ZIP Code 13651

ZIP code 13651 is classified by USPS as a standard delivery area and covers roughly 6.4 square miles in Henderson Harbor, Jefferson County, New York. The area is home to 127 residents, producing a population density of 20 people per square mile, and falls within the New York time zone. These USPS and Census boundary values drive every downstream statistic on this page, including the benchmarks that compare 13651 against New York and the nation.

On the economic side, the median household income for ZIP 13651 sits at $116,705 (26% above the New York average), while per-capita income is $76,079. The poverty rate stands at 4.1% and the unemployment rate at 0.0%. On housing, the median home value is $332,400 (12% below the state average) with median rent at — per month, and 100.0% of occupied units are owner-occupied, a direct signal of whether 13651 behaves more like a homeowner neighborhood or a renter-heavy ZIP.

Education and household profile round out the picture: 61.9% of adults hold a bachelor's degree or higher, the median age is 68.5, and the average commute is —. We also surface 6 nearby ZIP codes within roughly 10 miles and 6 additional ZIPs sharing Jefferson County, so you can benchmark 13651 against its immediate geography rather than a national average alone. Every figure is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates, HUD Fair Market Rents, and FHFA Home Price Index data, no estimates, no proprietary scoring. Verify with HUD →