ZIP Code 13326
standardSource:
Cooperstown · Otsego County · New York
- Population
- 5,561
- Median income
- $80,040
- Median home value
- $340,100
- Bachelor's or higher
- 50.5%
- Land area
- 247.2 sq mi
23/sq mi
▲ 5% vs US
higher than 62% of US ZIPs
▲ 22% vs US
higher than 72% of US ZIPs
Median age 54.7
New York
ZIP code 13326 in Cooperstown, New York has a population of 5,561. The median household income is $80,040, which is 5% above the national average. Median home value is $340,100, 22% above the US average. 50.5% of residents hold a bachelor's degree or higher.
ZIP code 13326 is classified by USPS as a standard delivery area and covers roughly 247.2 square miles in Cooperstown, Otsego County, New York. The area is home to 5,561 residents, producing a population density of 23 people per square mile, and falls within the New York time zone. These USPS and Census boundary values drive every downstream statistic on this page, including the benchmarks that compare 13326 against New York and the nation.
On the economic side, the median household income for ZIP 13326 sits at $80,040 (13% below the New York average), while per-capita income is $54,422. The poverty rate stands at 8.3% and the unemployment rate at 6.3%. On housing, the median home value is $340,100 (10% below the state average) with median rent at $1,184 per month, and 74.4% of occupied units are owner-occupied, a direct signal of whether 13326 behaves more like a homeowner neighborhood or a renter-heavy ZIP.
Education and household profile round out the picture: 50.5% of adults hold a bachelor's degree or higher, the median age is 54.7, and the average commute is 16 minutes. We also surface 7 nearby ZIP codes within roughly 10 miles and 6 additional ZIPs sharing Otsego County, so you can benchmark 13326 against its immediate geography rather than a national average alone. Every figure is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates, HUD Fair Market Rents, and FHFA Home Price Index data, no estimates, no proprietary scoring. Verify with HUD →
Top industries in ZIP 13326
Top 5 sectors by establishment count
Which industries have the most business establishments in ZIP 13326.
- Accommodation and food services
Accommodation and food services
43 establishments
- Retail trade
Retail trade
37 establishments
- Other services (except public administration)
Other services (except public administration)
18 establishments
- Professional, scientific, and technical services 14
Professional, scientific, and technical services
14 establishments
- Health care and social assistance 14
Health care and social assistance
14 establishments
What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.
Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + HUD FMR + FHFA HPI ACS demographics, ZBP business establishments, HUD Fair Market Rents, FHFA HPI for ZIP 13326, Cooperstown, NY · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; HUD FMR + FHFA HPI updated quarterly/annually.
Quick Facts
5,561
Population
247.2
Area (sq mi)
23
People / sq mi
New York
Time Zone
standard
ZIP Type
Who lives in ZIP 13326?
54.7
Median Age
50.6%
Male
49.4%
Female
9.7%
Foreign-Born
Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How much do residents earn?
$80,040
Median Household Income
-13% vs state
$54,422
Per Capita Income
8.3%
Poverty Rate
6.3%
Unemployment Rate
15.5 min
Mean Commute Time
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What is the education profile here?
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What does housing look like?
2,699
Total Housing Units
1,911
Occupied Units
788
Vacant Units
2.22
Avg Household Size
Occupancy Type
$340,100
Median Home Value
-10% vs state
$1,184
Median Rent
1953
Median Year Built
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How have home values changed over time?
FHFA House Price Index, annual appreciation data based on repeat sales and appraisals
+12.3%
YoY Change (2024)
274
HPI Index (2000 = 100)
+174%
Total Change Since 2000
Home values in ZIP 13326 have increased 12.3% over the past year (2024). Since 2000, this ZIP has seen +174% cumulative appreciation.
| Year | Annual Change | HPI Index |
|---|---|---|
| 2020 | -0.1% | 192 |
| 2021 | +7.0% | 205 |
| 2022 | +14.7% | 235 |
| 2023 | +3.7% | 244 |
| 2024 | +12.3% | 274 |
Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.
What businesses operate in this ZIP?
Census Bureau data shows 196 business establishments in ZIP 13326, employing approximately 4,712 people with a combined annual payroll of $393,185,000.
196
Businesses
4,712
Employees
$393.2M
Annual Payroll
12
Industry Sectors
| Industry | Establishments | % of Total |
|---|---|---|
| Accommodation and food services | 43 | 21.9% |
| Retail trade | 37 | 18.9% |
| Other services (except public administration) | 18 | 9.2% |
| Professional, scientific, and technical services | 14 | 7.1% |
| Health care and social assistance | 14 | 7.1% |
| Finance and insurance | 13 | 6.6% |
| Arts, entertainment, and recreation | 13 | 6.6% |
| Construction | 10 | 5.1% |
| Real estate and rental and leasing | 9 | 4.6% |
| Manufacturing | 7 | 3.6% |
| Administrative and support and waste management and remediation services | 6 | 3.1% |
| Transportation and warehousing | 3 | 1.5% |
Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.
Nearby ZIP Codes
Want a side-by-side? Compare 13326 vs 13450 →
More ZIP Codes in Otsego County
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Frequently Asked Questions
What county is ZIP code 13326 in? ▼
What is the population of ZIP code 13326? ▼
What is the median household income in ZIP 13326? ▼
What is the average home value in ZIP 13326? ▼
What is the demographic makeup of ZIP 13326? ▼
How many businesses are in ZIP code 13326? ▼
What are the main industries in ZIP code 13326? ▼
How have home values changed in ZIP code 13326? ▼
What is the education level in ZIP code 13326? ▼
What is the average commute time in ZIP 13326? ▼
What percentage of residents own vs. rent in ZIP 13326? ▼
What is the poverty rate in ZIP code 13326? ▼
ZIP Code Research Guides
Official Data Resources for Cooperstown, NY
Verify and explore additional data for this area using these official government sources.
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023). Business data: Source: Census ZIP Code Business Patterns (ZBP) 2023. Home value trends: Source: FHFA House Price Index (HPI), Five-Digit ZIP Codes.
PlainZIP is not affiliated with the U.S. Census Bureau or any government agency.
Read our methodology , how this data is sourced, computed, and verified.