ZIP 13731 vs ZIP 12455

This side-by-side compares ZIP 13731 (Andes, NY) and ZIP 12455 (Margaretville, NY) using the same Census ACS 5-Year table fields for both — no averages swapped in, no national proxies. ZIP 13731 has a population of 1,162 at 5 people per square mile, while ZIP 12455 has 1,988 at 10 per square mile. That difference in population size and density alone reshapes how every other metric should be interpreted — a higher-income ZIP with 1,200 residents behaves very differently from one with 45,000.

On income and education, ZIP 13731 reports a median household income of $73,750 against $85,926 in ZIP 12455, with per-capita income of $55,128 vs $51,513. The share of adults holding a bachelor's degree or higher is 34.0% in 13731 and 27.0% in 12455. Poverty rate reads 13.3% vs 11.5%, and unemployment 10.3% vs 1.7% — these four fields alone drive most of the difference in the scorecard grades you will see for each ZIP.

Housing separates these two ZIPs further: median home value sits at $291,300 in 13731 versus $255,100 in 12455, with median rent of $967 and $986 per month respectively. Homeownership rate is 86.9% vs 81.9%. When reading the comparison table below, focus on paired metrics rather than single winners — a ZIP with lower home values and lower income is not strictly "worse" if rent-to-income ratios and commute times land in the same zone. Every value is pulled from the exact same ACS table so the two columns are genuinely comparable.