14882 Lansing, NY 3,826 8.3 mi
13102 Mc Lean, NY 85 9.5 mi
13147 Scipio Center, NY 1,281 11.1 mi

More ZIP Codes in Cayuga County

13021 standard
Auburn, NY
Pop: 39,506
13118 standard
Moravia, NY
Pop: 6,382
13166 standard
Weedsport, NY
Pop: 5,610
13140 standard
Port Byron, NY
Pop: 4,488
13033 standard
Cato, NY
Pop: 3,556
13160 standard
Union Springs, NY
Pop: 2,027

Related Areas

Cayuga County Locke, NY New York

Frequently Asked Questions

What county is ZIP code 13092 in? ▼
ZIP code 13092 (Locke) is located in Cayuga County, New York. Cayuga County contains multiple ZIP codes, see the full list at /counties/cayuga-ny.
What is the population of ZIP code 13092? ▼
ZIP code 13092 in Locke, NY has a population of 2,606 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 13092? ▼
The median household income in ZIP 13092 is $78,056, which is 2% above the national average of $76,288.
What is the average home value in ZIP 13092? ▼
The median home value in ZIP 13092 is $192,700, which is 31% below the national average of $278,155.
What is the demographic makeup of ZIP 13092? ▼
The largest racial group in ZIP 13092 is White at 80.7%. Hispanic or Latino residents make up 5.5% of the population.
How many businesses are in ZIP code 13092? ▼
ZIP code 13092 has 32 business establishments employing approximately 123 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What are the main industries in ZIP code 13092? ▼
The top industries by establishment count in ZIP 13092 are: Administrative and support and waste management and remediation services (5), Accommodation and food services (5), Retail trade (4). There are 5 industry sectors represented in total.
What is the education level in ZIP code 13092? ▼
In ZIP code 13092, 56.8% of residents aged 25+ have a high school diploma or higher, and 20.9% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What is the average commute time in ZIP 13092? ▼
The mean commute time for workers in ZIP code 13092 is 22.6 minutes according to Census ACS data. The national average is roughly 26 minutes, so commuters here spend less time traveling to work than typical.
What percentage of residents own vs. rent in ZIP 13092? ▼
In ZIP code 13092, approximately 82.0% of occupied housing units are owner-occupied and 18.0% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 13092? ▼
The poverty rate in ZIP code 13092 is 19.3% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.

Read our methodology to see how this data is sourced, computed, and verified.