Henderson Harbor, NY · standard
ZIP Code 13651
Jefferson County, New York - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.
- 127
- 20/sq mi Moderate-density area
- $116,705
- Median income Above-median income area
- $332,400
- Median home value Above-median home value
- 61.9%
- Bachelor's or higher Above-average bachelor's attainment
National ZIP placement
Henderson Harbor pairs an upper-quartile household income with above-median home values, in a rural, homeowner-dominated area.
- Top 11%
- household income, US ZIPs
- Top 29%
- home value, US ZIPs
- 20
- people per sq mi
- 100%
- owner-occupied homes
Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 13651 against every reporting US ZIP.
ZIP code 13651 is a sparsely populated ZIP (a standard USPS delivery area) in Henderson Harbor, Jefferson County, New York, home to just 127 residents across 6.4 square miles, a density of 20 people per square mile, in the New York time zone.
ZIP 13651 skews affluent, with a median household income of $116,705 (26% above the average New York ZIP), while per-capita income is $76,079. Both reported hardship measures are comparatively low in absolute terms: poverty is 4.1% and unemployment is 0.0%. Median home value is $332,400 (12% below the average New York ZIP); 100.0% of occupied homes are owner-occupied.
This is a highly-educated ZIP: 61.9% of adults hold a bachelor's degree or higher, the median age is 68.5, and the average commute is -. The page also surfaces 6 ZIP codes within roughly 10 miles and 6 more in Jefferson County, so 13651 can be compared with both its immediate and county-level context.
Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →
Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 13651, Henderson Harbor, NY · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.
Quick Facts
127
Population
6.4
Area (sq mi)
20
People / sq mi
New York
Time Zone
standard
ZIP Type
Who lives in ZIP 13651?
68.5
Median Age
57.1%
Male
42.9%
Female
0.0%
Foreign-Born
Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How much do residents earn?
$116,705
Median Household Income
+26% vs state ZIP avg
$76,079
Per Capita Income
4.1%
Poverty Rate
0.0%
Unemployment Rate
How ZIP 13651 ranks among New York ZIPs
Henderson Harbor, NY household income vs. every New York ZIP code
Median household income among 1,626 reporting New York ZIPs (this ZIP's population is too small for a reliable national-corpus placement)
$116,705 Top 22% higher than 78% of 1,626 New York ZIPs
Each bar is a $20K-wide band; taller bars hold more New York ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.
Source U.S. Census Bureau, ACS 5-Year Estimates · 2019–2023
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What is the education profile here?
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What does housing look like?
Housing stock: occupied vs vacant
142housing units
142
Total Housing Units
85
Occupied Units
57
Vacant Units
1.73
Avg Household Size
Occupancy Type
$332,400
Median Home Value
-12% vs state ZIP avg
1938
Median Year Built
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What businesses operate in this ZIP?
Census Bureau data shows 9 business establishments in ZIP 13651, employing approximately 16 people with a combined annual payroll of $1,889,000.
9
Businesses
16
Employees
$1.9M
Annual Payroll
0
Industry Sectors
Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.
Nearby ZIP Codes
Want a side-by-side? Compare 13651 vs 13685 →
ZIP 13651 vs its nearest neighbors, by population
Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.
- 13605
Adams (13605)
4,777 residents
- 13634
Dexter (13634)
3,984 residents
- 13685
Sackets Harbor (13685)
2,272 residents
- 13650 1,391
Henderson (13650)
1,391 residents
- 13636 282
Ellisburg (13636)
282 residents
- 13651 127
Henderson Harbor (13651)
127 residents
- 13674 126
Pierrepont Manor (13674)
126 residents
What this shows Among its immediate neighbors, ZIP 13651 ranks #6 by population - useful context the national average alone can't give.
ZIP 13651 vs its nearest neighbors, by median income
Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.
- 13651
Henderson Harbor (13651)
$116,705 median income
- 13650
Henderson (13650)
$94,318 median income
- 13634
Dexter (13634)
$92,109 median income
- 13685
Sackets Harbor (13685)
$79,469 median income
- 13605
Adams (13605)
$70,045 median income
- 13636
Ellisburg (13636)
$58,882 median income
What this shows By household income, ZIP 13651 ranks the highest of 6 neighboring ZIPs, local affluence varies block to block, not just metro to metro.
Nationwide ZIPs with similar ACS profiles
Two Census-derived peer sets for ZIP 13651, both outside NY so the neighborhoods are not geographic containment (Nearby and same-county blocks stay local).
Similar median household income
Nearest cross-state ZIPs by ACS median household income.
More ZIP Codes in Jefferson County
Related Areas
Frequently Asked Questions
What county is ZIP code 13651 in?
ZIP code 13651 (Henderson Harbor) is located in Jefferson County, New York. Jefferson County contains multiple ZIP codes, see the full list at /counties/jefferson-ny.
What is the population of ZIP code 13651?
ZIP code 13651 in Henderson Harbor, NY has a population of 127 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 13651?
The median household income in ZIP 13651 is $116,705, which is 53% above the national average of $76,288.
What is the average home value in ZIP 13651?
The median home value in ZIP 13651 is $332,400, which is 20% above the national average of $278,155.
What is the demographic makeup of ZIP 13651?
The largest racial group in ZIP 13651 is White at 99.3%.
How many businesses are in ZIP code 13651?
ZIP code 13651 has 9 business establishments employing approximately 16 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What is the education level in ZIP code 13651?
In ZIP code 13651, 66.0% of residents aged 25+ have a high school diploma or higher, and 61.9% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What is the poverty rate in ZIP code 13651?
The poverty rate in ZIP code 13651 is 4.1% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.
Related
Take this with you
What to do with ZIP 13651's numbers, next.
- See how ZIP 13651 compares to a neighboring ZIP code on the same Census fields Compare this ZIP
- Check where Henderson Harbor, NY ranks among every U.S. ZIP code on income, education, or homeownership View national rankings
- Save this ZIP to your shortlist to track alongside others you're considering View your shortlist
ZIP Code Tabulation Areas (ZCTAs) are Census Bureau approximations of USPS ZIP codes; figures describe the ZCTA area, not any single address within it.