ZIP 13337 vs ZIP 13326

This side-by-side compares ZIP 13337 (Fly Creek, NY) and ZIP 13326 (Cooperstown, NY) using the same Census ACS 5-Year table fields for both — no averages swapped in, no national proxies. ZIP 13337 has a population of 790 at 17 people per square mile, while ZIP 13326 has 5,561 at 23 per square mile. That difference in population size and density alone reshapes how every other metric should be interpreted — a higher-income ZIP with 1,200 residents behaves very differently from one with 45,000.

On income and education, ZIP 13337 reports a median household income of $99,375 against $80,040 in ZIP 13326, with per-capita income of $48,509 vs $54,422. The share of adults holding a bachelor's degree or higher is 45.9% in 13337 and 50.5% in 13326. Poverty rate reads 0.0% vs 8.3%, and unemployment 3.6% vs 6.3% — these four fields alone drive most of the difference in the scorecard grades you will see for each ZIP.

Housing separates these two ZIPs further: median home value sits at $240,500 in 13337 versus $340,100 in 13326, with median rent of $1,335 and $1,184 per month respectively. Homeownership rate is 63.1% vs 74.4%. When reading the comparison table below, focus on paired metrics rather than single winners — a ZIP with lower home values and lower income is not strictly "worse" if rent-to-income ratios and commute times land in the same zone. Every value is pulled from the exact same ACS table so the two columns are genuinely comparable.