ZIP Code 13342

ZIP code 13342 is classified by USPS as a standard delivery area and covers roughly 20.6 square miles in Garrattsville, Otsego County, New York. The area is home to 165 residents, producing a population density of 8 people per square mile, and falls within the New York time zone. These USPS and Census boundary values drive every downstream statistic on this page, including the benchmarks that compare 13342 against New York and the nation.

On the economic side, the median household income for ZIP 13342 sits at $83,333 (10% below the New York average), while per-capita income is $28,548. The poverty rate stands at 1.6% and the unemployment rate at 0.0%. On housing, the median home value is — with median rent at — per month, and 97.7% of occupied units are owner-occupied, a direct signal of whether 13342 behaves more like a homeowner neighborhood or a renter-heavy ZIP.

Education and household profile round out the picture: 48.7% of adults hold a bachelor's degree or higher, the median age is 43.9, and the average commute is —. We also surface 10 nearby ZIP codes within roughly 10 miles and 6 additional ZIPs sharing Otsego County, so you can benchmark 13342 against its immediate geography rather than a national average alone. Every figure is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates, HUD Fair Market Rents, and FHFA Home Price Index data, no estimates, no proprietary scoring. Verify with HUD →