Milford, NY · standard
ZIP Code 13807
Otsego County, New York - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.
- 1,199
- 19/sq mi Moderate-density area
- $77,083
- Median income Near-median income area
- $166,500
- Median home value Below-median home value
- 30.4%
- Bachelor's or higher Above-average bachelor's attainment
National ZIP placement
Milford pairs an above-median household income with below-median home values, in a rural, homeowner-dominated area.
- Top 42%
- household income, US ZIPs
- 33rd pct
- home value, US ZIPs
- 19
- people per sq mi
- 79%
- owner-occupied homes
Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 13807 against every reporting US ZIP.
ZIP code 13807 is a sparsely populated ZIP (a standard USPS delivery area) in Milford, Otsego County, New York, home to just 1,199 residents across 61.8 square miles, a density of 19 people per square mile, in the New York time zone.
ZIP 13807 lands in the middle-income range, with a median household income of $77,083 (17% below the average New York ZIP), while per-capita income is $41,829. The poverty rate is 7.8%, with unemployment at 9.0%; those measures add context to the income figure. Home values sit below the statewide ZIP benchmark: the median is $166,500 (56% below the average New York ZIP), and median rent is $820; owner occupancy is 78.7%.
A solid share of residents have a four-year degree: 30.4% of adults hold a bachelor's degree or higher, the median age is 48.3, and the average commute is -. The page also surfaces 8 ZIP codes within roughly 10 miles and 6 more in Otsego County, so 13807 can be compared with both its immediate and county-level context.
Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →
Top industries in ZIP 13807
Top 5 sectors by establishment count in Milford, NY
Which industries have the most business establishments in ZIP 13807.
- Accommodation and food services
Accommodation and food services
9 establishments
- Health care and social assistance
Health care and social assistance
7 establishments
- Retail trade
Retail trade
5 establishments
- Utilities 3
Utilities
3 establishments
What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.
Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 13807, Milford, NY · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.
Quick Facts
1,199
Population
61.8
Area (sq mi)
19
People / sq mi
New York
Time Zone
standard
ZIP Type
Who lives in ZIP 13807?
48.3
Median Age
43.5%
Male
56.5%
Female
6.3%
Foreign-Born
Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How much do residents earn?
$77,083
Median Household Income
-17% vs state ZIP avg
$41,829
Per Capita Income
7.8%
Poverty Rate
9.0%
Unemployment Rate
How ZIP 13807 ranks among New York ZIPs
Milford, NY household income vs. every New York ZIP code
Median household income among 1,626 reporting New York ZIPs (this ZIP's population is too small for a reliable national-corpus placement)
$77,083 42nd percentile higher than 42% of 1,626 New York ZIPs
Each bar is a $20K-wide band; taller bars hold more New York ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.
Source U.S. Census Bureau, ACS 5-Year Estimates · 2019–2023
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What is the education profile here?
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What does housing look like?
Housing stock: occupied vs vacant
712housing units
712
Total Housing Units
479
Occupied Units
233
Vacant Units
2.47
Avg Household Size
Occupancy Type
$166,500
Median Home Value
-56% vs state ZIP avg
$820
Median Rent
1980
Median Year Built
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What businesses operate in this ZIP?
Census Bureau data shows 38 business establishments in ZIP 13807, employing approximately 231 people with a combined annual payroll of $9,800,000.
38
Businesses
231
Employees
$9.8M
Annual Payroll
4
Industry Sectors
| Industry | Establishments | % of Total |
|---|---|---|
| Accommodation and food services | 9 | 23.7% |
| Health care and social assistance | 7 | 18.4% |
| Retail trade | 5 | 13.2% |
| Utilities | 3 | 7.9% |
Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.
Nearby ZIP Codes
Want a side-by-side? Compare 13807 vs 13834 →
ZIP 13807 vs its nearest neighbors, by population
Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.
