PlainZIP

Henderson Harbor, NY · standard

ZIP Code 13651

Jefferson County, New York - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.

127
20/sq mi
$116,705
Median income
$332,400
Median home value
61.9%
Bachelor's or higher

The verdict

Henderson Harbor pairs an upper-quartile household income with above-median home values, in a rural, homeowner-dominated area.

Top 11%
household income, US ZIPs
Top 29%
home value, US ZIPs
20
people per sq mi
100%
owner-occupied homes

Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 13651 against every reporting US ZIP.

ZIP code 13651 is a sparsely populated ZIP (a standard USPS delivery area) in Henderson Harbor, Jefferson County, New York, home to just 127 residents across 6.4 square miles, a density of 20 people per square mile, in the New York time zone.

ZIP 13651 skews affluent, with a median household income of $116,705 (26% above the New York average), while per-capita income is $76,079. The poverty rate stands at 4.1% and the unemployment rate at 0.0%. The typical home here is valued at $332,400 (12% below the state average); renters pay a median of - monthly, and 100.0% of units are owner-occupied.

This is a highly-educated ZIP: 61.9% of adults hold a bachelor's degree or higher, the median age is 68.5, and the average commute is -. Beyond these figures, 6 nearby ZIP codes within about 10 miles are surfaced below, along with 6 more sharing Jefferson County, letting you compare 13651 to its immediate surroundings rather than a national baseline alone.

Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →

Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 13651, Henderson Harbor, NY · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.

Quick Facts

127

Population

6.4

Area (sq mi)

20

People / sq mi

New York

Time Zone

standard

ZIP Type

Neighborhood Scorecard
Get an A-F grade across income, safety, housing, rent, education, commute, and childcare for this ZIP code.
View Scorecard →

Who lives in ZIP 13651?

68.5

Median Age

57.1%

Male

42.9%

Female

0.0%

Foreign-Born

White 99.3%
African American 0.0%
Asian 0.0%
American Indian or Alaska Native 0.0%
Native Hawaiian or Pacific Islander 0.0%
Two or More Ethnicities 0.7%
Hispanic or Latino 0.0%

Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How much do residents earn?

$116,705

Median Household Income

+26% vs state

$76,079

Per Capita Income

4.1%

Poverty Rate

0.0%

Unemployment Rate

How ZIP 13651 ranks nationally

Henderson Harbor, NY household income vs. every US ZIP code

Median household income, the full national distribution, with this ZIP marked

$116,705 Top 11% higher than 89% of 30,318 US ZIPs

$0–$20,000: 118 US ZIPs (0%). Below this entry. $20,000–$40,000: 1,573 US ZIPs (5%). Below this entry. $40,000–$60,000: 7,092 US ZIPs (23%). Below this entry. $60,000–$80,000: 9,980 US ZIPs (33%). Below this entry. $80,000–$100,000: 5,778 US ZIPs (19%). Below this entry. $100,000–$120,000: 2,855 US ZIPs (9%). This entry sits in this band. $120,000–$140,000: 1,362 US ZIPs (4%). Above this entry. $140,000–$160,000: 686 US ZIPs (2%). Above this entry. $160,000–$180,000: 364 US ZIPs (1%). Above this entry. $180,000–$200,000: 186 US ZIPs (1%). Above this entry. $200,000–$220,000: 324 US ZIPs (1%). Above this entry. This ZIP $0 $200K+ every reporting US ZIP, bucketed by value

Each bar is a $20K-wide band; taller bars hold more US ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source U.S. Census Bureau, ACS 5-Year Estimates · 2019–2023

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What is the education profile here?

High School Graduate or Higher 66.0%
Bachelor's Degree or Higher 61.9%

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What does housing look like?

142

Total Housing Units

85

Occupied Units

57

Vacant Units

1.73

Avg Household Size

Occupancy Type

Owner 100.0%
Renter 0.0%

$332,400

Median Home Value

-12% vs state

1938

Median Year Built

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What businesses operate in this ZIP?

Census Bureau data shows 9 business establishments in ZIP 13651, employing approximately 16 people with a combined annual payroll of $1,889,000.

9

Businesses

16

Employees

$1.9M

Annual Payroll

0

Industry Sectors

Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.

Nearby ZIP Codes

Want a side-by-side? Compare 13651 vs 13685 →

ZIP 13651 vs its nearest neighbors, by population

Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.

residents

What this shows Among its immediate neighbors, ZIP 13651 ranks #6 by population - useful context the national average alone can't give.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023

ZIP 13651 vs its nearest neighbors, by median income

Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.

median income

What this shows By household income, ZIP 13651 ranks the highest of 6 neighboring ZIPs, local affluence varies block to block, not just metro to metro.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023
ZIP Code City Population Distance
13685 Sackets Harbor, NY 2,272 3.9 mi
13650 Henderson, NY 1,391 4.4 mi
13636 Ellisburg, NY 282 9.1 mi
13605 Adams, NY 4,777 7.8 mi
13634 Dexter, NY 3,984 11.0 mi
13674 Pierrepont Manor, NY 126 10.9 mi

More ZIP Codes in Jefferson County

13601 standard
Watertown, NY
Pop: 38,158
13619 standard
Carthage, NY
Pop: 10,901
13603 standard
Watertown, NY
Pop: 9,760
13624 standard
Clayton, NY
Pop: 5,457
13605 standard
Adams, NY
Pop: 4,777
13637 standard
Evans Mills, NY
Pop: 4,491

Related Areas

Jefferson County Henderson Harbor, NY New York

Frequently Asked Questions

What county is ZIP code 13651 in? ▼
ZIP code 13651 (Henderson Harbor) is located in Jefferson County, New York. Jefferson County contains multiple ZIP codes, see the full list at /counties/jefferson-ny.
What is the population of ZIP code 13651? ▼
ZIP code 13651 in Henderson Harbor, NY has a population of 127 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 13651? ▼
The median household income in ZIP 13651 is $116,705, which is 53% above the national average of $76,288.
What is the average home value in ZIP 13651? ▼
The median home value in ZIP 13651 is $332,400, which is 20% above the national average of $278,155.
What is the demographic makeup of ZIP 13651? ▼
The largest racial group in ZIP 13651 is White at 99.3%.
How many businesses are in ZIP code 13651? ▼
ZIP code 13651 has 9 business establishments employing approximately 16 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What is the education level in ZIP code 13651? ▼
In ZIP code 13651, 66.0% of residents aged 25+ have a high school diploma or higher, and 61.9% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What is the poverty rate in ZIP code 13651? ▼
The poverty rate in ZIP code 13651 is 4.1% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.

Read our methodology to see how this data is sourced, computed, and verified.