PlainZIP

Hartwick, NY · standard

ZIP Code 13348

Otsego County, New York - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.

1,469
15/sq mi
$80,245
Median income
$170,400
Median home value
32.6%
Bachelor's or higher

The verdict

Hartwick pairs an above-median household income with below-median home values, in a rural, homeowner-dominated area.

Top 38%
household income, US ZIPs
34th pct
home value, US ZIPs
15
people per sq mi
83%
owner-occupied homes

Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 13348 against every reporting US ZIP.

ZIP code 13348 is a sparsely populated ZIP (a standard USPS delivery area) in Hartwick, Otsego County, New York, home to just 1,469 residents across 96.0 square miles, a density of 15 people per square mile, in the New York time zone.

ZIP 13348 lands in the middle-income range, with a median household income of $80,245 (13% below the New York average), while per-capita income is $34,018. The poverty rate stands at 8.4% and the unemployment rate at 17.5%. On housing, the median home value is $170,400 (55% below the state average) with median rent at $1,064 per month, and 82.6% of occupied units are owner-occupied.

A solid share of residents have a four-year degree: 32.6% of adults hold a bachelor's degree or higher, the median age is 43.3, and the average commute is -. A geography-based comparison follows: 7 ZIP codes within about 10 miles of 13348, plus 6 more within Otsego County, give a clearer read than the national average alone.

Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →

Top industries in ZIP 13348

Top 5 sectors by establishment count in Hartwick, NY

Which industries have the most business establishments in ZIP 13348.

establishments

What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.

Source U.S. Census Bureau · ZIP Code Business Patterns (ZBP) As of 2023

Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 13348, Hartwick, NY · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.

Quick Facts

1,469

Population

96.0

Area (sq mi)

15

People / sq mi

New York

Time Zone

standard

ZIP Type

Neighborhood Scorecard
Get an A-F grade across income, safety, housing, rent, education, commute, and childcare for this ZIP code.
View Scorecard →

Who lives in ZIP 13348?

43.3

Median Age

51.0%

Male

49.0%

Female

1.6%

Foreign-Born

White 97.6%
African American 0.3%
Asian 0.0%
American Indian or Alaska Native 0.0%
Native Hawaiian or Pacific Islander 0.0%
Two or More Ethnicities 2.1%
Hispanic or Latino 0.1%

Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How much do residents earn?

$80,245

Median Household Income

-13% vs state

$34,018

Per Capita Income

8.4%

Poverty Rate

17.5%

Unemployment Rate

How ZIP 13348 ranks nationally

Hartwick, NY household income vs. every US ZIP code

Median household income, the full national distribution, with this ZIP marked

$80,245 Top 38% higher than 62% of 30,318 US ZIPs

$0–$20,000: 118 US ZIPs (0%). Below this entry. $20,000–$40,000: 1,573 US ZIPs (5%). Below this entry. $40,000–$60,000: 7,092 US ZIPs (23%). Below this entry. $60,000–$80,000: 9,980 US ZIPs (33%). Below this entry. $80,000–$100,000: 5,778 US ZIPs (19%). This entry sits in this band. $100,000–$120,000: 2,855 US ZIPs (9%). Above this entry. $120,000–$140,000: 1,362 US ZIPs (4%). Above this entry. $140,000–$160,000: 686 US ZIPs (2%). Above this entry. $160,000–$180,000: 364 US ZIPs (1%). Above this entry. $180,000–$200,000: 186 US ZIPs (1%). Above this entry. $200,000–$220,000: 324 US ZIPs (1%). Above this entry. This ZIP $0 $200K+ every reporting US ZIP, bucketed by value

Each bar is a $20K-wide band; taller bars hold more US ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source U.S. Census Bureau, ACS 5-Year Estimates · 2019–2023

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What is the education profile here?

High School Graduate or Higher 61.1%
Bachelor's Degree or Higher 32.6%

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What does housing look like?

701

Total Housing Units

568

Occupied Units

133

Vacant Units

2.48

Avg Household Size

Occupancy Type

Owner 82.6%
Renter 17.4%

$170,400

Median Home Value

-55% vs state

$1,064

Median Rent

1954

Median Year Built

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What businesses operate in this ZIP?

Census Bureau data shows 27 business establishments in ZIP 13348, employing approximately 129 people with a combined annual payroll of $6,367,000.

27

Businesses

129

Employees

$6.4M

Annual Payroll

6

Industry Sectors

Industry Establishments % of Total
Manufacturing 4 14.8%
Construction 3 11.1%
Information 3 11.1%
Professional, scientific, and technical services 3 11.1%
Accommodation and food services 3 11.1%
Other services (except public administration) 3 11.1%

Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.

Nearby ZIP Codes

Want a side-by-side? Compare 13348 vs 13315 →

ZIP 13348 vs its nearest neighbors, by population

Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.

residents

What this shows Among its immediate neighbors, ZIP 13348 ranks #2 by population - useful context the national average alone can't give.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023

ZIP 13348 vs its nearest neighbors, by median income

Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.

median income

What this shows By household income, ZIP 13348 ranks #5 of 8 neighboring ZIPs, local affluence varies block to block, not just metro to metro.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023
ZIP Code City Population Distance
13315 Burlington Flats, NY 1,419 4.6 mi
13337 Fly Creek, NY 790 5.4 mi
13810 Mount Vision, NY 1,149 7.1 mi
13342 Garrattsville, NY 165 7.3 mi
13807 Milford, NY 1,199 8.0 mi
13439 Richfield Springs, NY 3,950 10.8 mi
13415 New Lisbon, NY 77 10.2 mi

More ZIP Codes in Otsego County

13820 standard
Oneonta, NY
Pop: 22,455
13326 standard
Cooperstown, NY
Pop: 5,561
13849 standard
Unadilla, NY
Pop: 4,551
13439 standard
Richfield Springs, NY
Pop: 3,950
13825 standard
Otego, NY
Pop: 3,442
12197 standard
Worcester, NY
Pop: 2,233

Related Areas

Otsego County Hartwick, NY New York

Frequently Asked Questions

What county is ZIP code 13348 in? ▼
ZIP code 13348 (Hartwick) is located in Otsego County, New York. Otsego County contains multiple ZIP codes, see the full list at /counties/otsego-ny.
What is the population of ZIP code 13348? ▼
ZIP code 13348 in Hartwick, NY has a population of 1,469 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 13348? ▼
The median household income in ZIP 13348 is $80,245, which is 5% above the national average of $76,288.
What is the average home value in ZIP 13348? ▼
The median home value in ZIP 13348 is $170,400, which is 39% below the national average of $278,155.
What is the demographic makeup of ZIP 13348? ▼
The largest racial group in ZIP 13348 is White at 97.6%. Hispanic or Latino residents make up 0.1% of the population.
How many businesses are in ZIP code 13348? ▼
ZIP code 13348 has 27 business establishments employing approximately 129 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What are the main industries in ZIP code 13348? ▼
The top industries by establishment count in ZIP 13348 are: Manufacturing (4), Construction (3), Information (3). There are 6 industry sectors represented in total.
What is the education level in ZIP code 13348? ▼
In ZIP code 13348, 61.1% of residents aged 25+ have a high school diploma or higher, and 32.6% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What percentage of residents own vs. rent in ZIP 13348? ▼
In ZIP code 13348, approximately 82.6% of occupied housing units are owner-occupied and 17.4% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 13348? ▼
The poverty rate in ZIP code 13348 is 8.4% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.

Read our methodology to see how this data is sourced, computed, and verified.