Hartwick, NY · standard
ZIP Code 13348
Otsego County, New York - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.
- 1,469
- 15/sq mi Moderate-density area
- $80,245
- Median income Near-median income area
- $170,400
- Median home value Near-median home value
- 32.6%
- Bachelor's or higher Above-average bachelor's attainment
National ZIP placement
Hartwick pairs an above-median household income with below-median home values, in a rural, homeowner-dominated area.
- Top 38%
- household income, US ZIPs
- 34th pct
- home value, US ZIPs
- 15
- people per sq mi
- 83%
- owner-occupied homes
Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 13348 against every reporting US ZIP.
ZIP code 13348 is a sparsely populated ZIP (a standard USPS delivery area) in Hartwick, Otsego County, New York, home to just 1,469 residents across 96.0 square miles, a density of 15 people per square mile, in the New York time zone.
ZIP 13348 lands in the middle-income range, with a median household income of $80,245 (13% below the average New York ZIP), while per-capita income is $34,018. Unemployment is 17.5%, an important qualifier alongside the household-income figure. Home values sit below the statewide ZIP benchmark: the median is $170,400 (55% below the average New York ZIP), and median rent is $1,064; owner occupancy is 82.6%.
A solid share of residents have a four-year degree: 32.6% of adults hold a bachelor's degree or higher, the median age is 43.3, and the average commute is -. The page also surfaces 7 ZIP codes within roughly 10 miles and 6 more in Otsego County, so 13348 can be compared with both its immediate and county-level context.
Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →
Top industries in ZIP 13348
Top 5 sectors by establishment count in Hartwick, NY
Which industries have the most business establishments in ZIP 13348.
- Manufacturing
Manufacturing
4 establishments
- Construction
Construction
3 establishments
- Information
Information
3 establishments
- Professional, scientific, and technical services
Professional, scientific, and technical services
3 establishments
- Accommodation and food services
Accommodation and food services
3 establishments
What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.
Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 13348, Hartwick, NY · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.
Quick Facts
1,469
Population
96.0
Area (sq mi)
15
People / sq mi
New York
Time Zone
standard
ZIP Type
Who lives in ZIP 13348?
43.3
Median Age
51.0%
Male
49.0%
Female
1.6%
Foreign-Born
Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How much do residents earn?
$80,245
Median Household Income
-13% vs state ZIP avg
$34,018
Per Capita Income
8.4%
Poverty Rate
17.5%
Unemployment Rate
How ZIP 13348 ranks among New York ZIPs
Hartwick, NY household income vs. every New York ZIP code
Median household income among 1,626 reporting New York ZIPs (this ZIP's population is too small for a reliable national-corpus placement)
$80,245 47th percentile higher than 47% of 1,626 New York ZIPs
Each bar is a $20K-wide band; taller bars hold more New York ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.
Source U.S. Census Bureau, ACS 5-Year Estimates · 2019–2023
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What is the education profile here?
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What does housing look like?
Housing stock: occupied vs vacant
701housing units
701
Total Housing Units
568
Occupied Units
133
Vacant Units
2.48
Avg Household Size
Occupancy Type
$170,400
Median Home Value
-55% vs state ZIP avg
$1,064
Median Rent
1954
Median Year Built
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What businesses operate in this ZIP?
Census Bureau data shows 27 business establishments in ZIP 13348, employing approximately 129 people with a combined annual payroll of $6,367,000.
27
Businesses
129
Employees
$6.4M
Annual Payroll
6
Industry Sectors
| Industry | Establishments | % of Total |
|---|---|---|
| Manufacturing | 4 | 14.8% |
| Construction | 3 | 11.1% |
| Information | 3 | 11.1% |
| Professional, scientific, and technical services | 3 | 11.1% |
| Accommodation and food services | 3 | 11.1% |
| Other services (except public administration) | 3 | 11.1% |
Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.
Nearby ZIP Codes
Want a side-by-side? Compare 13348 vs 13315 →
ZIP 13348 vs its nearest neighbors, by population
Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.
- 13439
Richfield Springs (13439)
3,950 residents
- 13348 1,469
Hartwick (13348)
1,469 residents
- 13315 1,419
Burlington Flats (13315)
1,419 residents
- 13807 1,199
Milford (13807)
1,199 residents
- 13810 1,149
Mount Vision (13810)
1,149 residents
- 13337 790
Fly Creek (13337)
790 residents
- 13342 165
Garrattsville (13342)
165 residents
- 13415 77
New Lisbon (13415)
77 residents
What this shows Among its immediate neighbors, ZIP 13348 ranks #2 by population - useful context the national average alone can't give.
ZIP 13348 vs its nearest neighbors, by median income
Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.
- 13337
Fly Creek (13337)
$99,375 median income
- 13810
Mount Vision (13810)
$93,819 median income
- 13415
New Lisbon (13415)
$83,750 median income
- 13342
Garrattsville (13342)
$83,333 median income
- 13348
Hartwick (13348)
$80,245 median income
- 13807
Milford (13807)
$77,083 median income
- 13315
Burlington Flats (13315)
$65,921 median income
- 13439
Richfield Springs (13439)
$65,761 median income
What this shows By household income, ZIP 13348 ranks #5 of 8 neighboring ZIPs, local affluence varies block to block, not just metro to metro.
Nationwide ZIPs with similar ACS profiles
Two Census-derived peer sets for ZIP 13348, both outside NY so the neighborhoods are not geographic containment (Nearby and same-county blocks stay local).
Similar population
Nearest cross-state ZIPs by resident population (1,469 here; floor ≥1,000).
Similar median household income
Nearest cross-state ZIPs by ACS median household income.
More ZIP Codes in Otsego County
Related Areas
Frequently Asked Questions
What county is ZIP code 13348 in?
ZIP code 13348 (Hartwick) is located in Otsego County, New York. Otsego County contains multiple ZIP codes, see the full list at /counties/otsego-ny.
What is the population of ZIP code 13348?
ZIP code 13348 in Hartwick, NY has a population of 1,469 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 13348?
The median household income in ZIP 13348 is $80,245, which is 5% above the national average of $76,288.
What is the average home value in ZIP 13348?
The median home value in ZIP 13348 is $170,400, which is 39% below the national average of $278,155.
What is the demographic makeup of ZIP 13348?
The largest racial group in ZIP 13348 is White at 97.6%. Hispanic or Latino residents make up 0.1% of the population.
How many businesses are in ZIP code 13348?
ZIP code 13348 has 27 business establishments employing approximately 129 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What are the main industries in ZIP code 13348?
The top industries by establishment count in ZIP 13348 are: Manufacturing (4), Construction (3), Information (3). There are 6 industry sectors represented in total.
What is the education level in ZIP code 13348?
In ZIP code 13348, 61.1% of residents aged 25+ have a high school diploma or higher, and 32.6% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What percentage of residents own vs. rent in ZIP 13348?
In ZIP code 13348, approximately 82.6% of occupied housing units are owner-occupied and 17.4% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 13348?
The poverty rate in ZIP code 13348 is 8.4% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.
Related
Take this with you
What to do with ZIP 13348's numbers, next.
- See how ZIP 13348 compares to a neighboring ZIP code on the same Census fields Compare this ZIP
- Check where Hartwick, NY ranks among every U.S. ZIP code on income, education, or homeownership View national rankings
- Save this ZIP to your shortlist to track alongside others you're considering View your shortlist
ZIP Code Tabulation Areas (ZCTAs) are Census Bureau approximations of USPS ZIP codes; figures describe the ZCTA area, not any single address within it.