Margaretville, NY · standard
ZIP Code 12455
Delaware County, New York - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.
- 1,988
- 10/sq mi Low-density area
- $85,926
- Median income Above-median income area
- $255,100
- Median home value Near-median home value
- 27.0%
- Bachelor's or higher Near-average bachelor's attainment
National ZIP placement
Margaretville pairs an above-median household income with above-median home values, in a rural, homeowner-dominated area.
- Top 31%
- household income, US ZIPs
- Top 41%
- home value, US ZIPs
- 10
- people per sq mi
- 82%
- owner-occupied homes
Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 12455 against every reporting US ZIP.
ZIP code 12455 covers 198.8 square miles in Margaretville, Delaware County, New York (a standard USPS delivery area), with a modest 1,988 residents on file, a density of 10 people per square mile, in the New York time zone.
ZIP 12455 lands in the middle-income range, with a median household income of $85,926 (7% below the average New York ZIP), while per-capita income is $51,513. The poverty rate is 11.5%, with unemployment at 1.7%; those measures add context to the income figure. Home values sit below the statewide ZIP benchmark: the median is $255,100 (33% below the average New York ZIP), and median rent is $986; owner occupancy is 81.9%.
Educational attainment sits below the national norm: 27.0% of adults hold a bachelor's degree or higher, the median age is 59.1, and the average commute is -. The page also surfaces 6 ZIP codes within roughly 10 miles and 6 more in Delaware County, so 12455 can be compared with both its immediate and county-level context.
Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →
Top industries in ZIP 12455
Top 5 sectors by establishment count in Margaretville, NY
Which industries have the most business establishments in ZIP 12455.
- Accommodation and food services
Accommodation and food services
15 establishments
- Retail trade
Retail trade
14 establishments
- Professional, scientific, and technical services
Professional, scientific, and technical services
7 establishments
- Health care and social assistance
Health care and social assistance
7 establishments
- Other services (except public administration) 5
Other services (except public administration)
5 establishments
What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.
Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 12455, Margaretville, NY · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.
Quick Facts
1,988
Population
198.8
Area (sq mi)
10
People / sq mi
New York
Time Zone
standard
ZIP Type
Who lives in ZIP 12455?
59.1
Median Age
49.6%
Male
50.4%
Female
18.9%
Foreign-Born
Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How much do residents earn?
$85,926
Median Household Income
-7% vs state ZIP avg
$51,513
Per Capita Income
11.5%
Poverty Rate
1.7%
Unemployment Rate
How ZIP 12455 ranks among New York ZIPs
Margaretville, NY household income vs. every New York ZIP code
Median household income among 1,626 reporting New York ZIPs (this ZIP's population is too small for a reliable national-corpus placement)
$85,926 Top 45% higher than 55% of 1,626 New York ZIPs
Each bar is a $20K-wide band; taller bars hold more New York ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.
Source U.S. Census Bureau, ACS 5-Year Estimates · 2019–2023
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What is the education profile here?
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What does housing look like?
Housing stock: occupied vs vacant
1,647housing units
1,647
Total Housing Units
866
Occupied Units
781
Vacant Units
1.85
Avg Household Size
Occupancy Type
$255,100
Median Home Value
-33% vs state ZIP avg
$986
Median Rent
1977
Median Year Built
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What businesses operate in this ZIP?
Census Bureau data shows 66 business establishments in ZIP 12455, employing approximately 552 people with a combined annual payroll of $27,598,000.
66
Businesses
552
Employees
$27.6M
Annual Payroll
9
Industry Sectors
| Industry | Establishments | % of Total |
|---|---|---|
| Accommodation and food services | 15 | 22.7% |
| Retail trade | 14 | 21.2% |
| Professional, scientific, and technical services | 7 | 10.6% |
| Health care and social assistance | 7 | 10.6% |
| Other services (except public administration) | 5 | 7.6% |
| Real estate and rental and leasing | 4 | 6.1% |
| Construction | 3 | 4.5% |
| Wholesale trade | 3 | 4.5% |
| Finance and insurance | 3 | 4.5% |
Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.
Nearby ZIP Codes
Want a side-by-side? Compare 12455 vs 12459 →
ZIP 12455 vs its nearest neighbors, by population
Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.
- 12455
Margaretville (12455)
1,988 residents
- 13731
Andes (13731)
1,162 residents
- 12406
Arkville (12406)
823 residents
- 13740 554
Bovina Center (13740)
554 residents
- 12421 470
Denver (12421)
470 residents
- 12459 161
New Kingston (12459)
161 residents
- 12438 59
Halcottsville (12438)
59 residents
What this shows Among its immediate neighbors, ZIP 12455 ranks the most populous - useful context the national average alone can't give.
ZIP 12455 vs its nearest neighbors, by median income
Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.
- 12421
Denver (12421)
$100,819 median income
- 12455
Margaretville (12455)
$85,926 median income
- 13740
Bovina Center (13740)
$80,625 median income
- 12438
Halcottsville (12438)
$78,512 median income
- 13731
Andes (13731)
$73,750 median income
- 12406
Arkville (12406)
$71,208 median income
What this shows By household income, ZIP 12455 ranks #2 of 6 neighboring ZIPs, local affluence varies block to block, not just metro to metro.
Nationwide ZIPs with similar ACS profiles
Two Census-derived peer sets for ZIP 12455, both outside NY so the neighborhoods are not geographic containment (Nearby and same-county blocks stay local).
Similar population
Nearest cross-state ZIPs by resident population (1,988 here; floor ≥1,000).
Similar median household income
Nearest cross-state ZIPs by ACS median household income.
More ZIP Codes in Delaware County
Related Areas
Frequently Asked Questions
What county is ZIP code 12455 in?
ZIP code 12455 (Margaretville) is located in Delaware County, New York. Delaware County contains multiple ZIP codes, see the full list at /counties/delaware-ny.
What is the population of ZIP code 12455?
ZIP code 12455 in Margaretville, NY has a population of 1,988 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 12455?
The median household income in ZIP 12455 is $85,926, which is 13% above the national average of $76,288.
What is the average home value in ZIP 12455?
The median home value in ZIP 12455 is $255,100, which is 8% below the national average of $278,155.
What is the demographic makeup of ZIP 12455?
The largest racial group in ZIP 12455 is White at 80.5%. Hispanic or Latino residents make up 16.0% of the population.
How many businesses are in ZIP code 12455?
ZIP code 12455 has 66 business establishments employing approximately 552 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What are the main industries in ZIP code 12455?
The top industries by establishment count in ZIP 12455 are: Accommodation and food services (15), Retail trade (14), Professional, scientific, and technical services (7). There are 9 industry sectors represented in total.
What is the education level in ZIP code 12455?
In ZIP code 12455, 66.3% of residents aged 25+ have a high school diploma or higher, and 27.0% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What percentage of residents own vs. rent in ZIP 12455?
In ZIP code 12455, approximately 81.9% of occupied housing units are owner-occupied and 18.1% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 12455?
The poverty rate in ZIP code 12455 is 11.5% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.
Related
Take this with you
What to do with ZIP 12455's numbers, next.
- See how ZIP 12455 compares to a neighboring ZIP code on the same Census fields Compare this ZIP
- Check where Margaretville, NY ranks among every U.S. ZIP code on income, education, or homeownership View national rankings
- Save this ZIP to your shortlist to track alongside others you're considering View your shortlist
ZIP Code Tabulation Areas (ZCTAs) are Census Bureau approximations of USPS ZIP codes; figures describe the ZCTA area, not any single address within it.