ZIP 13650 vs ZIP 13651

This side-by-side compares ZIP 13650 (Henderson, NY) and ZIP 13651 (Henderson Harbor, NY) using the same Census ACS 5-Year table fields for both — no averages swapped in, no national proxies. ZIP 13650 has a population of 1,391 at 13 people per square mile, while ZIP 13651 has 127 at 20 per square mile. That difference in population size and density alone reshapes how every other metric should be interpreted — a higher-income ZIP with 1,200 residents behaves very differently from one with 45,000.

On income and education, ZIP 13650 reports a median household income of $94,318 against $116,705 in ZIP 13651, with per-capita income of $52,587 vs $76,079. The share of adults holding a bachelor's degree or higher is 27.7% in 13650 and 61.9% in 13651. Poverty rate reads 5.7% vs 4.1%, and unemployment 5.4% vs 0.0% — these four fields alone drive most of the difference in the scorecard grades you will see for each ZIP.

Housing separates these two ZIPs further: median home value sits at $209,100 in 13650 versus $332,400 in 13651, with median rent of $953 and — per month respectively. Homeownership rate is 86.3% vs 100.0%. When reading the comparison table below, focus on paired metrics rather than single winners — a ZIP with lower home values and lower income is not strictly "worse" if rent-to-income ratios and commute times land in the same zone. Every value is pulled from the exact same ACS table so the two columns are genuinely comparable.