PlainZIP

Milford, NY · standard

ZIP Code 13807

Otsego County, New York - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.

1,199
19/sq mi
$77,083
Median income
$166,500
Median home value
30.4%
Bachelor's or higher

The verdict

Milford pairs an above-median household income with below-median home values, in a rural, homeowner-dominated area.

Top 42%
household income, US ZIPs
33th pct
home value, US ZIPs
19
people per sq mi
79%
owner-occupied homes

Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 13807 against every reporting US ZIP.

ZIP code 13807 is a sparsely populated ZIP (a standard USPS delivery area) in Milford, Otsego County, New York, home to just 1,199 residents across 61.8 square miles, a density of 19 people per square mile, in the New York time zone.

ZIP 13807 lands in the middle-income range, with a median household income of $77,083 (17% below the New York average), while per-capita income is $41,829. Local economic indicators show a 7.8% poverty rate alongside 9.0% unemployment. Median home value sits at $166,500 (56% below the state average), median rent at $820 a month, and owner-occupancy at 78.7%.

A solid share of residents have a four-year degree: 30.4% of adults hold a bachelor's degree or higher, the median age is 48.3, and the average commute is -. To put 13807 in local context, 8 ZIP codes within roughly 10 miles appear further down this page alongside 6 additional ZIPs in Otsego County, for a geography-aware comparison.

Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →

Top industries in ZIP 13807

Top 5 sectors by establishment count in Milford, NY

Which industries have the most business establishments in ZIP 13807.

establishments

What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.

Source U.S. Census Bureau · ZIP Code Business Patterns (ZBP) As of 2023

Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 13807, Milford, NY · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.

Quick Facts

1,199

Population

61.8

Area (sq mi)

19

People / sq mi

New York

Time Zone

standard

ZIP Type

Neighborhood Scorecard
Get an A-F grade across income, safety, housing, rent, education, commute, and childcare for this ZIP code.
View Scorecard →

Who lives in ZIP 13807?

48.3

Median Age

43.5%

Male

56.5%

Female

6.3%

Foreign-Born

White 91.3%
African American 0.7%
Asian 3.9%
American Indian or Alaska Native 0.0%
Native Hawaiian or Pacific Islander 0.0%
Two or More Ethnicities 4.0%
Hispanic or Latino 2.5%

Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How much do residents earn?

$77,083

Median Household Income

-17% vs state

$41,829

Per Capita Income

7.8%

Poverty Rate

9.0%

Unemployment Rate

How ZIP 13807 ranks nationally

Milford, NY household income vs. every US ZIP code

Median household income, the full national distribution, with this ZIP marked

$77,083 Top 42% higher than 58% of 30,318 US ZIPs

$0–$20,000: 118 US ZIPs (0%). Below this entry. $20,000–$40,000: 1,573 US ZIPs (5%). Below this entry. $40,000–$60,000: 7,092 US ZIPs (23%). Below this entry. $60,000–$80,000: 9,980 US ZIPs (33%). This entry sits in this band. $80,000–$100,000: 5,778 US ZIPs (19%). Above this entry. $100,000–$120,000: 2,855 US ZIPs (9%). Above this entry. $120,000–$140,000: 1,362 US ZIPs (4%). Above this entry. $140,000–$160,000: 686 US ZIPs (2%). Above this entry. $160,000–$180,000: 364 US ZIPs (1%). Above this entry. $180,000–$200,000: 186 US ZIPs (1%). Above this entry. $200,000–$220,000: 324 US ZIPs (1%). Above this entry. This ZIP $0 $200K+ every reporting US ZIP, bucketed by value

Each bar is a $20K-wide band; taller bars hold more US ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source U.S. Census Bureau, ACS 5-Year Estimates · 2019–2023

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What is the education profile here?

High School Graduate or Higher 70.2%
Bachelor's Degree or Higher 30.4%

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What does housing look like?

712

Total Housing Units

479

Occupied Units

233

Vacant Units

2.47

Avg Household Size

Occupancy Type

Owner 78.7%
Renter 21.3%

$166,500

Median Home Value

-56% vs state

$820

Median Rent

1980

Median Year Built

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What businesses operate in this ZIP?

Census Bureau data shows 38 business establishments in ZIP 13807, employing approximately 231 people with a combined annual payroll of $9,800,000.

38

Businesses

231

Employees

$9.8M

Annual Payroll

4

Industry Sectors

Industry Establishments % of Total
Accommodation and food services 9 23.7%
Health care and social assistance 7 18.4%
Retail trade 5 13.2%
Utilities 3 7.9%

Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.

Nearby ZIP Codes

Want a side-by-side? Compare 13807 vs 13834 →

ZIP 13807 vs its nearest neighbors, by population

Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.

residents

What this shows Among its immediate neighbors, ZIP 13807 ranks #5 by population - useful context the national average alone can't give.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023

ZIP 13807 vs its nearest neighbors, by median income

Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.

median income

What this shows By household income, ZIP 13807 ranks #6 of 9 neighboring ZIPs, local affluence varies block to block, not just metro to metro.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023
ZIP Code City Population Distance
13834 Portlandville, NY 118 5.3 mi
13810 Mount Vision, NY 1,149 6.4 mi
12116 Maryland, NY 1,920 6.1 mi
13337 Fly Creek, NY 790 10.0 mi
13348 Hartwick, NY 1,469 8.0 mi
13326 Cooperstown, NY 5,561 8.4 mi
13820 Oneonta, NY 22,455 9.7 mi
13750 Davenport, NY 1,092 11.9 mi

More ZIP Codes in Otsego County

13820 standard
Oneonta, NY
Pop: 22,455
13326 standard
Cooperstown, NY
Pop: 5,561
13849 standard
Unadilla, NY
Pop: 4,551
13439 standard
Richfield Springs, NY
Pop: 3,950
13825 standard
Otego, NY
Pop: 3,442
12197 standard
Worcester, NY
Pop: 2,233

Related Areas

Otsego County Milford, NY New York

Frequently Asked Questions

What county is ZIP code 13807 in? ▼
ZIP code 13807 (Milford) is located in Otsego County, New York. Otsego County contains multiple ZIP codes, see the full list at /counties/otsego-ny.
What is the population of ZIP code 13807? ▼
ZIP code 13807 in Milford, NY has a population of 1,199 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 13807? ▼
The median household income in ZIP 13807 is $77,083, which is 1% above the national average of $76,288.
What is the average home value in ZIP 13807? ▼
The median home value in ZIP 13807 is $166,500, which is 40% below the national average of $278,155.
What is the demographic makeup of ZIP 13807? ▼
The largest racial group in ZIP 13807 is White at 91.3%. Hispanic or Latino residents make up 2.5% of the population.
How many businesses are in ZIP code 13807? ▼
ZIP code 13807 has 38 business establishments employing approximately 231 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What are the main industries in ZIP code 13807? ▼
The top industries by establishment count in ZIP 13807 are: Accommodation and food services (9), Health care and social assistance (7), Retail trade (5). There are 4 industry sectors represented in total.
What is the education level in ZIP code 13807? ▼
In ZIP code 13807, 70.2% of residents aged 25+ have a high school diploma or higher, and 30.4% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What percentage of residents own vs. rent in ZIP 13807? ▼
In ZIP code 13807, approximately 78.7% of occupied housing units are owner-occupied and 21.3% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 13807? ▼
The poverty rate in ZIP code 13807 is 7.8% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.

Read our methodology to see how this data is sourced, computed, and verified.