Residential delivery area · New York
ZIP Code 13326: Cooperstown, NY
ZIP code 13326 uses the postal name Cooperstown, New York and lies entirely in Otsego County (Census 2020 ZIP-county file). About 4,600 people live there (Census Bureau, ACS 2020-2024). Median household income is $80,040 (Census Bureau, ACS 2020-2024). By Census place, its land lies in Cooperstown (2%) and Hartwick Seminary (2%), and 2% in smaller places; 95% is outside any Census place.
- ACS2020-24
- Census2020
- FHFA2025
- ZBP2023
- IRS2022
- Town
- Cooperstown · its only residential ZIP
- County
- Otsego County
- Census places
- Cooperstown (2%); Hartwick Seminary (2%) census-designated place
- Micro area
- Oneonta, NY
- House district
- NY-19 119th Congress
- State
- New York
- Time zone
- Eastern
- Land area
- 92.1 sq mi · 50 people per sq mi
Where is ZIP code 13326?
13326 centers on 42.723°, -74.895° and covers 92.1 square miles of land plus 6.9 of water. It borders 11 ZIP codes: 13450, 13337, 13333, 13348, 13807, 13320, 13468, 12155, 13439, 13361 and more.
The map draws ZIP code areas only. For the streets inside 13326, open its center on OpenStreetMap.
Source: U.S. Census Bureau, 2020 ZCTA cartographic boundaries and the 2023 Gazetteer (2020 ZCTAs); ZIP-to-county shares, Census places and House districts (119th Congress) from the Census 2020 relationship files (shares of land); metro area from the OMB delineation (July 2023); town name and time zone from simplemaps US ZIP Codes (CC BY 4.0).
How does 13326 compare with the rest of Otsego County?
| Measure | 13326 | In Otsego County | In NY |
|---|---|---|---|
| People (ACS 2020-2024) | 4,586 | 4th of 46 | 755th of 1,826 |
| Median household income | $80k | 4th of 22 | 605th of 1,081 |
| Median home value | $340k | 1st of 26 | 519th of 1,172 |
Its median household income is higher than in 62% of U.S. residential ZIP codes, and it is denser than 42% of all U.S. residential ZIP codes. ZIP codes at the ACS caps ($250,000 or more for household income, $2,000,000 or more for home value) share the top rank.
Source: U.S. Census Bureau, ACS 2020-2024 5-year estimates (B01003, B19013, B25077); ranks by PlainZIP over residential ZIP codes (ZCTAs).
How many people live in 13326?
The 2020 Census counted 4,893 people in 13326; the ACS, which samples households over 2020-2024, estimates 4,586. Between the 2010 and 2020 censuses its population fell 12.0% (its boundary stayed at least 90% the same).
- People, ACS 2020-2024
- 4,586
- 2020 Census count
- 4,893−12.0% since 2010 (5,561)
- Households
- 1,911
- Median age
- 54.7
Source: U.S. Census Bureau, ACS 2020-2024 5-year estimates (B01003, B01002, B11001); 2020 Census (DHC P1); 2010 Census (SF1 P1).
Who lives in 13326?
Of the 4,586 people the ACS estimates in 13326, 9.6% are under 18 and 32.8% are 65 or older. The largest group by race and Hispanic origin is White (not Hispanic) (87.5%).
- Under 189.6%
- 18 to 6457.6%
- 65 and older32.8%
- White, not Hispanic87.5%
- Asian, not Hispanic4.1%
- Other or two or more3.3%
- Hispanic or Latino2.9%
- Black, not Hispanic2.2%
Source: U.S. Census Bureau, ACS 2020-2024 5-year estimates (B01001 age by sex, B03002 Hispanic or Latino origin by race); shares of the estimated population, small ZIP codes carry wide margins.
What do households in 13326 earn?
Median household income is $80,040 (ACS 2020-2024), the 4th highest of the 22 ranked ZIP codes in Otsego County. It is not measurably different from 2015-2019 ($69,643 in 2024 dollars): the change is within the surveys' margins of error.
- Median household income
- $80,040±$14,164
- Income per person
- $54,422
- Below the poverty line
- 8.3%
- Unemployed (of the labor force)
- 6.3%
- Adults 25+ with a bachelor's degree
- 50.5%
- Adjusted gross income per tax return, 2022
- $110,1342,550 returns; wages 63% of AGI (IRS)
Source: U.S. Census Bureau, ACS 2020-2024 and 2015-2019 5-year estimates (B19013, B19301, B17001, B23025, B15003; 2015-2019 dollars converted with the BLS CPI-U, 1.22699); IRS Statistics of Income, ZIP code data, tax year 2022 (adjusted gross income per return, filed under the address on the return).
What are homes worth in 13326?
FHFA's house price index for 13326, built from repeat sales and appraisals of the same homes, rose 90% from 2015 to 2025 and rose 62% from 2020 to 2025, and moved +9.5% in 2025.
- Median home value (owners' estimate)
- $340,100
- Median gross rent
- $1,184
- Homes owned by their occupants
- 74.4%
- Housing units
- 2,699
Source: U.S. Census Bureau, ACS 2020-2024 5-year estimates (B25077, B25064, B25003, B25001); FHFA House Price Index, annual five-digit ZIP, updated 2026-03-31.
What businesses are in 13326?
196 business establishments had a location in this ZIP code in 2023, 26 fewer than in 2018; the most are in accommodation and food services (ZIP Code Business Patterns).
- Accommodation and food services43
- Retail trade37
- Other services (except public administration)18
- Professional, scientific, and technical services14
- Health care and social assistance14
- Finance and insurance13
Source: U.S. Census Bureau, ZIP Code Business Patterns 2023 and 2018 (establishments with paid employees, by the business's ZIP code).
Which ZIP codes are next to 13326?
| ZIP | Town | People | Household income | Distance |
|---|---|---|---|---|
| 13450 | Roseboom | 143 | $119k | 4.4 mi |
| 13337 | Fly Creek | 607 | $99k | 5.8 mi |
| 13333 | East Springfield | 46 | $43k | 7.9 mi |
| 13348 | Hartwick | 1,409 | $80k | 8.3 mi |
| 13807 | Milford | 1,218 | $77k | 8.3 mi |
| 13320 | Cherry Valley | 1,971 | $86k | 8.7 mi |
| 13468 | Springfield Center | 256 | $63k | 8.9 mi |
| 12155 | Schenevus | 1,685 | $62k | 9.4 mi |
| 13439 | Richfield Springs | 3,681 | $66k | 10.5 mi |
| 13361 | Jordanville | 725 | $92k | 12.2 mi |
| 12116 | Maryland | 1,787 | $79k | 12.7 mi |
| 13488 | Westford | 103 | $52k | 7.3 mi (near) |
Source: PlainZIP from the Census 2020 ZCTA boundaries (shared edges) and internal points; figures ACS 2020-2024.