- 13820
Oneonta (13820)
22,455 residents
- 13326 5,561
Cooperstown (13326)
5,561 residents
- 12116 1,920
Maryland (12116)
1,920 residents
- 13348 1,469
Hartwick (13348)
1,469 residents
- 13807 1,199
Milford (13807)
1,199 residents
- 13810 1,149
Mount Vision (13810)
1,149 residents
- 13750 1,092
Davenport (13750)
1,092 residents
- 13337 790
Fly Creek (13337)
790 residents
- 13834 118
Portlandville (13834)
118 residents
What this shows Among its immediate neighbors, ZIP 13807 ranks #5 by population - useful context the national average alone can't give.
ZIP 13807 vs its nearest neighbors, by median income
Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.
- 13337
Fly Creek (13337)
$99,375 median income
- 13810
Mount Vision (13810)
$93,819 median income
- 13348
Hartwick (13348)
$80,245 median income
- 13326
Cooperstown (13326)
$80,040 median income
- 12116
Maryland (12116)
$78,986 median income
- 13807
Milford (13807)
$77,083 median income
- 13820
Oneonta (13820)
$65,953 median income
- 13750
Davenport (13750)
$62,344 median income
- 13834 $37,153
Portlandville (13834)
$37,153 median income
What this shows By household income, ZIP 13807 ranks #6 of 9 neighboring ZIPs, local affluence varies block to block, not just metro to metro.
| ZIP Code | City | Population | Distance |
|---|---|---|---|
| 13834 | Portlandville, NY | 118 | 5.3 mi |
| 13810 | Mount Vision, NY | 1,149 | 6.4 mi |
| 12116 | Maryland, NY | 1,920 | 6.1 mi |
| 13337 | Fly Creek, NY | 790 | 10.0 mi |
| 13348 | Hartwick, NY | 1,469 | 8.0 mi |
| 13326 | Cooperstown, NY | 5,561 | 8.4 mi |
| 13820 | Oneonta, NY | 22,455 | 9.7 mi |
| 13750 | Davenport, NY | 1,092 | 11.9 mi |
Nationwide ZIPs with similar ACS profiles
Two Census-derived peer sets for ZIP 13807, both outside NY so the neighborhoods are not geographic containment (Nearby and same-county blocks stay local).
Similar population
Nearest cross-state ZIPs by resident population (1,199 here; floor ≥1,000).
Similar median household income
Nearest cross-state ZIPs by ACS median household income.
More ZIP Codes in Otsego County
Related Areas
Frequently Asked Questions
What county is ZIP code 13807 in?
ZIP code 13807 (Milford) is located in Otsego County, New York. Otsego County contains multiple ZIP codes, see the full list at /counties/otsego-ny.
What is the population of ZIP code 13807?
ZIP code 13807 in Milford, NY has a population of 1,199 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 13807?
The median household income in ZIP 13807 is $77,083, which is 1% above the national average of $76,288.
What is the average home value in ZIP 13807?
The median home value in ZIP 13807 is $166,500, which is 40% below the national average of $278,155.
What is the demographic makeup of ZIP 13807?
The largest racial group in ZIP 13807 is White at 91.3%. Hispanic or Latino residents make up 2.5% of the population.
How many businesses are in ZIP code 13807?
ZIP code 13807 has 38 business establishments employing approximately 231 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What are the main industries in ZIP code 13807?
The top industries by establishment count in ZIP 13807 are: Accommodation and food services (9), Health care and social assistance (7), Retail trade (5). There are 4 industry sectors represented in total.
What is the education level in ZIP code 13807?
In ZIP code 13807, 70.2% of residents aged 25+ have a high school diploma or higher, and 30.4% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What percentage of residents own vs. rent in ZIP 13807?
In ZIP code 13807, approximately 78.7% of occupied housing units are owner-occupied and 21.3% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 13807?
The poverty rate in ZIP code 13807 is 7.8% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.
Related
Take this with you
What to do with ZIP 13807's numbers, next.
- See how ZIP 13807 compares to a neighboring ZIP code on the same Census fields Compare this ZIP
- Check where Milford, NY ranks among every U.S. ZIP code on income, education, or homeownership View national rankings
- Save this ZIP to your shortlist to track alongside others you're considering View your shortlist
ZIP Code Tabulation Areas (ZCTAs) are Census Bureau approximations of USPS ZIP codes; figures describe the ZCTA area, not any single address within it.